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“Vic, why are you working so hard to prove that Yardley’s a crook? He’s really not a bad guy-I’ve worked for him for three years, and I’ve never had anything against him.”

I laughed at that. “It bugs me that he agreed to see me so easily. I don’t know a lot about insurance, but I’ve been around big corporations before. He’s a department head, and they’re like gynecologists-their schedules are always booked for about twice as many appointments as they can realistically handle.”

Ralph clutched his head. “You’re making me dizzy, Vic, and you’re doing it on purpose. How can a claim department head possibly be like a gynecologist!”

“Yeah, well, you get the idea. Why would he agree to see me? he’d never heard of me, he has wall-to-wall appointments-but he didn’t even take phone calls while we were talking.”

“Yes, but you knew Peter was dead, and he didn’t-so you were expecting him to behave in a certain guilty way and that’s what you saw,” Ralph objected. “He might have been worried about him, about Peter, because he’d promised Jack Thayer that he’d be responsible for the boy. I don’t really see anything so surprising in Yardley’s talking to you. If Peter had been just a stray kid, I might-but an old family friend’s son? The kid hadn’t been in for four days, he wasn’t answering the phone-Yardley felt responsible as much as annoyed.”

I stopped, considering. What Ralph said made sense. I wondered if I had gotten carried away, whether my instinctive dislike of over-hearty businessmen was making me see ghosts where there were none.

“Okay, you could be right. But why couldn’t Masters be involved in a life-insurance fiddle?”

Ralph was finishing off his quail and ordering coffee and dessert. I asked for a large dish of ice cream. “Oh, that’s the way insurance companies are set up,” he said when the waiter had disappeared again. “We’re big-third largest in total premiums written, which is about eight point four billion dollars a year. That includes all lines, and all of the thirteen companies that make up the Ajax group. For legal reasons, life insurance can’t be written by the same company that writes property and casualty. So the Ajax Assurance Company does all our life and pension products, while the Ajax Casualty and some of the smaller ones do property and casualty.”

The waiter returned with our desserts. Ralph was having some kind of gooey torte. I decided to get Kahlua for my ice cream.

“Well, with a company as big as ours,” Ralph continued, “the guys involved in casualty-that’s stuff like Workers Comp, general liability, some of the auto-anyway, guys like Yardley and me don’t know too much about the life side of the house. Sure, we know the people who run it, eat with them now and then, but they have a separate administrative structure, handle their own claims and so on. If we got close enough to the business to analyze it, let alone commit fraud with it, the political stink would be so high we’d be out on our butts within an hour. Guaranteed.”

I shook my head reluctantly and turned to my ice cream. Ajax did not sound promising, and I’d been pinning hopes to it. “By the way,” I said, “did you check on Ajax’s pension money?”

Ralph laughed. “You are persistent, Vic, I’ll grant you that. Yeah, I called a friend of mine over there. Sorry, Vic. Nothing doing. He says he’ll look into it, see whether we get any third-hand stuff laid off on us-” I looked a question. “Like the Loyal Alliance people give some money to Dreyfus to manage and Dreyfus lays some of it off on us. Basically though, this guy says Ajax won’t touch the Knifegrinders with a ten-foot pole. Which doesn’t surprise me too much.”

I sighed and finished my ice cream, feeling suddenly tired again. If things came easily in this life, we would never feel pride in our achievements. My mother used to tell me that, standing over me while I practiced the piano. She’d probably disapprove of my work, if she were alive, but she would never let me slouch at the dinner table grumbling because it wasn’t turning out right. Still, I was too tired tonight to try to grapple with the implications of everything I’d learned today.

“You look like your adventures are catching up with you,” Ralph said.

I felt a wave of fatigue sweep over me, almost carrying me off to sleep with it. “Yeah, I’m fading,” I admitted. “I think I’d better go to bed. Although in a way I hate to go to sleep, I’ll be so sore in the morning. Maybe I could wake up enough to dance. If you keep moving, it’s not so bad.”

“You look like you’d fall asleep on a disco floor right now, Vic, and I’d be arrested for beating you or something. Why does exercise help?”

“If you keep the blood circulating, it keeps the joints from stiffening so much.”

“Well, maybe we could do both-sleep and exercise, I mean.” The smile in his eyes was half embarrassed, half pleased.

I suddenly thought that after my evening with Earl and Tony, I’d like the comfort of someone in bed with me. “Sure,” I said, smiling back.

Ralph called to the waiter for the bill and paid it promptly, his hands shaking slightly. I considered fighting him for it, especially since I could claim it as a business expense, but decided I’d done enough fighting for one day.

We waited outside for the doorman to fetch the car. Ralph stood close to me, not touching me, but tense. I realized he had been planning this ending all along and hadn’t been sure he could carry it off, and I smiled a little to myself in the dark. When the car came, I sat close to him on the front seat. “I live on Halsted, just north of Belmont,” I said, and fell asleep on his shoulder.

He woke me up at the Belmont-Halsted intersection and asked for the address. My neighborhood is just north and west of a smarter part of town and there is usually good parking on the street; he found a place across from my front door.

It took a major effort to pull myself out of the car. The night air was warm and comforting and Ralph steadied me with shaking hands as we crossed the street and went into my front hallway. The three flights up looked very far away and I had a sudden mental flash of sitting on the front steps waiting for my dad to come home from work and carry me upstairs. If I asked Ralph to, he would carry me up. But it would alter the dependency balance in the relationship too much. I set my teeth and climbed the stairs. No one was lying in wait at the top.

I went into the kitchen and pulled a bottle of Martell from the liquor cupboard. I got two glasses down, two of my mother’s Venetian glasses, part of the small dowry she had brought to her marriage. They were a beautiful clear red with twisted stems. It had been a long time since I had had anyone up to my apartment, and I suddenly felt shy and vulnerable. I’d been overexposed to men today and wasn’t ready to do it again in bed.

When I brought the bottle and glasses back to the living room, Ralph was sitting on the couch, leafing through Fortune without reading it. He got up and took the glasses from me, admiring them. I explained that my mother had left Italy right before the war broke out on a large scale. Her own mother was Jewish and they wanted her out of harm’s way. The eight red glasses she wrapped carefully in her underwear to take in the one suitcase she had carried, and they had always held pride of place at any festive meal. I poured brandy.

Ralph told me that his family was Irish. “That’s why it’s ‘Devereux’ without an A-the As are French.” We sat for a while without talking, drinking our brandy. He was a bit nervous, too, and it helped me relax. Suddenly he grinned, his face lighting, and said, “When I got divorced I moved into the city because I had a theory that that’s where you meet the chicks-sorry, women. But to tell you the truth, you’re the first woman I’ve asked out in the six months I’ve been here-and you’re not like any woman I ever met before.” He flushed a little. “I just wanted you to know that I’m not hopping in and out of bed every night. But I would like to get into bed with you.”