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At that point the chosen replacement regrouped and retreated. He phoned it in. The guy he told called another guy. Who called another guy. And so on. Because bad news traveled slowly. An hour later Dino heard about it. He called his top boys together, in the lumber yard.

He said, “There are two possible scenarios. Either the thing about the police commissioner’s list was true, and they opportunistically and treacherously used the disruption to muscle in on our moneylending business, or it wasn’t true, and they planned this thing all along, and in fact tricked us into clearing the way for them.”

His right-hand man said, “I suppose we must hope it was the former.”

Dino was quiet for a long spell.

Then he said, “I’m afraid we must pretend it was the former. We have no choice. We can’t start a war. Not now. We’ll have to let them keep the moneylending business. We have no practical way to get it back. But we’ll surrender it with honor. It must be two for two. We can’t be seen to do less than that. Kill two of their men, and we’ll call it even.”

His right-hand man asked, “Which two?”

“I don’t care,” Dino said.

Then he changed his mind.

“No, choose them carefully,” he said. “Let’s try to find an advantage.”

Chapter 9

Reacher got out of the taxi at the Shevick house and walked up the narrow concrete path. The door opened before he could ring the bell. Shevick stood there, with the light behind him and his phone in his hand.

“The money came through an hour ago,” he said. “Thank you.”

“Welcome,” Reacher said.

“You’re late. We thought maybe you weren’t coming back.”

“I had to take a minor detour.”

“Where?”

“Let’s go inside,” Reacher said. “We need to talk.”

This time they used the living room. The photographs on the wall, the amputated television. The Shevicks took the armchairs, and Reacher sat on the loveseat.

He said, “It happened pretty much like it happened with you and Fisnik. Except the guy snapped my picture. Which might be a good thing, in the end. Your name, my face. A little confusion never hurts. But if I was a real client, I wouldn’t have liked it. Not one little bit. It would have felt like a bony finger on my shoulder. It would have made me feel vulnerable. Then I got outside and there was more. Two guys, who wanted to drive me home, to see where I lived, and who I lived with. My wife, if I had one. Which was another bony finger. Maybe a whole bony hand.”

“What happened?”

“The three of us negotiated a different arrangement. Not linked in any way to your name or address. In fact fairly confusing as to exactly what took place. I wanted an element of mystery about it. Their bosses will suspect a message, but they won’t be sure who from. They’ll think the Albanians, most likely. Not you, certainly.”

“What happened to the men?”

“They were part of the message. As in, this is America. Don’t send an asshole who last time out was seventh on the undercard in some basement fight club in Kiev. At least take it seriously. Show some respect.”

“They saw your face.”

“They won’t remember. They had an accident. They got all banged up. Their memories will be missing an hour or two. Retrograde amnesia, they call it. Fairly common, after physical trauma. If they don’t die first, that is.”

“So everything’s OK?”

“Not really,” Reacher said.

“What else?”

“These are not reasonable people.”

“We know.”

“How are you going to pay their money back?”

They didn’t answer.

“You need twenty-five grand, a week from right now. You can’t be late. They showed me pictures, too. Fisnik’s can’t have been worse. You need some kind of a plan.”

Shevick said, “A week is a long time.”

“Not really,” Reacher said again.

Mrs. Shevick said, “Something good might happen.”

Nothing more.

Reacher said, “You really need to tell me what it is you’re waiting for.”

It was about their daughter, inevitably. Mrs. Shevick’s gaze roamed the pictures on the wall as she told the story. Their daughter’s name was Margaret, shortened since childhood to Meg. She had been a bright, happy infant, full of charm and energy. She loved other children. She loved kindergarten. She loved elementary school. She loved to read and write and draw. She smiled and chattered all the time. She could persuade anyone to do anything. She could have sold ice to the Eskimos, her mother said.

She loved middle school just as much, and junior high, and high school. She was popular. Everyone liked her. She put on plays and sang in the choir and ran track and swam. She got her diploma, but she didn’t go to college. Her book learning was good, but not her main strength. She was a people person. She needed to be out and about, smiling, chatting, charming folks. Bending them to her will, if truth be told. She liked a purpose.

She got an entry-level job in the spokesperson business, and she bounced around town from one PR office to another, doing whatever the local establishments had a budget for. She worked hard, and made her name, and got promoted, and by the time she was thirty she was making more than her dad ever had as a machinist. Ten years later, at forty, she was still doing well, but she felt her trajectory had slowed. Her acceleration had been blunted. She could see her ceiling above her. She would sit at her desk and think, is this it?

No, she decided. She wanted one last big score. Bigger than big. She was in the wrong place, she knew. She would have to move. San Francisco, probably, where the tech money was. Where complicated things needed explaining. Sooner or later she would have to go there. Or New York. But she dithered. Time passed. Then, amazingly, San Francisco came to her. In a manner of speaking. Later she learned there was a perpetual ongoing game, stoked up by real estate people and tech sector accountants, in which the prize was to guess correctly about where the next-but-one Silicon Valley would be. In order to get in early. For some reason her hometown checked all the secret boxes. Regenerating, the right kind of people, the right buildings, and power, and internet speed. The first advance scouts were already sniffing around.

Meg got a friend-of-a-friend introduction to a guy who knew a guy, who arranged an interview with the founder of a brand new venture. They met in a downtown coffee shop. He was a twenty-five-year-old fresh off the plane from California. Some kind of a foreign-born computer genius, with some new thing to do with medical software and apps on people’s phones. Mrs. Shevick admitted she had never been exactly sure what the product was, except she knew it was the type of thing that made folks rich.

Meg was offered the job. Senior Vice President for Communications and Local Affairs. It was a fledgling ink-not-dry start-up company, so the salary wasn’t great. Not much more than she was already making. But there was a whole giant package of benefits. Stock options, a huge pension plan, a gold plated health plan, a European coupe to drive. Plus weird San Francisco stuff like free pizza and candy and massages. She liked all of it. But the stock options were by far the biggest deal. One day she could be a billionaire. Literally. That was how these things happened.

At first it went pretty well. Meg did great work keeping the drums beating, and two or three times in the first year it looked like they might make it to the top of the hill. But they didn’t. Not quite. The second year was the same. Still glossy and glamorous and cutting edge and the next big thing, but nothing actually happened. The third year was worse. Investors got nervous. The cash spigot was turned way down. But they hung in, lean and mean. They rented two floors of their building. No more pizza or candy. The massage tables were folded up and put away. They worked harder than ever, side by side in cramped quarters, still determined, still confident.