“Which was…?” I prompted him.
“After I’d had the Monet authenticated for insurance purposes, I took it to this chap my friend knew. He’s an awfully good copier of paintings. No talent of his own, just this ability to reproduce other people’s work. Anyway, once I had the copy, I sold the original privately to a Japanese collector, on the strict understanding it would never be publicly exhibited.” Henry looked up again, his eyes pleading for understanding. “I didn’t want to admit what I’d done, because the Monet is one of the main visitor attractions at the house. People come here to see the Monet because they’re interested in his work, people who otherwise wouldn’t cross the threshold. And no one ever noticed, you know. All those so-called experts never spotted the swap.” He perked up as he pointed out his one-upmanship.
“And then when the thieves took the copy, you couldn’t own up because that would mean admitting to the insurers that you’d been lying all along,” I said, feeling depressed at the thought of the risks I’d taken over a fake.
“I’ve been feeling terrible about taking their money under false pretences,” he admitted. “But what else can I do? If I tell the truth now, they’ll never reinsure me, and I’ll never get cover anywhere else. I’ve painted myself into a corner.”
“You’re not kidding,” I said bitterly. “Not to mention putting my life at risk.”
Henry sighed. “I know. I’m sorry about that. I simply didn’t know how to tell you the truth. You’ve no idea what a weight off my mind it is to have told someone at last.”
“Yeah, well, the Catholics wouldn’t have stuck with confession all these years if it didn’t have some therapeutic effect. The thing is, Henry, now I know for sure what I already suspected, I can’t sit back and watch you defraud Fortissimus to the tune of seven figures. I’ve done some hooky things for clients over the years, but this is a few noughts too far,” I said, the iron in my voice matching the anger inside me.
He met my stare at last, panic sparking in his blue eyes. “You said this came under client confidentiality,” he accused. “You can’t betray that confidence now!”
My first inclination was to say, “Watch me,” and walk. But I’d got to like Henry. And I believed him when he said he was sorry about the shit I’d been through. Besides, it doesn’t do in my business to get a name for selling your clients down the river. “Henry, this isn’t about betrayal. You’re making me party to a million-pound fraud,” I said instead.
“But even if it does come out, there will be no suggestion that you knew about it. After all, if you’d known the painting was only a copy, you wouldn’t have made such strenuous efforts to recover it,” he argued persuasively.
“But I’d know that I knew,” I said. “That’s the bottom line for me.”
Henry ran a hand through his gleaming hair. “So what did you come here for this morning, Kate? To get the truth and then throw me to the wolves?”
His words stung. “No, Henry,” I told him sternly. “I hoped you’d tell me the truth, that’s true. But I don’t want to shaft you. What I think we can do is stitch up a deal.”
He frowned. “You want a cut, is that it?” Luckily for Henry, he sounded incredulous. If he’d seriously offered me a bribe, all bets would have been off.
“No, Henry,” I said, exasperated. “What I mean is that I think I can do a deal with the insurance company.”
“You’re going to tell them I was trying to defraud them?”
“I’m going to tell them what an honest man you are, Henry. Trust me.”
An hour later, I was waiting to see Michael Haroun. I’d taken the time to get suited up in my best business outfit, a drop-dead-gorgeous lightweight woolen tailored jacket and trousers in moss green and grey. This was going to be such a difficult stunt to pull off that I was going to need all the help I could get. Call me manipulative, but this was one occasion where I was willing to exploit testosterone to the full.
I only had to hang on for ten minutes, even though the claims receptionist had warned me he was in a meeting that could take another half hour. That’s the power of hormones for you. Michael grinned delightedly at me, plonking himself down next to me on the sofa. “What a great surprise,” he said. “I hope you’ve not come to call off our dinner date tonight?”
“No way. This is strictly a business meeting,” I told him. I didn’t let that stop me brushing my knee against his.
“Right. Well, what can I do for you, Ms. Brannigan?” he said teasingly.
“This is all a bit embarrassing, really,” I said.
He raised one eyebrow. Sexy, or what? “Better get it over with, then.”
I pulled a wry face and tried to look innocent. “I’ve just come from our mutual client, Henry Naismith. He’s finally got round to clearing out some boxes of papers that were lurking in a dark corner of the cellar at Birchfield Place. And he found something rather disturbing.” I paused for effect.
“Not the Monet, I hope,” Michael joked.
“Not the Monet. What he did find was a bill of sale, and a note accompanying it in his father’s writing.” I took a deep breath. “Michael, the Monet was a fake. Henry’s father had it copied a couple of years before he died. He secretly sold the original to a private collector on the understanding it would never be displayed publicly, and the fake’s been hanging on the wall ever since.”
I’d never believed the cliche about people’s jaws dropping till then. But there was no other way to describe what had happened to Michael’s face. “A fake?” he finally echoed.
“That’s about the size of it.”
“It can’t be,” he protested. “We had an expert go over all those paintings when we first insured Birchfield for Naismith. He authenticated all of them.”
I shrugged. “Experts can be wrong. Maybe he was misled by the paperwork. I’m told the Monet had an immaculate provenance.”
“I don’t believe this,” he exploded. “We used the leading expert. Shit!” He turned away for a moment. Then, slowly, he swung round to face me. “Unless we’re really talking about your client, not his father.”
He was smart. I like that in a man, except when I’m up against him. I opened my eyes wide, aiming for the injured innocent look. “What is this, Michael? I come here telling you your company’s just saved a million quid payout and you’re giving me a bad time? For Christ’s sake, look at the bottom line here!”
His eyes narrowed. “You’re telling me he’s dropping the claim?”
“As far as the painting is concerned, of course he is. He now knows the painting was a fake; he sent me to tell you the painting was a fake; If he was as dishonest as you’re trying to make out, he could just have kept his mouth shut and pocketed the readies. Come to that, would he be paying to send me schlepping halfway across Europe in a head-to-head with the Mafia over something he knew was a copy? All Henry wants to do is set the record straight and sort out the reinsurance on what’s left of his art collection.”
By now, Michael was scowling. “And how do we know the rest of the collection aren’t fakes too?”
“They’re not. Henry is willing to let you do any tests you want to on the other paintings. Experts, X rays, whatever. He’ll stand by the results. Michael, you owe us a bit of leeway here,” I continued, building up a head of righteous anger. “If it hadn’t been for the investigation Henry instigated, this bunch of robbers would still be emptying your clients’ stately homes more regularly than the phases of the moon. Thanks to Henry, that problem has gone away. And now his honesty is saving you a sizable hole in your balance sheet. Can’t you just be grateful for that?”
I watched his eyes as he calculated his way through what I ‘d just told him. After a few moments, the clouds cleared and he smiled. “I have to hand it to you, Kate,” he said. “You are one smart operator. We have a deal. We don’t pursue your client for fraud, and we reinsure, subject to more than the usual checks. In exchange for which, your client withdraws his claim in respect of his stolen Monet. Get him to put that in writing, will you?”