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"We'll be there in fifteen minutes," Franco repeated.

Paul wasn't wild about the idea, and hated being put on the spot. He was a bean counter who liked to deal with numbers, not hasty value judgments, particularly when suffering a buzz. Under normal circumstances, Paul would have never gotten into a car at night with total strangers for an evening meeting on a yacht with a man he'd never met. But in his current muddle and with the prospect of being abetted in his business decision-making by such an important player as Vinnie Dominick, he couldn't resist. With a final nod, he took a wobbly step toward the open car door. Angelo helped by taking Paul's laptop and handing it back to him when Paul was settled.

There was no conversation as they drove back in the direction of New York. Franco and Angelo sat in the front seat, and from Paul's vantage point in the back, their heads were dark, motionless, two-dimensional cutouts against the glare of the oncoming traffic. Paul glanced out the side window and wondered if he should have at least gone into his house to let his wife know what he was doing. He sighed and tried to look on the bright side. Although the interior of the car reeked of cigarettes, neither Franco nor Angelo lit up. Paul was at least thankful for that.

The marina was dark and deserted. Franco drove directly to the base of the main pier, and all three got out. Since it was off-season, most of the boats were out of the water, standing on blocks, and covered with white, shroud-like vinyl covers.

There was no conversation as the group walked down the pier. The cold air revived Paul to a degree. He took in the nighttime beauty of the New York City skyline, marred by the fact that in the foreground, the Hudson River looked more like crude oil than water. The gentle waves made soft, lapping sounds against the pilings and the refuse-strewn shoreline. A slight odor of dead fish wafted in the breeze. Paul questioned the rationality of what he was doing but felt it was too late to change his mind.

Halfway out the pier they stopped at the mahogany stern of an impressive yacht with the name Full Speed Ahead stenciled in gold letters across it. The lights were ablaze in the main saloon, but no one could be seen. A row of fishing rods stuck out of cylindrical holders along the afterdeck's gunwales like bristles on the back of a giant insect.

Franco boarded and immediately scampered up a starboard ship's ladder and disappeared from view.

"Where's Mr. Dominick?" Paul asked Angelo. Paul's unease ticked upward without seeing the investor.

"You'll be chatting with him in two minutes," Angelo reassured him while gesturing for Paul to follow Franco across the narrow gangplank. With resignation, Paul did as he was told. Once on board, Paul had to steady himself as the large craft moved up and down with the gentle swells.

The next surprise was that Franco started the engines, which let out a deep, powerful, throaty roar. At the same time, Angelo quickly dealt with the mooring lines and pulled in the gangway. It was obvious that the two men were accustomed to running the craft.

Paul's unease again ratcheted upward. He had assumed his supposedly short meeting with Mr. Dominick would take place while the boat was moored. As the craft eased out of its slip, Paul briefly contemplated leaping off the moving boat onto the dock, but his natural indecision allowed the opportunity to pass. After four martinis, he doubted he could have managed it even if he had decided to try, especially clutching his laptop case.

Paul peered through the windows into the main saloon in hopes of seeing his missing host. He made his way over to the door and turned the handle. It opened. He glanced back at Angelo, who was busy coiling the heavy mooring lines next to several stacked cinder blocks. Angelo gestured for him to go inside. The gradually increasing roar of the diesels made conversation difficult.

Once the door was closed behind him, Paul was relieved that most of the engine noise vanished, although not the vibration. The decor of the yacht was tastelessly glitzy. There was a large, flat-screen TV with La-Z-Boy recliners grouped in front, a gaming table with chairs, a large L-shaped couch, and an impressively stocked bar. He walked across the room and glanced down a few steps into the galley area, beyond which was a passageway with several closed doors. Paul presumed they were staterooms.

"Mr. Dominick," Paul called out. There was no answer.

Paul steadied himself as he felt the engines accelerate and the boat's angle of elevation increase before quickly flattening out. He glanced out the window. The boat had picked up speed. A sudden roar turned Paul's attention back to the door leading to the after-deck. Angelo had come inside, and he approached Paul after pulling the door closed behind him. In full light, Paul was taken aback by the extent of the man's facial scarring. Not only didn't he have eyebrows, he didn't even have eyelashes. Even more startling, his abnormally thin lips were retracted back to the extent that they gave the impression they could not completely close over his yellowed teeth.

"Mr. Dominick," Angelo announced, extending Paul a cell phone flipped open.

Suppressing a sudden flash of resentment with the absurdity of the situation, Paul snatched the phone from Angelo. He plopped his laptop case onto the game table, sat down, and put the phone to his ear while watching Angelo drape himself sideways across the arms of one of the La-Z-Boys.

"Mr. Dominick," Paul snapped with the intention of expressing his irritation and frustration of having been tricked into talking on a cell phone, something that could have been done just as well from the backseat of the car. He also intended to say that he wasn't happy about having a confidential conversation within earshot of Angelo, who made no motion to leave.

"Listen, my good friend," Vinnie interrupted. "Why don't you call me Vinnie, seeing as though you and me might have to work together to straighten things out at Angels Healthcare. And before I say anything else about that, I want to apologize for not being there in person. That had been the plan, but I had an urgent business problem that needed my immediate attention. I hope you will forgive me."

"I suppose…" Paul began, but Vinnie again interrupted.

"I trust that Franco and Angelo have been treating you with appropriate hospitality, since I'm not there to do it myself. The plan was for them to pick me up at the pier at the Jacob Javits Center, but I'm stuck here in Queens. Tell me! Have they offered you a drink?"

"No, but I don't need a drink," Paul lied. He was dying for a stiff drink. "What I would like is to be brought back to the marina. You and I can talk on the way."

"I've already told Franco and Angelo to bring you back," Vinnie said. "Meantime, let's you and I get down to business. I trust that you are now aware of the extent of my interest in Angels Healthcare."

"I am indeed, and thank you. Angels Healthcare wouldn't be where it is without your generosity."

"Generosity has nothing to do with my involvement. It is strictly business – serious business, I might add."

"Of course," Paul said quickly.

"As a director through a proxy, I've heard rumors there is a serious problem with short-term cash flow. Is there truth to these rumors?"

"Before I answer," Paul said, looking over at Angelo as he nonchalantly picked at his fingernails, "one of your men is sitting here within earshot. Is that appropriate?"