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“You’ve used up your three minutes,” I said.

He looked at me, then at the watch, and said, “So I have. Well, I’m all finished, Mr. Fischler. With an ordinary man, I would have to show him the similarity between the situation which confronts the investor today and that which confronted the original operators of the gold dredge. The gold has been there for years. As engineering skill has developed, the ingenuity of man, coping with nature, has rolled over the valley in successive waves, each wave carrying on its crest a new generation of millionaires, sweeping them into power. The history of San Francisco is—”

“Your three minutes was up thirty seconds ago.”

“Exactly,” he said. “I was going to say that with an ordinary man, I would have to point this out, but you, Mr. Fischler, a man who is himself familiar with sales technique and therefore able to grasp business possibilities at a swift glance, can see at once the possibilities of the situation.

“The only question, Mr. Fischler, is whether this crop of new millionaires which are going to be swept into wealth and power is going to have emblazoned on its scroll the name of Charles E. Fischler.”

I twisted a lead pencil between my fingers and tried to avoid his eyes. He kept moving around so that he could make me look at him, making forceful gestures, tapping the desk with his forefinger. “I won’t argue with you, Mr. Fischler. You are a man of discernment. You are a man of quick, accurate judgment, otherwise you would not have made such a success with your business. You can appreciate the enormous possibilities which are offered. Not only do we make a profit from dredging the land, but when the dredging activities are finished, we have restored once more an agricultural land bathed in sunlight, covered with orchards and vineyards, ready for subdivision, while people, hungry for land which can be subdivided into acres of independence, throng eagerly to the tract offices, and lay down the purchase price.

“And in the meantime, Mr. Fischler, I have not called to your attention the most significant point of all because I know that you do not need to have that pointed out. I know that you have been watching me as I made these points and saying to yourself, ‘When is he going to mention the fact that the price of gold today is virtually double that which it was when all of these fortunes were made? When is he going to mention the fact that one who has his money invested in virgin gold need have no fear of inflation? When is he going to mention the fact that gold-bearing properties are the one investment which a man can make, and then regard with equanimity a long succession of unbalanced budgets? When is he—’ ”

“Your three minutes are up,” I said.

“I understand, Mr. Fischler. I have perhaps trespassed upon your time and your good nature, but so great is my anxiety to see that you yourself—”

“How much,” I asked cautiously, “is it going to cost?”

“That is entirely up to you, Mr. Fischler. If you wish to make a hundred thousand dollars, your investment can be relatively small. If you will be content with five hundred thousand, you can make a moderate investment. If you wish to be swept on into power as a multi-millionaire, it will cost you more.”

“How much,” I asked, “to be a multi-millionaire?”

“Five thousand bucks,” he said without batting an eye.

“How do you figure it?”

“Well, to begin with, there are these vast acres.”

“Never mind going over that again,” I said. “Let’s get down to brass tacks.”

“What do you want to know?”

“What are your shares of stock worth?”

“One hundred and fifty-seven times what we are asking for them,” he said.

“Into what units is your stock divided?”

He jerked a billfold from his pocket, tapped the desk with it impressively. “Mr. Fischler, when the Foreclosed Farms Underwriters Company was established, it was an agricultural enterprise launched in the midst of a vast business depression which had for its primary object the redemption of lands which had been foreclosed in mortgage sale. Therefore, the corporation had a low capitalized stock valuation. Now that this vast new enterprise has developed, the logical thing to do would be to increase our stock capital by one thousand per cent. In other words, a share of stock which had a previous par value of one dollar should be split up into one thousand shares of stock, each of one dollar valuation. It would be readily possible to do this, but in order to accomplish it, there would be legal difficulties, a lot of red tape, incidental delays, and the making of profit for our stockholders would be delayed just that much.

“It is the policy of our directors — young vigorous men, broad-minded, aggressive, and determined — to cut away all of this red tape, to rush into production in order that our stockholders can start enjoying their profits almost immediately.”

“How much would I get for five hundred dollars?”

“You would get one share of stock. The par value would be one dollar. The actual value right today would in all probability be five thousand dollars. Within sixty days, you can doubtless sell it for ten thousand five hundred dollars. At the end of a year, that stock will be worth one hundred thousand dollars.”

I squinted my eyes thoughtfully. He knew then the time had come to close, and, good salesman that he was, he withdrew discreetly to the background so that I could let the details soak in.

“I haven’t much money now,” I said. “In about thirty days, I expect to have a lot more money.”

“In thirty days,” he said, “the stock will, of course, have increased in value, but it will still be a marvellous investment.”

“Look here,” I said, “could I buy five hundred dollars’ worth of stock, and then get an option on a large block of stock by paying another five hundred dollars?”

“I’d have to take it up with the main office,” he said. “That’s rather unusual. You can see what that would mean, Mr. Fischler. If you tied up a block of stock for only five hundred dollars, you could sell out within a week for a respectable profit. Inside of thirty days, you could probably realize twenty thousand dollars for your five hundred dollar option.”

“That’s the way I want to do it,” I said.

“But have you considered the possibility of going to a bank, Mr. Fischler, and—”

“I’ve made my proposition,” I said.

“I understand. But, Mr. Fischler, the situation is this. Our board of directors have to be scrupulously fair. They have other investors to consider. Many persons have bought—”

“You heard my proposition,” I said. “You’ve used up your time allowance. I’m familiar with what you have to offer. I don’t want to waste time in an argument.”

“How big a block of stock would you want to tie up in that option?”

“In thirty days,” I said, “I’m going to have a hundred thousand dollars to invest. I’m not going to put all of my eggs in one basket. Fifty thousand dollars is the limit I’ll put in your company. I’ll put up five hundred dollars now to show my good faith, and I want you to tie up a block of stock which, selling at present prices, will be what I can buy for fifty thousand dollars.”

“I’ll see what I can do, but would it be possible for you to consider—”

“No,” I interrupted, and got up out of my chair. “I’m a busy man, Mr. Rich.”