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—Ian Frazier, Great Plains, 1989

The Monroe Ranch, Raynesford, Montana

October, the First Year

Joshua and Kelly’s wedding was at the outset of a socioeconomic collapse that made the Great Depression of the 1930s seem mild by comparison. The Crunch was a devastating global banking and currency collapse without precedent. Seemingly overnight, stock and bond markets fell into turmoil, the U.S. dollar was declared “trash” by foreign investors, and mass inflation ensued. The price of gasoline vaulted to $6 per gallon, then $10, and finally $25 before becoming virtually unobtainable. The price of groceries followed a similar trajectory. Nationwide, there was a mad scramble to convert paper dollars into practical, tangible items. People stocked up on anything and everything they could find. The gas stations, grocery stores, gun shops, and pharmacies were the first stores to have their shelves cleaned out. Toward the end, even sacks of livestock feed, bundles of rags, and thrift store castoffs were eagerly sought. Ultimately, those who foolishly held on to their dollars saw their value melt away in the blast furnace of hyperinflation.

Kelly’s diamond wedding ring was a gift from her mother, Rhonda. It had been her grandmother’s wedding ring. For many years, Rhonda had hoped that Kelly would someday wear it. The rushed circumstances didn’t leave much time for the usual bridal shower. But a visiting neighbor did ask, “What would you like for wedding gifts?”

Kelly answered without hesitation, “We need .30-06, .243 Winchester, and .22 Magnum ammo. We could also use a good pair of binoculars.”

They could have been married in Great Falls—which was closer—but Kelly had the idea of getting married at the county courthouse in Stanford. After seeing the store shelves in Great Falls devastated, she was hoping that the hardware stores, sporting goods stores, and ranch supply stores in Stanford would still have some inventory since it was a smaller town. Unfortunately, she was wrong. In visiting seven stores in the towns of Geyser and Stanford the only useful items that they bought were a few pieces of horse tack, two grain buckets, one can of Coleman white gas, and three bottles of Hoppe’s #9 rifle bore cleaner. The store shelves looked like those they had seen at grocery stores in news footage from the Gulf Coast just before a hurricane hit.

The county courthouse in Stanford was uncharacteristically crowded. Not only were there several other “hurry up” weddings like Joshua Watanabe’s, but there was also a flurry of mortgage settlement filings—as people had just recently taken advantage of the hyperinflation to pay off their home and ranch loans. Simultaneously, there were also a large number of land subdivisions, swaps, and grants that resulted in deeds being filed. Many of these were “In Exchange for $1…”—quit claim deeds, caused by families “doubling up” or otherwise co-locating for mutual security. Under a quit claim deed, title was conveyed without any significant amount of cash changing hands. The grantee would then assume responsibility for any claims against the property.

The civil ceremony was rushed and informal. Rhonda came with them to sign as a witness. She consoled Kelly, saying, “Don’t let it bother you, Kel. You’ll have a big church wedding after all this economic mess blows over.”

Another exigency of the Crunch was that it went without saying that Joshua would move into the Monroes’ ranch house, rather than Kelly moving into Joshua’s rental. In the new paradigm, safety in numbers trumped all. Moving to the Monroe ranch took only a few hours, accomplished the same day and evening as the wedding. Like many young men in the Air Force, Joshua didn’t have many possessions. His pickup and horse trailer made the move easy. By 11 p.m. he had his horse and tack in the barn and his uniforms, civilian clothes, and camping gear piled in Kelly’s room.

Kelly said, “We’ll go back and get the straw and hay bales tomorrow. And speaking of hay, how about our consummating roll in the hay?” She locked the door.

Chicago, Illinois

October, the First Year

Ken and Terry Layton were nervous and they chattered anxiously on their two-way radios as they drove through the blacked-out streets. “I can’t believe we just walked away from our house.”

“You gotta do what you gotta do,” Ken radioed back.

Over the sound of their engines, they could hear the low staccato of numerous gunfights. One of them was close enough that they saw muzzle flashes. There were no streetlights, no traffic lights, and no house lights. Just a bit of candlelight visible in a few windows.

Ken was disappointed when they had to diverge from their planned route. Terry touched her microphone button. “We can’t take the Eisenhower Expressway. Just look at it: It’s jammed up, bumper-to-bumper. Let’s head west on the surface streets.”

“Okay, how about we head out West Fillmore?”

“Roger that.”

Shortly after they got on West Fillmore Street the cars ahead came to a stop. Apparently there was a stalled vehicle ahead. They backed up slightly and turned south on Ayers Avenue. Then Terry led them west on West 14th Avenue. Ken didn’t like the look of the neighborhood. There were a lot of run-down houses. Ken was also apprehensive that now their car was the only one moving on the street.

They had driven just another five blocks west when suddenly from the right side a trash dumpster was pushed out into the street in front of the Mustang. Immediately after, a seven-foot-tall cable spool—one that had originally held large-diameter telephone wire—was rolled in from the left. Ken and Terry slammed on the brakes.

Just as they came to a full stop, gunfire erupted around them. All of the side and back windows on both the Bronco and Mustang collapsed. Their front windshields each also took several hits, but remained intact. The passenger-side tires on the Bronco burst, and Ken felt the vehicle list to that side. He bruised his ribs on the Hurst floor shifter lever as he rapidly bent down to avoid the gunfire.

Also prone on the front seat of the Mustang, Terry flipped the selector lever of the car’s automatic transmission into reverse. She stepped on the gas, trying to back out of the roadblock. The back end of the Mustang collided with the front of the Bronco with a sickening crunch.

Ken shouted over his TRC headset walkie-talkie: “If you can, bail!”

The gunfire continued, though less rapidly. Ken and Terry both grabbed their rifles and backpacks. They then almost simultaneously crawled out of their cars and hastily shouldered their packs.

Without even thinking about it, Terry’s field training under the tutelage of Jeff Trasel from Todd Gray’s group kicked in. She keyed her TRC-500 and said, “By bounds, follow me. I’ll fire, you move.”

She thumbed her AR’s selector switch, and aimed at the muzzle flashes of their attackers, firing five rounds.

Ken scrambled to the side of the street and squatted down behind a parked car. He radioed: “Okay, Joe, I’ll fire, you move.” (In their “bounding by pairs” training, all the participants referred to each other as “Joe,” and that stuck.) Just before Terry started her bound, Ken started firing. Compared to his wife’s AR-15, his larger-caliber HK clone made a much louder boom, and had a larger muzzle flash.

She replied in a singsong, again from their training. “Okay, Joe, I’ll fire, you move.”

Taking turns, they made five bounding rushes, using parked cars for cover. After the fourth bound, all return fire had ceased. At the end of the block, they knelt down behind a raised brick hedge and checked each other over for wounds. They found only that Ken had one bullet hole through the armpit of his shirt and jacket. The bullet hadn’t touched his skin. Terry had scratches on her right hand and right cheek from broken glass, but they weren’t bleeding. They reloaded their rifles with fresh magazines. Altogether, they had fired ninety rounds while executing their withdrawal.