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"Ever gone for a swim in Tahoe?"

She kicked off her heels and walked through the sand to the water's edge. "No way. The water can't be more than seventy degrees in the middle of summer."

He pulled his Outlaws T-shirt over his head, then threw it onto his shoes and socks. Her gaze roved hungrily over his chest and he knew she was already heating back up.

"I'll keep you warm," he said, knowing it was a cheesy line, but also the truth. She shook her head, backing away from the shore. "And don't think you can tempt me by taking off your pants."

He undid the top button on his jeans. "You do know you're going in, even if I have to carry you myself, don't you?"

Her nipples did that hardening thing again and he said, "Take your clothes off, already." She laughed, still backing away from both him and the water's edge.

"Only you would ask a woman to strip in such a totally offhand way. And expect her to do it." He was down to his boxers—and the perpetual hard-on he wore whenever Julie was within a hundred feet—by the time he started stalking toward his beautiful prey.

"You wouldn't dare," she said, gesturing to her dress.

"Wanna bet?"

He scooped her up in his arms and anticipation vibrated through her limbs.

"You're going to pay for this," she said, but there was no anger behind her words, only heat, and a desperation that matched his.

"I'm going to hold you to it," he murmured in her ear as he walked slowly into the cold water. "I've been waiting for you to dominate me all week."

He felt her thighs clench, watched her nipples rise up. Water lapped over his thighs and he bent his head down to her breasts, covering the thin fabric with his mouth, sucking and pulling at her nipples.

"I'll do anything you want," she gasped as she arched into his swirling tongue, "just please don't make me go in the water."

"Anything?"

She nodded, looked him in the eye. "Anything."

So many pictures rushed through his head in that moment, he nearly dropped her. Pulling her tightly against him, he took a breath.

And picked a fantasy.

"Deal."

He turned around and headed for a shady spot beneath an enormous pine. He laid her down on her back, her skirt riding up her thighs, showing him a sliver of panties. His cock throbbed. She lay back on her elbows, watching him, waiting for his demands. He licked his lips. "I want to watch you play with yourself."

Julie sat up. "What?"

She didn't refuse, though. Already, he knew she was thinking about touching herself while he watched. And it was making her crazy.

He lay down next to her on his side, propping his head on one hand. "I want to see you run your hands down your naked body. Over your breasts. Onto your pussy. I want to see your fingers slide over your lips, swirl your clit. I want to watch you make yourself come. I want you to know I'm watching. To know how much I want to be where your hands are."

Breathing fast, she stared at him. Then she turned her back to him, saying, "You'd better unzip me so I can get started."

And Ty suddenly wondered if he could survive this after all.

CHAPTER NINETEEN

Ty's fingertips brushed down her spine as he pulled her zipper down. He was a master of touch; even the slightest brush of his fingers made her wet and ready for him.

Her dress had a built-in shelf bra, so when she shimmied the pink cotton down her hips, all that remained were her soaked panties, a sensation she was getting used to after a week of constant arousal.

"Everything off," he growled. His shoulder muscles and biceps were taut, and his cock was thrusting out at her from beneath his cotton boxers.

"Of course," she said. "Otherwise how could you watch me dip my fingers into my pussy?" She hadn't said the P word before, and liked how naughty it made her feel. Ty's eyes turned a dark, deep brown and his cock twitched as a spot of moisture appeared on his boxers. Hooking her thumbs into the thin silk strand that held up her panties on both sides, she slowly slid them off her hip bones, over her mound, down her thighs.

"I feel so naughty lying here naked in the sand," she murmured softly, enjoying his answering groan as she lay back on her dress.

Arching her back slightly, she closed her eyes and moved her hands to the top of her chest, just below her chin. She could feel his eyes on her breasts, and her nipples ached with pleasure from the few moments he'd sucked them. God, she loved his mouth on her.

She slid her hands down the sides of her rib cage and cupped her breasts. Pretending her fingers were his lips, she reached for her nipples, tugged and pulled at them, barely hearing Ty's "Holy shit, you're hot" as she focused on the sensations working their way from her tits straight to her belly. Leaving one hand on her breasts, she ran the other down her flat stomach. Opening her legs, she let them fall to the side, wanting to expose herself to both her hand and Ty's devouring eyes. With her middle finger, she found the hard nub of her clitoris, and she was almost afraid to touch it, knowing how close she was to coming again. She didn't want to go too fast; didn't want either of them to miss out on the full show.

Still, she couldn't resist teasing herself, couldn't stop her finger from sliding over her clit and pressing into it. She gasped and made herself pull away.

"That's right," Ty coaxed, "nice and slow."

His warm voice rushed over her, taking aim at her nipples and her pussy. She wanted to slide her fingers inside herself, imagine he was touching her, knowing that he would be doing just that very, very soon, anywhere and any way she desired.

Raising her hips slightly, she tightened her stomach muscles and slid her hand back down over her mound.

"Am I doing it right?" she whispered, not stopping for his answer because it felt so good.

"Sweet Lord, yes," he groaned and she smiled through her arousal. She spread her legs even wider and slid her middle finger in, first just the tip, and then up to her second knuckle. Knowing he was holding his breath, she pushed her finger in to the hilt. Moving her hips in rhythm with her hand, she rocked back and forth, sliding her finger all the way out then all the way back in. She was so close to coming, all it would take was half a second on her clit and she'd explode. Unable to hold out another second, she slipped her finger out and finally touched her clit. Once the dam had broken, she couldn't stop circling, swirling the taut flesh. She wasn't in control of her hips and hands anymore; they were controlling her. Her other hand kneaded and rolled her nipples as she orgasmed in plain sight on a private beach in Lake Tahoe under a pine tree. Her limbs were shaking uncontrollably as she opened her eyes. Ty's hand was on his cock and she nearly came all over again at the frantic way he was working it.

"Don't you dare waste that," she gasped, and a second later he had a condom on and was thrusting into her, one thumb on her clit, pushing her straight toward another amazing orgasm, the other hand on her breasts and his mouth on hers.

Julie sat on the enormous porch overlooking the lake, sipping a glass of mineral water. After their incredible lovemaking, she and Ty had gone into the house to clean up and get dressed again. They had to leave for his evening engagement in a half hour and it was nice to get some quiet time together. He appeared with a plate of fresh bruschetta and her stomach growled. "We really need to send your friend a thank-you letter." She put one in her mouth and closed her eyes in ecstasy. "Wow. These are great."