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"She is playing with her nephew," said Harold at last. "The Walkers have not come out yet. I think that it would be well if you were to give me that cheque, mother, and I were to return it in person."

"Certainly, Harold. I think it would be very nice.

He went in through the garden. Clara and the Doctor were sitting together in the dining-room. She sprang to her feet at the sight of him.

"Oh, Harold, I have been waiting for you so impatiently," she cried; "I saw you pass the front windows half an hour ago. I would have come in if I dared. Do tell us what has happened."

"I have come in to thank you both. How can I repay you for your kindness? Here is your cheque, Doctor. I have not needed it. I find that I can lay my hands on enough to pay my creditors."

"Thank God!" said Clara fervently.

"The sum is less than I thought, and our resources considerably more. We have been able to do it with ease."

"With ease!" The Doctor's brow clouded and his manner grew cold. "I think, Harold, that you would do better to take this money of mine, than to use that which seems to you to be gained with ease."

"Thank you, sir. If I borrowed from any one it would be from you. But my father has this very sum, five thousand pounds, and, as I tell him, I owe him so much that I have no compunction about owing him more."

"No compunction! Surely there are some sacrifices which a son should not allow his parents to make."

"Sacrifices! What do you mean?"

"Is it possible that you do not know how this money has been obtained?"

"I give you my word, Doctor Walker, that I have no idea. I asked my father, but he refused to tell me."

"I thought not," said the Doctor, the gloom clearing from his brow. "I was sure that you were not a man who, to clear yourself from a little money difficulty, would sacrifice the happiness of your mother and the health of your father."

"Good gracious! what do you mean?"

"It is only right that you should know. That money represents the commutation of your father's pension. He has reduced himself to poverty, and intends to go to sea again to earn a living."

"To sea again! Impossible!"

"It is the truth. Charles Westmacott has told Ida. He was with him in the City when he took his poor pension about from dealer to dealer trying to sell it. He succeeded at last, and hence the money."

"He has sold his pension!" cried Harold, with his hands to his face. "My dear old dad has sold his pension!" He rushed from the room, and burst wildly into the presence of his parents once more. "I cannot take it, father," he cried. "Better bankruptcy than that. Oh, if I had only known your plan! We must have back the pension. Oh, mother, mother, how could you think me capable of such selfishness? Give me the cheque, dad, and I will see this man to-night, for I would sooner die like a dog in the ditch than touch a penny of this money."

Chapter 16 A Midnight Visitor

Now all this time, while the tragi-comedy of life was being played in these three suburban villas, while on a commonplace stage love and humor and fears and lights and shadows were so swiftly succeeding each other, and while these three families, drifted together by fate, were shaping each other's destinies and working out in their own fashion the strange, intricate ends of human life, there were human eyes which watched over every stage of the performance, and which were keenly critical of every actor on it. Across the road beyond the green palings and the close-cropped lawn, behind the curtains of their creeper-framed windows, sat the two old ladies, Miss Bertha and Miss Monica Williams, looking out as from a private box at all that was being enacted before them. The growing friendship of the three families, the engagement of Harold Denver with Clara Walker, the engagement of Charles Westmacott with her sister, the dangerous fascination which the widow exercised over the Doctor, the preposterous behavior of the Walker girls and the unhappiness which they had caused their father, not one of these incidents escaped the notice of the two maiden ladies. Bertha the younger had a smile or a sigh for the lovers, Monica the elder a frown or a shrug for the elders. Every night they talked over what they had seen, and their own dull, uneventful life took a warmth and a coloring from their neighbors as a blank wall reflects a beacon fire.

And now it was destined that they should experience the one keen sensation of their later years, the one memorable incident from which all future incidents should be dated.

It was on the very night which succeeded the events which have just been narrated, when suddenly into Monica William's head, as she tossed upon her sleepless bed, there shot a thought which made her sit up with a thrill and a gasp.

"Bertha," said she, plucking at the shoulder of her sister, "I have left the front window open."

"No, Monica, surely not." Bertha sat up also, and thrilled in sympathy.

"I am sure of it. You remember I had forgotten to water the pots, and then I opened the window, and Jane called me about the jam, and I have never been in the room since."

"Good gracious, Monica, it is a mercy that we have not been murdered in our beds. There was a house broken into at Forest Hill last week. Shall we go down and shut it?"

"I dare not go down alone, dear, but if you will come with me. Put on your slippers and dressing-gown. We do not need a candle. Now, Bertha, we will go down together."

Two little white patches moved vaguely through the darkness, the stairs creaked, the door whined, and they were at the front room window. Monica closed it gently down, and fastened the snib.

"What a beautiful moon!" said she, looking out. "We can see as clearly as if it were day. How peaceful and quiet the three houses are over yonder! It seems quite sad to see that `To Let' card upon number one. I wonder how number two will like their going. For my part I could better spare that dreadful woman at number three with her short skirts and her snake. But, oh, Bertha, look! look!! look!!!" Her voice had fallen suddenly to a quivering whisper and she was pointing to the Westmacotts' house. Her sister gave a gasp of horror, and stood with a clutch at Monica's arm, staring in the same direction.

There was a light in the front room, a slight, wavering light such as would be given by a small candle or taper. The blind was down, but the light shone dimly through. Outside in the garden, with his figure outlined against the luminous square, there stood a man, his back to the road, his two hands upon the window ledge, and his body rather bent as though he were trying to peep in past the blind. So absolutely still and motionless was he that in spite of the moon they might well have overlooked him were it not for that tell-tale light behind.

"Good heaven!" gasped Bertha, "it is a burglar."

But her sister set her mouth grimly and shook her head. "We shall see," she whispered. "It may be something worse."

Swiftly and furtively the man stood suddenly erect, and began to push the window slowly up. Then he put one knee upon the sash, glanced round to see that all was safe, and climbed over into the room. As he did so he had to push the blind aside. Then the two spectators saw where the light came from. Mrs. Westmacott was standing, as rigid as a statue, in the center of the room, with a lighted taper in her right hand. For an instant they caught a glimpse of her stern face and her white collar. Then the blind fell back into position, and the two figures disappeared from their view.

"Oh, that dreadful woman!" cried Monica. "That dreadful, dreadful woman! She was waiting for him. You saw it with your own eyes, sister Bertha!"