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Well, one of the saddest-looking is a character by the name of Slow McCool, but he is a character who will usually give you a gamble and he is still taking Cara Mia at 1to 6, and Unser Fritz walks up to him and whispers in his ear, and what he whispers is he wishes to know if Slow McCool cares to lay him a price on Cara Mia third. But all that happens is that Slow McCool stops looking sad a minute and looks slightly perplexed, and then he shakes his head and goes on looking sad again.

Now Unser Fritz steps up to another sad-looking bookmaker by the name of Pete Phozzler and whispers in his ear, and Pete also

shakes his head, and after we leave him I look back and see that Pete is standing up on his stool watching Unser Fritz and still shaking his head.

Well, Unser Fritz approaches maybe a dozen other sad-looking bookmakers, and whispers to them, and all he gets is the old head-shake, but none of them seem to become angry with Unser Fritz, and I always say that this proves that bookmakers are better than some people think, because, personally, I claim they have a right to get angry with Unser Fritz for insulting their intelligence, and trying to defraud them, too, by asking a price on Cara Mia third.

Finally we come to a character by the name of Willie the Worrier, who is called by this name because he is always worrying about something, and what he is generally worrying about is a short bankroll, or his ever-loving wife, and sometimes both, though mostly it is his wife. Personally, I always figure she is something to worry about, at that, though I do not consider details necessary.

She is a redheaded Judy about half as old as Willie the Worrier, and this alone is enough to start any guy worrying, and what is more she is easily vexed, especially by Willie. In fact, I remember Solly telling me that she is vexed with Willie no longer ago than about 11 a.m. this very day, and gives him a public reprimanding about something or other in the telegraph office downtown when Solly happens to be in there hoping maybe he will receive an answer from a mark in Pittsfield, Mass., that he sends a tip on a horse.

Solly says the last he hears Willie the Worrier's wife say is that she will leave him for good this time, but I just see her over on the clubhouse lawn wearing some right classy-looking garments, so I judge she does not leave him as yet, as the clubhouse lawn is not a place to be waiting for a train.

Well, when Unser Fritz sees that he is in front of Willie's stand, he starts to move on, and I nudge him and motion at Willie, and ask him if he does not notice that Willie is another bookmaker, and Unser Fritz says he notices him all right, but that he does not care to offer him any business because Willie insults him ten years ago. He says Willie calls him a dirty old Dutch bum, and while I am thinking what a wonderful memory Unser Fritz has to remember insults from bookmakers for ten years, Willie the Worrier, sitting on his stool looking out over the crowd, spots Unser Fritz and yells at him as follows:

"Hello, Dirty Dutch," he says. "How is the soap market? What are you looking for around here, Dirty Dutch? Santa Claus?"

Well, at this Unser Fritz pushes his way through the crowd around Willie the Worrier's stand, and gets close to Willie, and says:

"Yes," he says, "I am looking for Santa Claus. I am looking for a show price on number two horse, but," he says, "I do not expect to get it from the shoemakers who are booking nowadays."

Now the chances are Willie the Worrier figures Unser Fritz is just trying to get sarcastic with him for the benefit of the crowd around his stand in asking for such a thing as a price on Cara Mia third, and in fact the idea of anybody asking a price third on a horse that some bookmakers will not accept any more wagers on first, or even second, is so humorous that many characters laugh right out loud.

"All right," Willie the Worrier says. "No one can ever say he comes to my store looking for a marker on anything and is turned down. I will quote you a show price, Dirty Dutch," he says. "You can have 1to 100."

This means that Willie the Worrier is asking Unser Fritz for one hundred dollars to the book's one dollar if Unser Fritz wishes to bet on Cara Mia dropping in there no worse than third, and of course Willie has no idea Unser Fritz or anybody else will ever take such a price, and the chances are if Willie is not sizzling a little at Unser Fritz, he will not offer such a price, because it sounds foolish.

Furthermore, the chances are if Unser Fritz offers Willie a comparatively small bet at this price, such as may enable him to chisel just a couple of hundred out of Willie's book, Willie will find some excuse to wiggle off, but Unser Fritz leans over and says in a low voice to Willie theWorrier:

"A hundred thousand."

Willie nods his head and turns to a clerk alongside him, and his voice is as low as Unser Fritz's as he says to the clerk:

"A thousand to a hundred thousand, Cara Mia third."

The clerk's eyes pop open and so does his mouth, but he does not say a word. He just writes something on a pad of paper in his hand, and Unser Fritz offers Willie the Worrier a package of thousand-dollar bills, and says:

"Here is twenty," he says. "The rest is in the jug."

"All right, Dutch," Willie says, "I know you have it, although,"

he says, "this is the first crack you give me at it. You are on, Dutch," he says. ''P.S.," Willie says, "the Dirty does not go any more."

Well, you understand Unser Fritz is betting one hundred thousand dollars against a thousand dollars that Cara Mia will run in the money, and personally I consider this wager a very sound business proposition indeed, and so does everybody else, for all it amounts to is finding a thousand dollars in the street.

There is really nothing that can make Cara Mia run out of the money, the way I look at it, except what happens to her, and what happens is she steps in a hole fifty yards from the finish when she is on top by ten, and breezing, and down she goes all spread out, and of course the other three horses run on past her to the wire, and all this is quite a disaster to many members of the public, including Unser Fritz.

I am standing with him on the rise of the grandstand lawn watching the race, and it is plain to be seen that he is slightly surprised at what happens, and personally, I am practically dumbfounded because, to tell the truth, I take a nibble at the opening price of 2 to 5 on Cara Mia with a total of thirty slugs, which represents all my capital, and I am thinking what a great injustice it is for them to leave holes in the track for horses to step in, when Unser Fritz says like this:

"Well," he says, "it is horse racing."

And this is all he ever says about the matter, and then he walks down to Willie the Worrier, and tells Willie if he will send a clerk with him, he will go to the jug and get the balance of the money that is now due Willie.

"Dutch," Willie says, "it will be a pleasure to accompany you to the jug in person."

As Willie is getting down off his stool, somebody in the crowd who hears of the wager gazes at Unser Fritz, and remarks that he is really a game guy, and Willie says:

"Yes," he says, "he is a game guy at that. But," he says, "what about me?"

And he takes Unser Fritz by the arm, and they walk away together, and anybody can see that Unser Fritz picks up anyway twenty years or more, and a slight stringhalt, in the last few minutes.

Then it comes on night again in Saratoga, and I am standing out under the elms in front of the Grand Union, thinking that this world is by no means as beautiful as formerly, when I notice a big, fat old Judy with snow-white hair and spectacles standing near me, looking up and down the street. She will weigh a good two hundred pounds, and much of it is around her ankles, but she has a pleasant face, at that, and when she observes me looking at her, she comes over to me, and says: