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There was plenty to be done at home-little luxury, and not much rest; but Isabel's strength and spirits seemed a match for all, in her own serene quiet way, and the days passed very happily.

Charlotte had a workhouse girl under her, who neither ate nor broke so vehemently as her predecessor. One night, when Charlotte sat mending and singing in the nursery, the girl came plodding up in her heavy shoes, aaying, 'There's one wanting to see ye below.'

'One! Who can it be?' cried Charlotte, her heart bounding at the thought of a denouement to her own romance.

'He looks like a gentleman,' said the girl, 'and he wanted not to see master, but Miss Arnold most particular.' More hopes for Charlotte. She had nearly made one bound downstairs, but waited to lay awful commands on the girl not to leave the children on no account; then flew down, pausing at the foot of the stairs to draw herself up, and remember dignity and maidenliiiess. Alas for her hopes! It was Delaford! His whiskers still were sleek and curly; he still had a grand air; but his boots were less polished-his hat had lost the gloss-and he looked somewhat the worse for wear.

Poor Charlotte started back as if she had seen a wild beast in her kitchen. She had heard of his dishonesty, and her thoughts flew distractedly to her spoons, murder, and the children. And here he was advancing gracefully to take her hand. She jumped back, and exclaimed, faintly, 'Mr. Delaford, please go away! I can't think what you come here for!'

'Ah! I see, you have listened to the voice of unkind scandal,' said Mr. Delaford. 'I have been unfortunate, Miss Arnold-unfortunate and misunderstood-guilty never. On the brink of quitting for ever an ungrateful country, I could not deny myself the last sad satisfaction of visiting the spot where my brightest hours have been passed;' and he looked so pathetic, that Charlotte felt her better sense melting, and spoke in a hurry-

'Please don't, Mr. Delaford, I've had enough of all that. Please go, and take my best wishes, as long as you don't come here, for I know all about you.'

But the intruder only put his hand upon his heart, and declared that he had been misrepresented; and let a cruel world think of him as it might, there was one breast in which he could not bear that a false opinion, of him should prevail. And therewith he reached a chair, and Charlotte found herself seated and listening to him, neither believing, nor wishing to believe him, longing that he would take himself away, but bewildered by his rhetoric. In the first place, he had been hastily judged; he had perhaps yielded too much to Sir Walter-but youth, and when Lady Conway's means were in his hands, it had seemed better-he knew now that it had been a weakness, but so he had judged at the time-to supply the young gentleman's little occasions, than to make an eclat. Moreover, if he had not been the most unfortunate wretch in the world, a few lucky hits would have enabled him to restore the whole before Lord Fitzjocelyn hurried on the inquiry; but the young gentleman thought he acted for the best, and Mr. Delaford magnanimously forgave him.

Charlotte could not follow through half the labyrinth; and sat pinching the corner of her apron, with a vague idea that perhaps he was not so bad as was supposed; but what would happen if her master should find him there? She never looked up, nor made any answer, till he began to give her a piteous account of his condition; how he did not know where to turn, nor what to do; and was gradually beginning to sell off his 'little wardrobe to purchase the necessaries of life.' Then the contrast began to tell on her soft heart, and she looked up with a sound of compassion.

In the wreck of his fortunes and hopes, he had thought of her; he knew she had too generous a spirit to crush a wretch trodden down by adversity, who had loved her truly, and who had once had some few hopes of requital. Those were, alas! at an end; yet still he saw that 'woman, lovely woman, in our hours of ease'-And here he stumbled in his quotation, but the fact was, that his hopes being blasted in England, he had decided on trying his fortune in another hemisphere; but, unfortunately, he had not even sufficient means to pay for a passage of the humblest description, and if he could venture to entreat for a-in fact, a loan-it should be most faithfully and gratefully restored the moment the fickle goddess should smile on him.

Charlotte felt a gleam of joy at the prospect of getting rid of him on any terms. She belonged to a class who seldom find the golden mean in money matters, being either exceedingly close and saving, or else lavish either on themselves or other people. Good old Jane had never succeeded in saving; all her halfpence went to the beggars, and all her silver melted into halfpence, or into little presents; and on the receipt of her wages, she always rushed on to the shop like a child with a new shilling. Reading had given Charlotte a few theories on the subject, but her practice had not gone far. She always meant to put into the savings' bank; but hiring books, and daintiness, though not finery, in dress, had prevented her means from ever amounting to a sum, in her opinion, worth securing. The spirit of economy in the household had so far infected her that she had, in spite of her small wages, more in hand than ever before, and when she found what Mr. Delaford wanted, a strange mixture of feelings actuated her. She pitied the change in his fortunes; she could not but be softened by his flattering sayings,-she could not bear that he should not have another chance of retrieving his character-she knew she had trifled unjustifiably with his feelings, if he had any,- -and she had a sense of being in fault. And so the little maiden ran upstairs, peeped into her red-leather work-box, pulled out her bead- purse, and extracted therefrom three bright gold sovereigns, and ran downstairs again, trembling at her own venturesomeness, afraid that their voices might be heard. She put the whole before Delaford, saying-

'There-that is all that lays in my power. Don't mention it, pray. Now, please go, and a happy journey to you.'

How she wished his acknowledgments and faithful promises were over! He did hint something about refreshment, bread-and-cheese and beer, fare which he used to despise as 'decidedly low,' but Charlotte was obdurate here, and at last he took his leave. There stood the poor, foolish, generous little thing, raking out the last embers of the kitchen fire, conscious that she had probably done the silliest action of her life, very much ashamed, and afraid of any one knowing it; and yet strangely light of heart, as if she had done something to atone for the past permission that she had granted him to play with her vanity.

'Some day she might tell Tom all about it, and she did not think he would be angry, for he knew what it was to have nowhere to go, and to want to try for one more chance.'

CHAPTER XVIII. THE CRASH.

Late and early at employ; Still on thy golden stores intent; Thy summer in heaping and hoarding is spent, What thy winter will never enjoy. SOUTHEY.

'Stitch! stitch!' said James Frost, entering the nursery on a fine August evening, and finding his wife with the last beams of sunshine glistening on her black braids of hair, as she sat singing and working beside the cot where slept, all tossed and rosy, the yearling child. 'Stitch! stitch! If I could but do needlework!'

'Ah!' said Isabel, playfully, lifting up a sweeter face than had ever been admired in Miss Conway, 'if you will make your kittens such little romps, what would you have but mending?'

'Is it my fault? I am very sorry I entailed such a business on you. You were at that frock when I went to evening prayers at the Union, and it is not mended yet.'

'Almost; and see what a perfect performance it is, all the spots joining as if they had never been rent. I never was so proud of anything as of my mending capabilities. Besides, I have not been doing it all the time: this naughty little Fanny was in such a laughing mood, that she would neither sleep herself nor let the rest do so; and Kitty rose up out of her crib, and lectured us all. Now, don't wake them-no, you must not even kiss the twin cherries; for if they have one of papa's riots, they will hardly sleep all night.'