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the

people

running

the

companies. The losses this

time happened to customers

of MyBitcoin. The site, which

had been around for over a

year, provided a simple

online wallet and held the

private keys for all of its

customers, so the customers

didn’t have to worry about

losing keys.

In late July coins started

mysteriously

disappearing

from MyBitcoin wallets. The

founder of the site, a man

who called himself Tom

Williams, was unresponsive

and soon enough all the

wallets

were

frozen.

Customers realized that they

had no idea who Tom

Williams actually was. On the

forums, a group of users

formed a vigilante online

posse to try to hunt down

Williams, but after making

initial progress they lost the

trail. It quickly became clear

that Tom Williams, whoever

he was, had now disappeared

with everyone’s Bitcoins and

there was nothing anyone

could do to get them back. In

the

days

after

his

disappearance, the price of a

Bitcoin fell to $6.

THE SCANDALS AND steadily

declining price of Bitcoin

over the summer of 2011

drove away most of the

crowds that had been drawn

in when the price was

shooting up a few months

earlier. The future for Bitcoin,

a technology that relied on

maintaining the trust of its

users, seemed about as bleak

as it had ever been.

But

the

disappearing

crowds were a bit like a

receding tide. They exposed

what had been left behind and

it was not an altogether

disheartening

scene.

Yes,

there were fewer people, but

most

of

the

serious

programmers who had gotten

involved in Bitcoin earlier on

had stuck around.

For people like Gavin

Andresen and Jeff Garzik, the

problems at Mt. Gox and

MyBitcoin were evidence for

why a decentralized financial

network like Bitcoin was

needed. Both Mt. Gox and

MyBitcoin were centralized

companies and they failed

because of the amount of

power and money that had

been placed in the hands of

their operators. With Mt.

Gox, the hacker had needed

to get only one password to

access the entire system. And

because Mark kept tight

control over all the code for

Mt. Gox, his customers

couldn’t review the software

and chip in with suggestions

and improvements of the sort

that could have helped avoid

the

hack.

The

Bitcoin

protocol, on the other hand,

had been slowly improved

over time by all the people

looking at it, and had

continued

working

as

intended

throughout

the

various crises.

As the summer went on, it

was evident that Bitcoin had

not just kept its hold on the

experienced programmers—

all the excitement in June had

actually drawn the attention

of many new programmers,

who

understood

the

distinction

between

the

Bitcoin protocol and the

current

crop

of

Bitcoin

companies.

Mike Hearn, the British

engineer working in Google’s

Swiss offices, had created an

e-mail

list

for

Google

employees

interested

in

Bitcoin, and through the

summer of 2011 it had grown

to over a hundred people. On

the list, Google employees

conversed about the new

ideas and potential that were

contained within the Bitcoin

protocol.

One Google engineer in

the

company’s

Mountain

View headquarters, Charlie

Lee, sent Hearn a check for

$3,000 in exchange for a

batch of coins. At the same

time, Lee wrote to his family

with twelve bullet points with

reasons for giving it a look,

including:

• The whole system is

distributed and

decentralized. It’s a

peer to peer system. No

government can shut it

down even if Bitcoins

were outlawed.

• The system is self

sustaining. The miners

(i.e. p2p nodes) have

incentives to keep

mining, which helps

secure the whole

system. The more the

system is secure, the

more the users will trust

in Bitcoins and use

them. And the more

people use them, there’s

more incentives for the

miners.

• Everything is defined

by its source code and

it’s opened source.

Five or six other Google

employees began developing

new Bitcoin software to make

the network easier to access.

Mike and the other Googlers

were taking advantage of the

company’s policy of allowing

its employees to spend 20

percent of their working time

on non-Google experiments.

Mike used this time to

develop BitcoinJ, a codebase

that made it possible to work

Bitcoin into websites. This

was a significant step for the

virtual currency. Before this,

everyone who wanted to use

the system had to download

the Bitcoin software and a

copy of the entire blockchain.

That was, by now, a large

file, and its size made it all

but impossible to use Bitcoin

on a phone or anywhere other

than a home computer. Mike

was making it possible for

people to use Bitcoin without

actively participating in the

network,

something

that

would open it up to new

audiences with less technical

expertise.

The work caused some

disquiet

among

Mike’s

superiors at Google, who

feared that his work could

earn

Google

unwanted

scrutiny if the government

decided it didn’t like Bitcoin.

But he fought to keep

working on it, and won. And

not all the higher-ups were so

cold to the idea.

The head of Google’s

payments division, Osama

Abedier, called Mike in to get

a tutorial on the technology.

Mike knew that Google had

long struggled with how to

build

its

own

digital

payments

system.

The

program that Abedier was

working on, known as Google

Wallet, was not creating a

new

payment

system—

instead it was looking to

provide a new means of using

existing credit cards and bank

accounts online. All the fees

and restrictions with credit

cards and bank accounts still

applied to Google Wallet.

Mike gave Abedier a

lesson on the basics of a

virtual currency that had no

central

authority

and

essentially

no

transaction

fees. When Mike finished his

presentation, Abedier told

him, “I would never admit it

outside this room, but this is

how

payments

probably

should work.”