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“Why would I make something like this up?”

“Who knows? Sympathy? Desperate single mother goes on the evening news, says her house was ransacked and the burglars made off with two hundred thousand dollars in cash. Before you know it, people are mailing in checks to the television studio to replace the stolen money. I’m not saying it could work. But a skeptic might say that’s your angle.”

“You know that’s not me.”

“Of course. But we have to worry about the way others might perceive this.”

“I’m not worried about perceptions.”

“Well, I surely am. And you should be, too. You are a valued employee of this law firm. Everything you do is a reflection on the institution. How old did you say Mr. Duffy was?”

“Sixty-two.”

“Great. A dying, married old man gives two hundred thousand dollars in cash to a stunning twenty-eight-year-old woman. And she has no explanation for it. To put it bluntly, do you really want people calling you a whore, Amy?”

“Marilyn!”

“I’m not making accusations. Just playing out the possible ramifications. Perceptions aside, you’ve got even bigger problems. The basic question is, who is this Frank Duffy character? For all you know, he or his son or someone else in that family was a scumbag drug dealer. Why would you want to report missing money that could link you to somebody like that?”

“Because I have nothing to hide.”

“Like I said, no one’s going to believe you got that much money for doing absolutely nothing. You could have the Boulder police and maybe even the FBI watching you for the rest of your life. And remember, you don’t have to be convicted of a crime to be denied admission to the Colorado Bar. If you raise enough questions about your character, you could end up spending three years in law school and never become a lawyer.”

“You really think that could happen?”

“Possibly. One thing’s for sure. You’ll have big problems right here in this office. I went to bat for you to get the firm to underwrite your tuition so you could start law school this fall. How are you going to explain to the partnership that while you were claiming poor-mouth, you actually had a spare two hundred thousand dollars laying around the apartment?”

“It was recent.”

“Sure. And if it hadn’t been stolen, would you have ever bothered to tell the firm?”

Amy paused. She could have said law school would have lost out to astronomy if the money hadn’t been stolen — but now didn’t seem like the time. “I see your point.”

Marilyn checked her watch. “I’m sorry to cut this short. I have to run to a luncheon. I’ll think more about this later, but my gut reaction is pretty solid.”

“What do you suggest I do?”

“Above all, keep perspective. At this stage in your life, two hundred thousand dollars sounds like all the money in the world. Ten years from now, you’ll be a partner in this law firm and it won’t even be a down payment on a house. And no matter what you do now, you’ll never recover the cash. It might as well have burned. You have a won derful future ahead of you. There’s just no point in making yourself a lightning rod for trouble.”

Marilyn leaned forward and touched Amy’s hand, looking her in the eye. “Listen to me, Amy. It was found money. Now it’s lost. Forget about it. And you and I will forget we ever had this conversation.”

Amy had no time to respond. Marilyn was on her feet, phone in hand, speaking to her secretary. Amy rose and started for the door.

Marilyn covered the mouthpiece. “Give my love to Taylor,” she blurted across the room, then returned to her phone conversation. Amy forced a smile and let herself out. That was Marilyn. Already on to the next client, the next set of multi-million-dollar problems.

While Amy battled the little problems of her own.

Liz Duffy went to lunch at Spencer’s, a quick place for salads on the 16th Street Mall. She sat alone at a table for two. A newcomer to Denver, she was still trying to meet new friends and build a new life without Ryan. She was picking at a grilled chicken Caesar and starting chapter two of a dog-eared paperback when her cell phone rang.

It startled her at first. She had never owned a cell phone before. Her lawyer had gotten it for her. Jackson had said it was for emergencies, just in case he needed to reach her. So far, he’d used it only to call and say hello — at least twice a day. Liz was flattered by all the personal attention. Jackson had a lot going for him. Brains. Looks. Money. Lots of money.

“Hi,” he said. “What are you doing?”

“Eating lunch. Are you calling just to bug me again?” she asked with a smile.

He turned the corner in his Lexus, merging into downtown traffic. “Actually, this is a legitimate business call. What do you know about your brother-in-law, Brent Langford?”

“Total loser. Hasn’t held a decent job as long as I’ve known him. Hasn’t had any job for at least six months. Why?”

“My private investigator has some interesting intelligence on him. Seems Brent was over in Pueblo shopping for a brand-new Corvette, over fifty thousand dollars’ worth of automobile. Later the same day he was at the Piedmont Springs Bar & Grill, bragging about how he’s coming into some serious money.”

“That’s interesting. Amazing, actually.”

“Maybe Frank Duffy wasn’t delirious after all when he promised you all that money.”

Liz winced, uncomfortable with her lawyer’s characterization. As far as the so-called promise went, she had told Jackson the same story she had told Ryan after the funeral, out on the front porch. “You know, I’m still not sure you’d call it an actual promise. Like I told you, Frank was trying to keep me and Ryan together. He just told me to hang in there, the money would come soon, or something like that.”

“Liz,” he said in a soft but stern voice. “Remember how important I told you it was that Frank made an explicit oral promise of money to you while he was alive?”

“Yes.”

“Remember what I said happens to waffles?”

She smiled. “They get toasted.”

“That’s my girl. So knock off the waffle voice, okay?”

“Okay.”

“Good. Now you work on that memory of yours. If you do your part, I’ll do mine.”

“What’s your plan?”

He stopped at the traffic light, checking himself in the rearview mirror. “One step at a time. This latest development could seriously raise the stakes in our property settlement negotiations. I was thinking I’d just take ol’ Brent’s deposition. Put him under oath and see if we can get some idea just how much money is out there.”

Out of respect for Frank, Liz thought before dragging the family into the divorce. But Brent was a Langford, not a Duffy. Hell, if she had asked Frank, Brent wasn’t even a human being, let alone family.

“Liz, what do you say?”

“Go for it, counselor. You’ll eat that moron alive.”

29

At noon Ryan called Norm from the Panama City Marriott. He had taken a room through tomorrow, until his new passport was ready. The passport, however, wasn’t his first order of business.

“I got it,” said Ryan, seated on the bed. “I got the scoop on the three million that was transferred to my father’s account at Banco del Istmo.”

“How’d you pull that off?”

“All it took was a little persuasion.”

“Something tells me I’d rather not hear the details.”

“And I don’t think I want to tell you. At least not on the phone.”

“What did you find out?” asked Norm.

“Believe it or not, the money was transferred in three hundred installments of nine thousand nine hundred ninety-nine dollars, and then one last installment of three hundred dollars for an even total of three million. It was spread out over a fifteen-year period. The last one was made a little over a year ago.”

“Sounds like they were trying to avoid some financial reporting requirements.”

“How do you mean?” asked Ryan.