He said he took over a hundred phone calls a day. Sometimes he worked for twenty-three hours straight. When busy, he slept only every other day. I thought: well, there’s a lot of heroically manic madness about, and most of it is not virulent. Think how agitated fluidity and rushes of ideas can be harnessed, for instance, to art. I liked him; for a while I was fascinated and even envious. Why an artist would envy an accountant might seem a mystery. But doing nothing — a large helping of tedium and dreaming — is essential to a writer’s activity. How wonderful to be like him, with such a quick brain, and so in demand. Having so much to do, playing with money so competently, the hours must fly by in a fuss of earthy materialism. In comparison, we artists are of no use at all until others make us so.
Artists are always ambiguous about themselves, and certainly about their position within society. Are we inside or outside? Does what we do have any social utility? Should it have? Are we in showbiz or in service? Just as the dream escapes the utilitarian agency and vigilance of the daily self, and disproves the belief that we can rule ourselves, most proper writers would rather be at what I call the ‘Genet’ end of the scale, with the criminals, thieves and ‘bedlam boys’, than situate themselves within the farce and falsity of respectability. Art comes from chaos to make more chaos. The artist escapes the constraint of what he has done before, when he can; he has to. And, every day, I had to struggle against the impulse to become more conventional, to regress to the easy. My fears had been keeping me too safe.
*
The second time Jeff came over he made his move. He told me that the company, as it stated on its website, made investments for its valued clients. Many of his friends, as well as long-term clients, including several other writers (whose names he was not allowed to provide), were investing in a scheme he was running on behalf of the accountancy firm. The idea was to raise two hundred thousand pounds for someone to use as proof of funds. All Jeff had to do was keep my money safely for a hundred and twenty days, before returning it with good interest. He knew I had broken up with my girlfriend, and then with another girlfriend, and had school fees to pay. I was no longer earning a great deal. It was going wrong, my day seemed to be done, and advances for books and films had fallen away for everyone. Interest rates had crashed, and people were losing their jobs. Beneath most of us there is an abyss, and sometimes your foot plunges into it, and you understand something about catastrophe and loss. Most of my contemporaries, the ones who hadn’t become rich in the good times, were teaching. The academy had become our patron, as good a use for it as any: we supported the students, and the university bought us time to write.
The interest Jeff offered was high, but that was because it was only a short-term deal, he explained, and I was fortunate to get in on it so late on. More than a hundred and twenty days after my initial investment Chandler paid the interest owed. I left the capital with him, and offered him a larger chunk of money. Muttering into his phone as always, he drove me to the bank to pick it up, his feet barely touching the pedals of his huge 4x4, his computer parked securely on the dashboard.
If he seemed particularly panicky and agitated that day, I put it down to his frantic life. But, looking back, I can see that he knew, at the moment when I signed over the money to him, that he was deceiving me, that it was all a lie, and this money, which I had put aside for my children’s education, would be lost. But he said nothing and just smiled. By then I’d given him more than a hundred thousand pounds, which was the money he never returned, the money he stole, either stashing it somewhere, or losing it to other scammers.
This, it turned out, was the least of it. During this period, in the spring of 2012, he and I were doing business in a building society not far from my house. Jeff was helping me to ‘get more’ from my accounts. He asked me to give him my driving licence, which was my ID, to show the assistant at the teller’s window. He must have copied it, because a few days later my account at the building society was empty, having been raided. I didn’t become aware of this for a couple of weeks, until I returned to the building society to take out some money and found that my account had been gutted. That moment was like being hit in the face with a brick; I sat down with my head in my hands for some time, attempting to arrange the fragments of this story into one piece. I learned, much later, after a lot of confusion, that Jeff had gone into a branch of the building society in North London, where I’d never been, shown some version of my ID, forged my signature and walked out with eighty thousand pounds.
The afternoon of the discovery, despite my shock, some instinct made me continue with my detective work. I went into the branches of several building societies near where I lived, asking if they had accounts in my name. The first two didn’t, but it turned out that the third one did. When I enquired about this I had the uncanny experience of being asked by the branch manager if I was ‘the real’ Hanif Kureishi or an imposter. ‘How do we know you’re you,’ he said, ‘and not the other man?’ ‘I have ID,’ I said. ‘But he had ID,’ he replied.
While I am someone who likes to entertain interesting questions, and never mind the fact the branch manager had become a philosopher of epistemology, I had been taken over. My name belonged to someone else. I had become a nobody, a cipher, while Jeff had turned into me. After ruminating on this vertiginous reversal, I said that an imposter wouldn’t be this furious, and wouldn’t shout. Surely he would be nervous. ‘His signature is the same as yours.’ He pushed a copy across the desk. It bore no resemblance to mine. How could I prove that two quite different things were two quite different things? The situation got worse when it turned out that Jeff had also given a false address in South London. I checked the location; it was very near my childhood home. I planned to go there and run into myself, living another life. We could be introduced.
But I hadn’t thought this through yet, or even realised Jeff was involved; it hadn’t occurred to me. So, after this crime was committed I rang the criminal immediately, knowing he would help me. And he did. Jeff was furious with the building society for handing out my money on a forged signature. He said if he had more time he’d go to the building society and tear a strip off them. It was obvious the signatures wouldn’t match. It was like the Wild West out there, he said. There were at least ten thousand fraud attempts a day on British banks, and many of them succeeded. Fortunately, the building society took responsibility — having handed out my money rather easily — and returned the amount. It was a while, though, before I could think this through, and work out that it was Jeff himself who had deceived me, and then attempted to help. I should have gone with Miss Whiplash, the dominatrix.
Also during this period, when Jeff must have been very mad and busy, when the self which had perhaps dominated and contained him seemed to have been overrun by a more sinister invincible self — the whole of his energy and intelligence had become committed to extreme suicidal thievery — Jeff tried to persuade me to raise a mortgage on my house. This would release more funds for his ‘investments’. Luckily I didn’t proceed, because about a month before Jeff was due to return my capital and the next tranche of interest, I received a phone call from the accountants saying Jeff had been sacked. Another writer had noticed that money was missing from his account, and had warned the firm, who then investigated Jeff’s computer. It turned out that Jeff had stolen from the firm in which he was a partner, as well as from numerous other friends, charities and clients whose money he had invested in various flimsy schemes. If I wanted to know what was going on, I should call him — and they gave me his number and email address, and put the phone down. That was the last word his partners said on the matter. Everyone else in the company he worked for denied all responsibility.