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"She doesn't develop a specialty." Ann Veronica was doing her best to follow him.

"She has one, that's why. Her specialty is the central thing in life, it is life itself, the warmth of life, sex—and love."

He pronounced this with an air of profound conviction and with his eyes on Ann Veronica's face. He had an air of having told her a deep, personal secret. She winced as he thrust the fact at her, was about to answer, and checked herself. She colored faintly.

"That doesn't touch the question I asked you," she said. "It may be true, but it isn't quite what I have in mind."

"Of course not," said Ramage, as one who rouses himself from deep preoccupations And he began to question her in a business-like way upon the steps she had taken and the inquiries she had made. He displayed none of the airy optimism of their previous talk over the downland gate. He was helpful, but gravely dubious. "You see," he said, "from my point of view you're grown up—you're as old as all the goddesses and the contemporary of any man alive. But from the—the economic point of view you're a very young and altogether inexperienced person."

He returned to and developed that idea. "You're still," he said, "in the educational years. From the point of view of most things in the world of employment which a woman can do reasonably well and earn a living by, you're unripe and half-educated. If you had taken your degree, for example."

He spoke of secretarial work, but even there she would need to be able to do typing and shorthand. He made it more and more evident to her that her proper course was not to earn a salary but to accumulate equipment. "You see," he said, "you are like an inaccessible gold-mine in all this sort of matter. You're splendid stuff, you know, but you've got nothing ready to sell. That's the flat business situation."

He thought. Then he slapped his hand on his desk and looked up with the air of a man struck by a brilliant idea. "Look here," he said, protruding his eyes; "why get anything to do at all just yet? Why, if you must be free, why not do the sensible thing? Make yourself worth a decent freedom. Go on with your studies at the Imperial College, for example, get a degree, and make yourself good value. Or become a thorough-going typist and stenographer and secretarial expert."

"But I can't do that."

"Why not?"

"You see, if I do go home my father objects to the College, and as for typing—"

"Don't go home."

"Yes, but you forget; how am I to live?"

"Easily. Easily.... Borrow.... From me."

"I couldn't do that," said Ann Veronica, sharply.

"I see no reason why you shouldn't."

"It's impossible."

"As one friend to another. Men are always doing it, and if you set up to be a man—"

"No, it's absolutely out of the question, Mr. Ramage." And Ann Veronica's face was hot.

Ramage pursed his rather loose lips and shrugged his shoulders, with his eyes fixed steadily upon her. "Well anyhow—I don't see the force of your objection, you know. That's my advice to you. Here I am. Consider you've got resources deposited with me. Perhaps at the first blush—it strikes you as odd. People are brought up to be so shy about money. As though it was indelicate—it's just a sort of shyness. But here I am to draw upon. Here I am as an alternative either to nasty work—or going home."

"It's very kind of you—" began Ann Veronica.

"Not a bit. Just a friendly polite suggestion. I don't suggest any philanthropy. I shall charge you five per cent., you know, fair and square."

Ann Veronica opened her lips quickly and did not speak. But the five per cent. certainly did seem to improve the aspect of Ramage's suggestion.

"Well, anyhow, consider it open." He dabbed with his paper-weight again, and spoke in an entirely indifferent tone. "And now tell me, please, how you eloped from Morningside Park. How did you get your luggage out of the house? Wasn't it—wasn't it rather in some respects—rather a lark? It's one of my regrets for my lost youth. I never ran away from anywhere with anybody anywhen. And now—I suppose I should be considered too old. I don't feel it.... Didn't you feel rather EVENTFUL—in the train—coming up to Waterloo?"

Part 6

Before Christmas Ann Veronica had gone to Ramage again and accepted this offer she had at first declined.

Many little things had contributed to that decision. The chief influence was her awakening sense of the need of money. She had been forced to buy herself that pair of boots and a walking-skirt, and the pearl necklace at the pawnbrokers' had yielded very disappointingly. And, also, she wanted to borrow that money. It did seem in so many ways exactly what Ramage said it was—the sensible thing to do. There it was—to be borrowed. It would put the whole adventure on a broader and better footing; it seemed, indeed, almost the only possible way in which she might emerge from her rebellion with anything like success. If only for the sake of her argument with her home, she wanted success. And why, after all, should she not borrow money from Ramage?

It was so true what he said; middle-class people WERE ridiculously squeamish about money. Why should they be?

She and Ramage were friends, very good friends. If she was in a position to help him she would help him; only it happened to be the other way round. He was in a position to help her. What was the objection?

She found it impossible to look her own diffidence in the face. So she went to Ramage and came to the point almost at once.

"Can you spare me forty pounds?" she said.

Mr. Ramage controlled his expression and thought very quickly.

"Agreed," he said, "certainly," and drew a checkbook toward him.

"It's best," he said, "to make it a good round sum.

"I won't give you a check though—Yes, I will. I'll give you an uncrossed check, and then you can get it at the bank here, quite close by.... You'd better not have all the money on you; you had better open a small account in the post-office and draw it out a fiver at a time. That won't involve references, as a bank account would—and all that sort of thing. The money will last longer, and—it won't bother you."

He stood up rather close to her and looked into her eyes. He seemed to be trying to understand something very perplexing and elusive. "It's jolly," he said, "to feel you have come to me. It's a sort of guarantee of confidence. Last time—you made me feel snubbed."

He hesitated, and went off at a tangent. "There's no end of things I'd like to talk over with you. It's just upon my lunch-time. Come and have lunch with me."

Ann Veronica fenced for a moment. "I don't want to take up your time."

"We won't go to any of these City places. They're just all men, and no one is safe from scandal. But I know a little place where we'll get a little quiet talk."

Ann Veronica for some indefinable reason did not want to lunch with him, a reason indeed so indefinable that she dismissed it, and Ramage went through the outer office with her, alert and attentive, to the vivid interest of the three clerks. The three clerks fought for the only window, and saw her whisked into a hansom. Their subsequent conversation is outside the scope of our story.

"Ritter's!" said Ramage to the driver, "Dean Street."

It was rare that Ann Veronica used hansoms, and to be in one was itself eventful and exhilarating. She liked the high, easy swing of the thing over its big wheels, the quick clatter-patter of the horse, the passage of the teeming streets. She admitted her pleasure to Ramage.