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Van Zandt laughed. "Where are you parked, Miss Elle?"

"The back gate."

As we started down the road toward The Meadows I said, "You know this girl, Erin? She's not a good worker?"

He pursed his lips like he'd gotten a whiff of something rotten. "Bad attitude. Smart mouth. Flirting with the clients. American girls don't make good grooms. They're spoiled and lazy."

"I'm an American girl."

He ignored that. "Get a good Polish girl. They're strong and cheap."

"Can I get one at Wal-Mart? I've got a Russian now. She thinks she's a czarina."

"Russians are arrogant."

"And what are Dutchmen?"

He pulled the Mercedes in where I pointed, alongside my Beemer.

"I am from Belgium," he corrected. "Men from Belgium are charming and know how to treat ladies."

"Slick rascals, more like," I said. "Ladies should be on their guard, I think."

Van Zandt chuckled. "You are no pushover, Elle Stevens."

"It takes more than a smile and an accent to sweep me off my feet. I'll make you work for it."

"A challenge!" he said, delighted at the prospect.

I got out of the car without waiting for him to come around and open the door, and dug my keys out of my hip pocket. The back of my hand brushed over the butt of the gun tucked in my waistband.

"Thanks for the ride," I said.

"Thank you, Elle Stevens. You brightened an otherwise boring evening."

"Don't let Ms. Montgomery hear you say that."

"She's all gloom, talking about the dead gelding."

"Losing a horse worth that kind of money would bring me down too."

"It wasn't her money."

"Maybe she liked the horse."

He shrugged. "There's always another."

"Which I'm sure you'll be happy to supply to the grieving owner for a price."

"Of course. Why not? That's business-for me and for her."

"You sentimental fool, you."

In the harsh glow of the security light from above I saw the muscles of Van Zandt's jaw flex. "I am in this business thirty years, Elle Stevens," he said, a thread of impatience in his voice. "I am not a heartless man, but for professionals horses come and horses go. It's a shame the gelding died, but with professionals a sentimental fool is just that: a fool. People have to move on with their lives. Owners too. The insurance will pay for the dead horse, and his owner will buy another."

"Which you will be happy to find."

"Of course. I know already a horse in Belgium: clean X rays and twice as good as that one over the fences."

"And for a mere one-point-eight million he can belong to some lucky American and Don Jade can ride him."

"The good ones cost, the good ones win."

"And the rest can bite through electrical cords in the dead of night and fry themselves?" I asked. "Careful who you say that to, Van Zandt. Some insurance investigator might hear you and think the wrong thing."

He didn't shrug that off. I sensed him tense.

"I never said anyone killed the horse," he said, his voice tight and low. He was angry with me. I wasn't supposed to have a brain. I was supposed to be the next American with too much money and too little sense, waiting for him to charm me and sweep me off to Europe on a buying trip.

"No, but Jade has that reputation, doesn't he?"

Van Zandt stepped closer. My back pressed against the frame of my car's roof. I had to look up at him. There wasn't a soul around. There was nothing but a lot of open country beyond the back gates. I slipped one hand into the back of my waistband and touched my gun.

"Are you that insurance person, Elle Stevens?" he asked.

"Me?" I laughed. "God, no. I don't work." I said the word with the kind of disdain my mother would have used. "It's just a good story, that's all. Don Jade: Dangerous Man of Mystery. You know us Palm Beachers. Can't resist a juicy scandal. My biggest concern in life at the moment is where my next good horse is coming from. What goes on with this show-jumping crowd is nothing but good gossip to me."

He relaxed then, having decided I was sufficiently self-absorbed. He handed me his card and dredged up the charm again. Nothing like greed to rally a man. "Give me a call, Elle Stevens. I'll find you your horse."

I tried to smile, knowing only one side of my mouth moved upward at all. "I may take you up on that, Mr. Van Zandt."

"Call me V.," he suggested, his tone strangely intimate. "V. for Very Good Horses. V. for Victory in the showring."

V. for vomit.

"We are friends now," he announced. He leaned down and kissed my right cheek, then the left, then the right again. His lips were cold and dry.

"Three times," he said, Mr. Suave again. "Like the Dutch."

"I'll remember that. Thanks again for the ride."

I got into my car and backed out of the line. The back gate was locked. I turned and went back down the road past tent nineteen. Van Zandt followed me to the truck entrance. The lights blazed in the four big permanent barns to the right. A guard stood in the little booth between traffic lanes before the main gates, reggae music blasting from a radio on the counter. I waved at him. He waved me past without a question, his attention on the eighteen-wheel commercial horse van pulling in. I could have had a trunk full of stolen saddles. I could have had a body back there. I might have been anyone, may have done anything. An unsettling thought for the ride home.

I turned right on Pierson. Van Zandt turned right on Pierson. I watched him in the mirror, wondering if he hadn't believed me when I'd said I wasn't an insurance investigator. I wondered what his reaction would be if he saw the photo in Sidelines and put two and one together.

But people are funny that way, more easily fooled than the average person might like to believe. I didn't look like the woman in the photo. My hair was short. I hadn't given the name of the woman in the photo. The only real connection was Sean. Still, the words private investigator would set off alarms. I had to hope Sean was right: that only dressage people read the dressage section.

I turned right on South Shore. Van Zandt turned left.

I cut my lights, pulled a U-turn, and followed at a distance, past the polo stadium. He turned in at The Players club. Wining and dining. Part of a horse dealer's job. A new best friend at the bar in a place like that could turn out to have deep pockets and no self-restraint.

Van Zandt stood to make a tidy profit selling the Belgian jumper to Stellar's owner, who stood to collect a fat insurance payoff on a horse with no real future. And Don Jade-who had trained and shown Stellar, and would train and show the next one-stood in the middle of them, taking money at both ends of the deal. They might have all been in Players together right then, drinking to Stellar's timely demise.

Erin Seabright hadn't been heard from since the night Stellar died.

I dismissed the idea of going into the club. I wasn't prepared. I gunned my car's engine, turned it around, and headed home.

I was about to become a private investigator.

4

I wonder why I'm still alive.

Billy Golam had pointed that gun right in my face. In countless nightmares I have looked down the barrel of that.357 and sucked in what should have been my final breath. But Golam had turned and fired in another direction.

Was living my punishment, my purgatory? Or was I supposed to have chosen to end it myself to pay for my recklessness? Or was I just damn lucky and unwilling to believe it?

Four-thirty A.M.

I was lying in bed, staring at the blades of the ceiling fan go around. The guest house had been decorated by a Palm Beach interior designer who had gone amok with delusions of Caribbean plantations. It seemed a cliché to me, but no one had ever paid me to pick out paint chips and pillow shams.