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Unlike most young Catholic couples, the Laytons consciously delayed having children, using the church-approved rhythm and symptothermal method. They wanted to be more financially secure and have a good supply of storage food before starting a family. They followed the lead of Todd and Mary Gray, their survivalist group’s leaders, who had declared that they wouldn’t have kids until after they had their “beans, bullets, and Band-Aids together.”

For their own vehicles, Ken painstakingly restored a 1968 Ford Bronco and a 1967 Ford Mustang. Both vehicles had 302-cubic-inch engines—both rebuilt with .030 oversize pistons, hard piston seats, oversize Clevite bearings, advanced cam shafts, synthetic suspension parts, new radiators, and new exhaust systems from the manifolds back. Since these restorations replaced all of the major engine and driveline components, they were nearly “Zero Time” rebuilds—creating the equivalent of new vehicles with “zero time on the meter.” Ken also replaced the Bronco’s original steering-column-mounted gear shifter with a Hurst brand floor shifter—which he preferred.

The goal in restoring a late 1960s vehicle was to end up with an extremely reliable vehicle that was easy to work on. Unlike the modern monstrosities that had been coming out of Detroit since the 1980s—with umpteen electronic components and a huge array of sensors, emission control tubes, and mostly plastic parts—the old Fords were old-school designs with plenty of sturdy steel, and a minimum of frippery. Opening the hood, the owner could immediately recognize the alternator, master cylinder, water pump, and power steering pump. Getting access to them for replacement was a breeze.

Another advantage of starting with the older vehicles was that they had traditional “distributor, points, and plugs” ignition systems. This made them virtually invulnerable to the effect of nuclear electromagnetic pulse (EMP), or its natural equivalent, caused by solar flares. Todd Gray’s philosophy was that the members of his group should make themselves ready for any and all eventualities.

One advantage of having Ken as a member of the group was that he had access to the garage at Chet’s after normal working hours. Although he volunteered to do most of the restoration work himself, at cost, he insisted that each group member be there and assist him during the most important phases of the work. This way, Ken reasoned, every group member would know how their vehicles were put together, how they worked, and, hopefully, how to handle most minor repairs.

The vehicle restoration process that Ken insisted on turned out to be relatively expensive and time-consuming. He started by pulling the engine and transmission from each vehicle and farming them out to other shops to be completely rebuilt. Next he would make minor body repairs, sand out the bodies, and put on a flat paint finish, usually in an earth tone. They used standard glossy car paint with a special flattener added. This gave much better rust protection than regular flat paint. At roughly the same time, he would either rebuild or replace the carburetor. Next, when the engine and transmission came back, he would reinstall them, replacing all of their auxiliary equipment, aside from carburetors, with brand-new components. This included radiators, starters, alternators, fuel pumps, water pumps, batteries, voltage regulators, starter solenoids, hoses, and belts.

Next, Ken would rework the vehicle’s suspension, usually modifying it for tougher off-road use, and do an alignment and brake job, sometimes involving replacing the master cylinder. In most cases, the vehicle’s existing wiring harnesses did not need to be replaced. By the time he was done, Ken had in effect built a whole new vehicle that would be good for at least ten years of strenuous use.

2. Getting Out of Dodge

“These derivatives are the root of the credit crunch. Why? Unlike all other property paper, derivatives are not required by law to be recorded, continually tracked and tied to the assets they represent. Nobody knows precisely how many there are, where they are, and who is finally accountable for them. Thus, there is widespread fear that potential borrowers and recipients of capital with too many nonperforming derivatives will be unable to repay their loans. As trust in property paper breaks down it sets off a chain reaction, paralyzing credit and investment, which shrinks transactions and leads to a catastrophic drop in employment and in the value of everyone’s property.”

—Peruvian economist Hernando de Soto Polar

Chicago, Illinois

October, the First Year

Packing up was a nightmare. Even though Ken and Terry had prepositioned the majority of their storage food and field gear in Idaho, fitting everything that they wanted to bring in their Bronco and the Mustang was impossible. This cost them valuable time in prioritizing and repacking.

Their goal was to get to Todd and Mary Gray’s ranch in Idaho as soon as possible. But Ken and Terry still spent too much time in front of the television, transfixed by the news updates on the unfolding economic collapse.

Terry shook her head and said, “I sure hope the government will take some steps—some measures that’ll work. They’ve got to be able to put things back in order.”

Ken shook his head. “I really doubt that. The inflation is totally out of control, and the economy is cratering. It’s like what happened in Zimbabwe, only worse. The only way out of this is to hit the reset button and start from scratch, with a new currency. It’s game over.”

Terry frowned, and then Ken continued: “Look, we did our best to warn our families. We promised all the members of the group that we’d get out there to Todd’s ranch in a disaster. And they were nice enough to let us store our extra food and gear there. We’re committed. If we stick around here our life expectancy is going to drop to nil. So let’s go, without any regrets.”

Terry blinked twice, and then nodded in assent.

After the power went out, they spent the rest of the day packing up their Bronco and Mustang. But after they’d loaded the heaviest items, Ken noticed that the rear end of the Bronco was sagging. With no grid power, he couldn’t even use his air compressor to raise the adjustable gas shocks. He had to use a hand pump instead. This turned a two-minute job into a forty-minute one.

By 10 p.m. they had the two vehicles loaded. They changed their clothes, donning British army surplus camouflage fatigues. These disruptive pattern material (DPM) clothes were sturdy and blended in a wide variety of foliage. They were the standard uniform for their Idaho retreat group. Much of their storage food and extra equipment was already in Idaho, at Todd and Mary’s retreat. But even the small amount that they had at the house was a challenge to shoehorn into the two vehicles.

While they were packing, they heard gunshots in the distance. Each time that she heard shots, Terry gave Ken a nervous look. After the third time, Ken muttered, “Don’t worry, that’s just some lowlifes taking advantage of the blackout to settle old scores.”

After some discussion, they decided to have Terry lead off in the Mustang. Terry summed up what they had both been contemplating. “Of our two vehicles, we’ve got to consider the Mustang semi-expendable, and the Bronco irreplaceable, since that’s our four-wheel drive. So if we run low of fuel, we ditch the ’Stang. And if the Mustang gets blocked, or pinned, I’ll bail out and run back to the Bronc. Hopefully that will distract any looters and give us time to get away.”