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were helping to bring into

existence—a new kind of

money that he believed would

change the world.

THE BITCOIN CONCEPT first

came onto the scene in more

modest circumstances, five

years earlier, when it was

posted to an obscure mailing

list by a shadowy author

going by the name Satoshi

Nakamoto.

From

the

beginning,

Satoshi envisioned a digital

analog to old-fashioned gold:

a new kind of universal

money that could be owned

by

everyone

and

spent

anywhere. Like gold, these

new digital coins were worth

only what someone was

willing to pay for them—

initially nothing. But the

system was set up so that, like

gold, Bitcoins would always

be scarce—only 21 million of

them would ever be released

—and hard to counterfeit. As

with gold, it required work to

release new ones from their

source, computational work

in the case of Bitcoins.

Bitcoin also held certain

obvious advantages over gold

as a new place to store value.

It didn’t take a ship to move

Bitcoins from London to New

York—it took just a private

digital key and the click of a

mouse. For security, Satoshi

relied

on

uncrackable

mathematical formulas rather

than armed guards.

But the comparison to

gold went only so far in

explaining why Bitcoin ended

up attracting such attention.

Each ingot of gold has always

existed independent of every

other ingot. Bitcoins, on the

other hand, were designed to

live

within

a

cleverly

constructed,

decentralized

network, just as all the

websites in the world exist

only within the decentralized

network

known

as

the

Internet. Like the Internet, the

Bitcoin network wasn’t run

by some central authority.

Instead it was built and

sustained by all the people

who hooked their computers

into it, which anyone in the

world could do. With the

Internet,

what

connected

everyone together was a set

of software rules, known as

the Internet protocol, which

governed how information

moved around. Bitcoin had its

own software protocol—the

rules that dictated how the

system worked.

The technical details of

how all this worked could be

mind-numbingly complicated

—involving advanced math

and cryptography. But from

its earliest days, a small

group of dedicated followers

saw that at its base, Bitcoin

was, very simply, a new way

of creating, holding, and

sending

money.

Bitcoins

were not like dollars and

euros, which are created by

central banks and held and

transferred by big, powerful

financial institutions. This

was a currency created and

sustained by its users, with

new money slowly distributed

to the people who helped

support the network.

Given that it aimed to

challenge some of the most

powerful institutions in our

society, the Bitcoin network

was, from early on, described

by its followers in utopian

terms. Just as the Internet

took power from big media

organizations and put it in the

hands

of

bloggers

and

dissidents, Bitcoin held out

the promise of taking power

from banks and governments

and giving it to the people

using the money.

This was all rather high-

minded stuff and it attracted

plenty

of

derision—most

ordinary folks imagined it

falling somewhere on the

spectrum

between

Tamagotchi pet and Ponzi

scheme, when they heard

about it at all.

But Bitcoin had the good

fortune of entering the world

at a utopian moment, in the

wake of a financial crisis that

had exposed many of the

shortcomings of our existing

financial and political system,

creating

a

desire

for

alternatives. The Tea Party,

Occupy Wall Street, and

WikiLeaks—among others—

had divergent goals, but they

were united in their desire to

take power back from the

privileged elite and give it to

individuals. Bitcoin provided

an apparent technological

solution to these desires. The

degree to which Bitcoin

spoke to its followers was

apparent from the variety of

people who left their old lives

behind to chase the promise

of

this

technology—

aficionados

like

Erik

Voorhees and many of his

new friends. It didn’t hurt that

if Bitcoin worked, it would

make

the

early

users

fabulously wealthy. As Erik

liked to say, “It’s the first

thing I know where you can

both get rich and change the

world.”

Given the opportunity to

make money, Bitcoin was not

only attracting disaffected

revolutionaries. Erik’s host,

Dan Morehead, had gone to

Princeton and worked at

Goldman

Sachs

before

starting his own hedge fund.

Morehead was a leading

figure among the moneyed

interests who had recently

been

pumping

tens

of

millions of dollars into the

Bitcoin ecosystem, hoping for

big returns. In Silicon Valley,

investors and entrepreneurs

were clamoring to find ways

to use Bitcoin to improve on

existing payment systems like

PayPal, Visa, and Western

Union and to steal Wall

Street’s business.

Even people who had

little sympathy for Occupy

Wall Street or the Tea Party

could understand the benefits

of a more universal money

that doesn’t have to be

exchanged at every border;

the advantages of a digital

payment method that doesn’t

require you to hand over your

identifying information each

time you use it; the fairness

of a currency that even the

poorest people in the world

can keep in a digital account

without paying hefty fees,

rather than relying only on

cash; and the convenience of

a payment system that makes

it possible for online services

to charge a penny or a dime

—to view a single news

article or skip an ad—skirting

the current limits imposed by

the 20- or 30-cent minimum

charge for a credit card

transaction.

In the end, though, many

of the people interested in

more practical applications of

Bitcoin still ended up talking

about the technology in

revolutionary terms: as an

opportunity to make money

by disrupting the existing

status quo. At the dinner a

few hours before the late-

night poker game, Morehead

had joked about the fact that,

at the time, all the Bitcoins in