We drove to the Grand Union strip mall, and I parked in front of First Trenton.
"What we doing here?" Lula wanted to know.
Good question. The answer was a little vague to me. "I have a couple canceled checks I want to show my cousin. She's a teller here."
"Something special about these checks?"
"Yeah. Only I don't know what." I gave them to Lula. "What do you think?"
"Looks like a couple plain-ass checks to me."
The bank was busy at lunchtime, so we got in line to see Leona. I looked over at Shempsky's office while I waited my turn. The door was open, and I could see Shempsky at his desk, on the phone.
"Hey," Leona said when I got to her window. "What's up?"
"I wanted to ask you about a check." I passed Margaret's check to her. "You see anything unusual here?"
She looked at it front and back. "No."
I gave her Fred's check to RGC. "How about this one?"
"Nope."
"Anything strange about the accounts?"
"Not that I can see." She typed some information into her computer and scanned the screen. "Money comes in and goes out pretty fast on this RGC account. My guess is this is a small liquid account RGC keeps at the local level."
"Why do you say that?"
"RGC is the biggest waste hauler in the area, and I don't see enough transactions here. Besides, I use RGC, and my checks to RGC are canceled through Citibank. When you work at a bank, you notice things like that."
"How about the cable check?"
Leona looked at it again. "Yep. Same thing. My checks are canceled someplace else."
"Is it unusual to assign customers to two different banks?"
She shrugged. "I don't know. I guess not, since both these companies are doing it."
I thanked Leona, and dropped the checks back into my bag. I almost collided with Shempsky when I turned to leave.
"Oops," he said, jumping back. "Didn't mean to bumper-ride you. Just thought I'd come over and see how things are going."
"Things are going okay." I introduced Lula and thought it was to Shempsky's credit that he didn't seem to notice Lula's neon-orange hair or the fact that she'd poured over two hundred pounds of woman into a pair of size-nine tights and topped it off with a Cherry Garcia T-shirt and faux-fur jacket that was trimmed in what looked like pink lion mane.
"What ever happened to that check?" Shempsky asked. "Did you solve your mystery?"
"Not yet, but I'm making progress. I found a similar check from another business. And the curious thing is that both checks were canceled here."
"Why is that curious?"
I decided to fib. I didn't want to involve Leona or Margaret Burger. "The checks I write to those companies are canceled elsewhere. Don't you think that's weird?"
Shempsky smiled. "No. Not at all. Businesses often keep small, liquid local accounts, but deposit the bulk of their money somewhere else."
"Heard that before," Lula said.
"Do you have the other check with you?" Shempsky asked. "Would you like me to look at it?"
"No, but thanks for offering."
"Boy," Shempsky said. "You're really tenacious. I'm impressed. I assume you think this all ties in with Fred's disappearance?"
"I think it's possible."
"Where do you go from here?"
"RGC. I still need to get the account straightened out. I was going to do it last Friday, but I got there after Lipinski killed himself."
"Not a good time to take care of business," Shempsky said.
"No."
He gave me a friendly banker smile. "Well, good luck."
"She don't need luck," Lula said. "She's excellent. She always gets her man, you see what I'm saying? She's so good she drives a Porsche. How many bounty hunters you know got a Porsche?"
"It's actually a company car," I told Shempsky.
"It's a great car," he said. "I saw you drive off in it yesterday."
Finally I felt like I was on to something. I had an idea how a lot of stuff might tie together. It was still pretty half-baked, but it was something to think about. I took Klockner to Hamilton and crossed South Broad. I pulled into the industrial area and was relieved at the absence of flashing lights and police cruisers. No human disasters today. The RGC lot was empty of trucks and didn't smell bad. Clearly midday is the preferred time to visit a garbage company.
"They might be a little sensitive in here," I said to Lula.
"I can sensitive your ass off," Lula said. "I just hope they got their wall painted."
The office didn't look freshly painted, but it didn't look bloody either. A man was behind the counter, working at one of the desks. He was somewhere in his forties, brown hair, slim build. He looked up when we approached.
"I'd like to settle an account," I said. "I spoke to Larry about it, but it was never resolved. Are you new here?"
He extended his hand. "Mark Stemper. I'm from the Camden office. I'm filling in temporarily."
"Is that the wall where the brains were splattered?" Lula asked. "It don't look fresh painted. How'd you get it so clean? I never have any luck getting blood off walls like that."
"We had a cleaning crew come in," Stemper said. "I don't know exactly what they used."
"Boy, too bad, because I could use some of that."
He looked at her warily. "You get blood on your walls a lot?"
"Well, not usually on my walls."
"About this account," I said.
"Name?"
"Fred Shutz."
He tapped into the computer and shook his head. "Nobody here by that name."
"Exactly." I explained the problem and showed him the canceled check.
"We don't use this bank," he said.
"Maybe you have a second account there."
"Yeah," Lula said, "a local liquid account."
"No. All the offices are the same. Everything goes through Citibank."
"Then how do you explain this check?"
"I don't know how to explain it."
"Were Martha Deeter and Larry Lapinski the only office workers here?"
"In this office, yes."
"When someone mails in their quarterly payment, what happens to it?"
"It goes through here. It's logged into the system and deposited in the Citibank account."
"You've been very helpful," I said. "Thanks."
Lula followed me out. "Personally, I didn't think he was all that helpful. He didn't know nothing."
"He knew it was the wrong bank," I told her.
"I could tell that turns you on."
"I sort of had a brainstorm while I was talking to Allen Shempsky."
"You want to share that brainstorm?"
"Suppose Larry Lipinski didn't enter all the accounts. Suppose he held out ten percent for himself and deposited them someplace else?"
"Skimming," Lula said. "You think he was skimming RGC money. And then Uncle Fred come along and started making a stink. And so Lipinsky had to get rid of Uncle Fred."
"Maybe."
"You're the shit," Lula said. "Girlfriend, you are smart."
Lula and I did a high five and then a down low and then she tried to do some elaborate hand thing with me, but I got lost halfway through.
Actually, I thought it was more complicated than Fred getting disposed of because he made some noise over his account. It seemed more likely Fred's disappearance was related to the dismembered woman. And I still thought that woman might be Laura Lipinski. So it did sort of tie in together. I could construct a possible scenario up to the point of Fred seeing Lipinski dump the garbage bag at the real estate office. After that, I was lost.
We were about to get in the car when the side door to the building opened, and Stemper stuck his head out and waved at us. "Hey," he yelled. "Hold up a minute. That check is bothering me. Would you mind letting me make a copy?"
I didn't see where that would do any harm, so Lula and I returned to the office with him and waited while he fiddled with the copier.
"Damn thing never works," he said. "Hold on while I change the paper."