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DEDICATION

FOR MY MOM AND DAD

CONTENTS

Dedication

Introduction

Part One

Chapter 1

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Chapter 6

Chapter 7

Chapter 8

Chapter 9

Chapter 10

Chapter 11

Part Two

Chapter 12

Chapter 13

Chapter 14

Chapter 15

Chapter 16

Chapter 17

Chapter 18

Chapter 19

Chapter 20

Chapter 21

Chapter 22

Part Three

Chapter 23

Chapter 24

Chapter 25

Chapter 26

Chapter 27

Chapter 28

Chapter 29

Chapter 30

Chapter 31

Technical Appendix

Acknowledgments

Sources

Index

About the Author

Credits

Copyright

About the Publisher

INTRODUCTION

It was after midnight and

many of the guests had

already gone to bed, leaving

behind

their

amber-tailed

tumblers

of

high-end

whiskey. The poker dealer

who had been hired for the

occasion from a local casino

had left a half hour earlier,

but the remaining players had

convinced her to leave the

table and cards so that they

could keep playing. The

group still hovering over the

felt and chips was dwarfed by

the vaulted, wood-timbered

ceiling, three stories up. The

large wall of windows on the

far side of the table looked

out onto a long dock, bobbing

on the shimmering surface of

Lake Tahoe.

Sitting at one end of the

table, with his back to the

lake,

twenty-nine-year-old

Erik Voorhees didn’t look

like someone who three years

earlier had been unemployed,

mired in credit card debt, and

doing odd jobs to pay for an

apartment in New Hampshire.

Tonight Erik fitted right in

with his suede oxfords and

tailored jeans and he bantered

easily with the hedge fund

manager sitting next to him.

His hairline was already

receding, but he still had a

distinct,

fresh-faced

youthfulness to him. Showing

his boyish dimples, Erik

joked

about

his

poor

performance at their poker

game the night before, and

called it a part of his “long

game.”

“I was setting myself up

for tonight,” he said with a

broad toothy smile, before

pushing a pile of chips into

the middle of the table.

Erik could afford to

sustain the losses. He’d

recently sold a gambling

website that was powered by

the enigmatic digital money

and payment network known

as Bitcoin. He’d purchased

the gambling site back in

2012

for

about

$225,

rebranded it as SatoshiDice,

and sold it a year later for

some $11 million. He was

also sitting on a stash of

Bitcoins that he’d begun

acquiring a few years earlier

when

each

Bitcoin

was

valued at just a few dollars. A

Bitcoin

was

now

worth

around $500, sending his

holdings into the millions.

Initially snubbed by investors

and serious business folk,

Erik was now attracting a lot

of high-powered interest. He

had been invited to Lake

Tahoe by the hedge fund

manager sitting next to him at

the

poker

table,

Dan

Morehead, who had wanted

to pick the brains of those

who had already struck it rich

in the Bitcoin gold rush.

For Voorhees, like many

of

the

other

men

at

Morehead’s

house,

the

impulse that had propelled

him into this gold rush had

both everything and nothing

to do with getting rich. Soon

after he first learned about the

technology from a Facebook

post, Erik predicted that the

value of every Bitcoin would

grow astronomically. But this

growth, he had long believed,

would be a consequence of

the

multilayered

Bitcoin

computer

code

remaking

many of the prevailing power

structures

of

the

world,

including Wall Street banks

and national governments—

doing to money what the

Internet had done to the

postal service and the media

industry. As Erik saw it,

Bitcoin’s growth wouldn’t

just make him wealthy. It

would also lead to a more just

and peaceful world in which

governments

wouldn’t

be

able to pay for wars and

individuals

would

have

control over their own money

and their own destiny.

It was not surprising that

Erik, with ambitions like

these, had a turbulent journey

since

his

days

of

unemployment

in

New

Hampshire. After moving to

New York, he had helped

convince

the

Winklevoss

twins, Tyler and Cameron, of

Facebook fame, to put almost

a million dollars into a startup

he helped create, called

BitInstant.

But

that

relationship ended with a

knock-down, drag-out fight,

after which Erik resigned

from the company and moved

to Panama with his girlfriend.

More recently, Erik had

been spending many of his

days in his office in Panama,

dealing with investigators

from the US Securities and

Exchange Commission—one

of the top financial regulatory

agencies—who

were

questioning a deal in which

he’d sold stock in one of his

startups for Bitcoins. The

stock had ended up providing

his investors with big returns.

And the regulators, by Erik’s

assessment, didn’t seem to

even

understand

the

technology. But they were

right

that

he

had

not

registered his shares with

regulators. The investigation,

in any case, was better than

the situation facing one of

Erik’s former partners from

BitInstant, who had been

arrested two months earlier,

in January 2014, on charges

related to money laundering.

Erik, by now, was not

easily rattled. It helped that,

unlike

many

passionate

partisans, he had a sense of

humor about himself and the

quixotic movement he had

found himself at the middle

of.

“I try to remind myself

that Bitcoin will probably

collapse,” he said. “As bullish

as I am on it, I try to check

myself and remind myself

that new innovative things

usually fail. Just as a sanity

check.”

But he kept going, and

not just because of the money

that had piled up in his bank

account. It was also because

of the new money that he and

the other men in Lake Tahoe