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The house was old, and now that I was getting a better look at it, not well-maintained. Upstairs, the carpet was thinning, and the pictures hanging in the open hallway overlooking the vestibule were so ancient they probably came with the house. The paint above the wainscoting was that icky green popular before the Turn, and it looked repulsive. Someone with little imagination had used it to cover the eight-inch floorboards carved with ivy and hummingbirds, and I spared a pained thought at the grandeur hidden behind ugly paint and synthetic fibers.

"Mr. Saladan," Candice said in explanation as she opened a black-varnished door. Her smile was catty, and I followed David in, keeping my eyes down when I passed her. I held my breath, praying that she couldn't tell it was me, hoping she wouldn't come in. But why would she? Lee was an expert in ley line magic. He didn't need protection from two Weres.

It was a good-sized office done in oak paneling. High ceilings and the thick framework about the tall block of windows was the only evidence that the room had started out as a bedroom before becoming an office. Everything else had been covered and disguised with chrome and light oak that was only a few years old. I was a witch; I could tell.

The windows behind the desk went to the floor, and the low sun spilled in over Lee as he rose from his desk chair. A bar cart was in one corner, and an entertainment center took up most of the opposite wall. Two comfortable chairs were arranged before his desk, leaving one ugly one in a far corner. There was a huge wall mirror and no books. My opinion of Lee hit rock bottom.

"Mr. Hue," Lee said warmly as he extended his tanned hand over the expanse of the modern-looking desk. His suit coat was hanging from a nearby hat tree, but he had at least snugged his tie up. "I've been expecting you. Sorry about the mix-up downstairs. Candice can be protective at times. You can understand, seeing as boats seem to be exploding around me."

David chuckled, sounding a little like a dog. "Not a problem, Mr. Saladan. I won't take much of your time. It's a courtesy call to let you know how your claim is being processed."

Smiling, Lee held his tie to himself and sat, indicating we should do the same. "Can I get you a drink?" he asked as I settled myself in the supple leather chair and put my briefcase down.

"No, thank you," David said.

Lee hadn't given me more than a cursory glance, not even offering to shake my hand. The "men's club" air was thick enough to chew on, and whereas I normally would have charmingly asserted myself, this time I gritted my teeth and pretended I didn't exist like a good little bitch at the bottom of the hierarchy.

While Lee added ice to his drink, David donned a second pair of glasses and opened his briefcase atop his lap. His clean-shaven jaw was tight and I could smell his leashed excitement growing. "Well," he said softly, bringing out a sheaf of papers. "I regret to inform you that, after our initial inspection and our preliminary interviews with a survivor, my company has declined making a settlement."

Lee dropped a second cube of ice into his drink. "Excuse me?" He spun on a shiny heel. "Your survivor has too much at stake to come forth with any information contrary to it being an accident. And as for your inspection? The boat is at the bottom of the Ohio River."

David bobbed his head. "Quite so. But the boat was destroyed during a citywide power struggle, and thus its destruction falls under the terrorism clause."

Making a bark of disbelief, Lee sat behind his desk. "That boat is brand-new. I've only made two payments on it. I'm not going to take the loss. That's why I insured it."

David put a stapled pack of papers on the desk. Peering over his glasses, he dug out a second paper, closed his briefcase, and signed it. "This is also notice that your premiums on your other properties we insure will be increasing by fifteen percent. Sign here, please."

"Fifteen percent!" Lee exclaimed.

"Retroactive to the beginning of the month. If you would like to cut me a check, I am prepared to accept payment."

Damn, I thought. David's company played hardball. My thoughts shifted from Lee to Ivy. This was going south really fast. Where was her call? They had to be in place by now.

Lee wasn't happy. Jaw tight, he laced his fingers together and set them on the desk. His face went red from behind his black bangs and he leaned forward. "You need to look in your briefcase, little pup, and find a check in there for me," he said, his Berkeley accent growing pronounced. "I'm not accustomed to being disappointed."

David snapped his briefcase shut and set it gently on the floor. "You need to broaden your horizons, Mr. Saladan. It happens to me all the time."

"Not me." Round face wrathful, Lee got to his feet. The tension rose. I eyed Lee, then David, looking confident even though he was seated. Neither man was going to back down.

"Sign the paper, sir," David said softly. "I'm just the messenger. Don't get the lawyers into this. Then they're the only ones who get any money and you become uninsurable."

Lee took a hasty breath, his dark eyes pinched in anger.

I jumped at the sudden ring of my phone. My eyes widened. It was playing the theme to the Lone Ranger. I scrambled to turn it off, not knowing how. God help me.

"Grace!" David barked, and I jumped again. The phone slipped from my fingers. I fumbled after it, face flaming. My emotions warred between panic that they were both looking at me and my relief that Ivy was ready.

"Grace, I told you to turn that phone off when we were in the drive!" David yelled.

He stood, and I looked at him in helplessness. He snatched the phone out of my hands. The music cut off and he threw it back at me.

My jaw clenched as it hit my palm with a sharp snap. I'd had enough. Seeing my hot anger, David moved between me and Lee, gripping my shoulder in warning. Ticked, I knocked his arm away. But my anger caught when he smiled and winked at me.

"You're a good operative," he said softly as Lee punched a button on his intercom and had a hushed conversation with what sounded like a very upset Candice. "Most of the people I work with would have gone for my throat at the front door with that subordinate-bitch comment. Dig your feet in. We can get a few more minutes out of this conversation, and I still need him to sign my form."

I nodded, though it was hard. The compliment helped.

Still standing, Lee reached for his coat and slipped his arms into it. "I'm sorry, Mr. Hue. We will have to continue this at another opportunity."

"No, sir." David stood unmoving. "We will finish this now."

There was a commotion in the hallway, and I rose when Chad, the vampire with the charm, stumbled in. Seeing David and me, he swallowed down his first, probably frantic, words.

"Chad," Lee said, the faintest bother in his expression as he took in the vamp's disheveled appearance. "Will you see Mr. Hue and his assistant to their car?"

"Yes, sir."

The house was quiet and I stifled a smile. Ivy once took out an entire floor of FIB agents. Unless Lee had a hell of a lot of people hidden about, it wouldn't be long until I had my charms and Lee would be wearing handcuffs.

David didn't move. He stood before Lee's desk, his Were mien growing. "Mr. Saladan." He pushed the form forward with two fingers. "If you would?"

Red spots started on Lee's round cheeks. Taking a pen from an inner jacket pocket, he signed the paper, making his name big and unreadable. "Tell your superiors that I will be compensated for my loss," he said, leaving it on the desk for David to pick up. "It would be a shame if your company found itself in financial straits by a number of your more expensive properties becoming damaged."

David picked up the paper and tucked it in his briefcase. Standing beside and a little behind him, I felt his tension rise and saw him shift his balance to the balls of his feet. "Is that a threat, Mr. Saladan? I can transfer your claim to our complaint department."