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‘Banks are not like that. Look, we shall go to the lawyer’s together tomorrow – I have to see him about a few things – and we will get you an advance. Then I shall take you to my bank and they will explain to you about cheques and bank drafts and all such complications.’

‘Sir, you are very good.’

‘Think nothing of it, Miss Pym. Now, as to dinner, tell cook to supply a simple meal. Have the servants who have been here longer than four years been told of their two hundred pounds?’

‘Yes, sir. Or rather, I told the footman and I assume he told everyone else.’

‘As I shall be closing this place up, I think Mr Entwhistle should advance them the money now or it might be very difficult to find them after the estate is sold and everyone has dispersed to different parts of London.’

‘Yes, sir,’ said Harriet dutifully, although she was sure that any servant with the expectation of two hundred pounds would not stay away from the lawyers for very long.

‘That will be all.’

Hannah rose and curtsied and left. Her head was full of excitement and dreams. Where would she go first? Exeter, she thought. Instead of standing by the window watching the Flying Maching hurtle past, she would be on it herself!

* * *

At ten o’clock the following morning, Sir George sent for her and told her to make herself ready to go to the lawyers. He said he would meet her in the hall in half an hour.

Hannah ran to her room and wrenched off her black gown and cap. She was going out in the company of a gentleman and must look like a lady. She had one silk gown, a golden-brown colour. It was of old-fashioned cut with the waist being where a waist should be instead of up under the armpits as present fashion decreed. The day was bitterly cold. She hesitated and then ran up the stairs and through the long corridors to Mrs Clarence’s old rooms, which had been kept locked up. Mrs Clarence had fled only in the clothes she stood up in. Her clothes, never touched since the day she had gone away, hung in two large wardrobes.

With a feeling of great daring, Hannah selected a dark-blue velvet cloak and then lifted down a beaver hat. She was sure Sir George would give them to charity. She would find the right moment to tell him she had borrowed them and ask if she might pay for them.

She carried them back down to her room and put hat and cloak on. She hoped she looked like a lady. She felt she did. But when she met Sir George, a grand figure in a many-caped coat and shining top-boots, she felt just like a servant in borrowed clothes.

He helped her into his carriage exactly as if she had been a lady and Hannah began to feel a little more assured.

The well-sprung carriage bowled down the drive. Hannah looked out eagerly, rubbing at the misted glass with her glove and pressing her crooked nose against the window.

‘Miss Pym,’ he said, ‘it is like escorting a prisoner out of jail. Did you never leave the grounds?’

‘Hardly ever, sir. There was so much to do, you see. When I was younger, I would sometimes go to the play – that was when Mrs Clarence was here, but not for a very long time now.’

‘Have you no relatives? No friends?’

‘Such friends as I had, sir, were among the staff,’ said Hannah, ‘but they gradually all found posts in other households. My family were all killed in the smallpox epidemic of ninety-two.’

‘You were with the Clarences a long time?’

‘I started as scullery maid at the age of twelve. They were newly married then, Mr and Mrs Clarence. I rose up the ranks and became housekeeper eighteen years later. But it was shortly after that that Mrs Clarence ran away. She would have been about thirty-five years then, sir, and the footman only twenty-five.’ Hannah squinted down her nose in sudden embarrassment. He might consider it vulgar of her to regale him with such gossip.

Hannah turned her attention back to the moving scene outside. She was a gossip and knew it. Time after time, she had tried to stop her clacking tongue, and time after time it had got her into trouble. But not for ages. There had been no one really to talk to.

Hannah was very disappointed in the lawyer’s office. It was dark and musty. Could do with a good scrub, thought Hannah with a sniff. She had somehow imagined that everywhere she went with Sir George would be grand and elegant. Mr Entwhistle gave her a bank draft for one hundred pounds. ‘It is the same bank as mine,’ said Sir George. ‘We are going there now, Mr Entwhistle, to arrange an account for Miss Pym. Now, there are various other things I would like to discuss with you …’

Hannah drifted over to the window which looked out on to Lincoln’s Inn Fields. A fine snow was beginning to fall from the leaden sky. Then, as she watched, the flakes grew thicker, but still buoyant on a mischievous wind, scurrying in circles, swirling up to the window and spiralling down again. Five thousand pounds! The full impact of the legacy hit Hannah in all its glory. The spectre of the workhouse receded. She was a lady of independent means. She brushed the fine velvet of the cloak she wore with a complacent hand.

Sir George quickly completed his business and took Hannah to Child’s Bank. The bank was every bit as grand as Hannah could wish, but instead of feeling happy and confident she began to feel diminished. A friend of Sir George’s approached him while they were waiting for the bank manager. To Hannah’s confusion, Sir George introduced her to his friend, a Mr Cadman. She was so used to being invisible to the Quality that she stammered and blushed. ‘How goes the world?’ Sir George asked Mr Cadman. ‘Still gambling on everything and anything?’

‘Had the most miserable run of luck at White’s,’ said Mr Cadman. ‘Lost fifteen thousand guineas last night. But I shall come about.’

Hannah felt herself shrivelling. Here was a world in which gentlemen could lose such vast sums in one night. And she had thought five thousand pounds had raised her to the ranks of the gentry!

An usher came up and said the manager was ready to see them. Hannah’s mercurial spirits went soaring up again like a balloon. For the manager treated her with deference and seemed to find nothing odd in the fact that she knew absolutely nothing about banking. She apologized for her ignorance, but he smiled and said, ‘The ladies. The ladies. Never bother their pretty heads about such mundane things as money,’ and then proceeded to give her a simple lecture on how to draw money as and when she needed it.

He then rang the bell and ordered tea and biscuits. Hannah asked a few questions and drank tea. Her voice began to sound strange and ugly in her ears. She had trained herself not to drop her aitches and to watch her grammar but now she felt it had a coarse sound compared to the cool and incisive voice of Sir George and the polite, cultured tones of the manager.

She was disappointed when the hundred pounds was handed to her in notes and silver. Hannah distrusted bank-notes, weak, flimsy pieces of paper. She preferred the hard, comfortable feel of gold.

When they left the bank and climbed in the coach, Sir George hesitated before giving instructions to his coachman to drive them back to Kensington. There was something very rewarding about taking this odd housekeeper about. There was a wonderment in her eyes as she looked about the busy streets of London, something childlike. On a sudden impulse he raised the trap and said, ‘Gunter’s.’

Hannah flashed a look at him and then sat very still, the rigidity of her body hiding the bubbling excitement within. Gunter’s was the famous pastry cook’s and confectioner’s in Berkeley Square. She wished that wretched and perfidious under-butler could see her now, Hannah Pym, entering the famous Gunter’s on the arm of a gentleman, sitting down and eating cakes, like the veriest aristocrat.