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She sniffed. The moisture on her cheeks cooled in the crisp air. She hadn’t even realized she was weeping. She was falling apart.

It was strange. She used to think of herself as a tough woman, smart and tough. You had to be to get on in Ódinsbanki. Although there were women in all jobs in Iceland, the banks had a macho culture. Work hard, play hard. They won deals because they were quicker than everyone else and they were ready to take risks that other banks wouldn’t. Óskar had insisted that they all read his favourite book, Blink by Malcolm Gladwell, with its thesis that the best decisions were those taken by instinct in seconds. Harpa had kept up, helped, she had to admit, by Gabríel Örn. They were a team: Harpa was his analytical muscle, he had the aggression and ruthlessness to close the deals.

And they had been fun, those glory days, she couldn’t pretend they hadn’t been. The trips to the Monaco Grand Prix, the yachts in the Mediterranean, the birthday parties in Barbados, following Manchester United Football club to exotic cities around Europe. It was only after going out with Gabríel for three months that Harpa realized he had supported Liverpool all his life, at least until he joined Ódinsbanki and discovered that Óskar followed Manchester United.

But she wasn’t much better. She hated football. She just didn’t let anyone at work know that.

Then there were the salmon fishing trips back in Iceland. That was corporate entertaining on a spectacular scale. Fly the clients to Reykjavík by private jet, and then from the City Airport to the river by helicopter. Each client had his own gillie, and even the most cack-handed could land a salmon. Her father had been so jealous. And proud.

She smiled.

But it was never going to last. In her heart of hearts she had known that. She had argued furiously with Gabríel over the car dealership deal, and the chain of shoe shops, both in Britain, both now bankrupt. And there were several others that she had serious doubts over. They would do fine while the economy was growing, but come a recession and they wouldn’t be able to meet their interest payments. That was a feature of nearly every deal Ódinsbanki did.

They were winging it. And when the recession did come, everything crashed at once.

She knew that would happen. While the others had such boundless optimism, such faith in their own abilities that they thought they had defied the laws of boom and bust, she never really believed it. Yet she had still followed them blindly.

Something else to feel guilty about.

She approached the harbour. She saw Kaffivagninn and smiled. She had had a part-time job there as a waitress for a few years when she was at school. She used to love to hang around the harbour. Her favourite job was cleaning out the Helgi, her father’s boat. Sometimes she would find coins and she would be allowed to keep them. It was ironic, at school people saw her as a ‘quota princess’, but in reality her father made her earn all her money.

Of course, that was the real reason she had liked to hang around the harbour, to be near him. She didn’t see him for days at a time. He would often arrive home after she had gone to bed, and be off again before she had woken up. But he loved her. His love for her was always unquestioning. It was to please him that she had worked so hard at school, that she had got a job in a bank, that she had earned so much money.

She was amazed that he had forgiven her for losing him all his savings. He had a hot temper and bore grudges, and his money was extremely important to him. She had been terrified that he would never forgive her.

But he had. Over time she realized that he had decided that she had been duped as well, that in his eyes she was just as much a victim as him. While this wasn’t true, Harpa was extremely grateful.

She looked at her watch. Only ten minutes until she was due back at the bakery. She didn’t want to abuse Dísa’s kindness, so she hurried to the bus stop and caught a number 13 back to Seltjarnarnes.

CHAPTER FIFTEEN

MAGNUS’S SPIRITS ROSE as he drove north from Reykjavík. The clouds were blown away and the sun shone out of a pale blue sky. It felt good to fly along the open road, away from the people and the bustle of the city, the grey sea shimmering to his left, the mountains looming on his right.

The road plunged deep under Hvalfjördur, Whale Fjord, one of the deepest fjords in Iceland, swung through a valley between two fells and then crossed Borgarfjördur, its surface creased by strong currents. Just beyond the little town of Borgarnes, the road forked to the left. A couple of kilometres outside the town was the church of Borg, where Egill had lived, the hero of one of Magnus’s favourite sagas.

The sagas were like the great architectural monuments of other countries. In a land with no great settlements and precious few sizeable buildings, Icelanders looked to their literature for a sense of their identity, of their past. During his adolescence in America, and then later into adulthood, Magnus had read and reread these medieval tales obsessively, conjuring in his mind’s eye the heaths and fjords of Iceland in the tenth century.

They had become a refuge for a lone Icelandic kid who found himself overwhelmed by his big American Middle School. Egill was one of the most extraordinary characters from the sagas: a brave and cruel warrior, who fought against great odds in Norway and England, before returning to his farm at Borg. But he was also a poet, whose elegy to his drowned son Magnus knew by heart. It was kind of cool to be driving past his farm now.

It was a good road, almost empty of traffic. The flanks of the fells glowed orange and gold in the low autumn sun, and the sheep were rounded balls of wool, ready for the oncoming winter. Soon the Snaefells Peninsula approached, a backbone of ragged mountains with the Snaefells glacier itself a white dome at the western end capping a slumbering volcano. The entrance to the Centre of the Earth in Jules Verne’s book. Magnus took the turning at Vegamót up the pass and into the mountains. The road wound upwards, until he cleared the pass and Breidafjördur opened out before him.

He pulled over.

Beneath him was the Berserkjahraun, a frozen stream of rock spilling down towards the sea in dramatic folds of grey and green. In the foreground Swine Lake twisted around the edge of the lava, its water level low at this time of year. Then down by the seashore was the farm of Hraun, and on the other side of the little cove, nestling under its own huge fell, Bjarnarhöfn.

Magnus’s good spirits evaporated as he felt icy fingers clutch at his chest. The fears of childhood never left you. Just over the mountain to his right was the parallel pass where the Kerlingin troll stood, the stone sack of babies over her shoulder. Down in the lava field, the murdered Swedish berserkers roamed. On the heath over to the east strode the ghost of Thórólfur Lame Foot, killed by his neighbour Arnkell a thousand years before.

And in that farm down there, right now in the twenty-first century, lived Hallgrímur, Magnus’s grandfather.

Magnus shook his head. How could he, a fit thirty-three-year-old who had got through many a tough situation, be afraid of an old man in his eighties?

But it wasn’t just the man. It was the memories.

Magnus looked over to the right, beyond the mole that was Helgafell, to Stykkishólmur, a white splatter of dots by the sea. Among those dots somewhere was Unnur Ágústsdóttir with answers to other questions.

But in the meantime, he had to find Björn.

*

Grundarfjördur was twenty kilometres further west along the coast from the Berserkjahraun. It was a compact fishing village of white houses, a church and large sheds dedicated to processing fish, squeezing around a crescent-shaped harbour. Behind it a heath of browned grass and waterfalls led up to mountains. To one side, thrusting out of the sea, was a tower of green-and-grey hooped rock known as Kirkjufell or Church Fell.