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“No, you can give me a check for ten percent as earnest money, and there is a standard purchase contract in the folder.”

Holly wrote the check. Mrs. Bonner filled in the blanks in the contract, and Holly signed. “I’ll have the application and the other documentation to you by the end of the day.” She stood up and offered her hand again.

“It’s a pleasure doing business with you,” Mrs. Bonner said. “Oh, I forgot to tell you: the monthly maintenance is twelve hundred and fifty dollars, and fifty percent is tax deductible. Oh, and another benefit is that the building owns a garage around the corner, and your monthly rate will only be two hundred dollars, if you have a car. That’s less than half what you would pay if you had to use a commercial garage.”

Holly hit the street, practically at a run. As she left the building she collided with a man in a sheepskin coat, a tweed hat and big sunglasses. “Oh, excuse me,” she said.

“Quite all right,” the man replied. He gave Daisy a pat. “Beautiful dog.”

“Thank you.” She got a cab back to her building and went looking for Lance. She had the money, all right, but she couldn’t list all the cash in the Caymans account on her financial Statement.

HOLLY EXPLAINED EVERYTHING to Lance. “So, do I use my own name? Do I tell them who I work for? Is my two-million-dollar net worth going to be enough to satisfy the co-op board?”

“Yes, use your own name, but not the name of your employer,” Lance said. “We have a front outfit that is, ostensibly, in a private investment firm at this address. We’ll make you a senior vice president. How much are you paying for the apartment?”

“Six hundred thousand.”

“I don’t know whether or not two million will do it with the board, so we’ll set up a paper account in your name with the firm and show a list of stocks and a balance of, say, six million? We’ll produce a monthly statement for you, and you can include that with your application, and we can supply you with three years’ tax returns, too, federal and state. When you’re questioned by the board about your job, say that the firm manages the money of one extended family, whose name you may not divulge. I’ll get you some letters of recommendation from real people, too. Our security people will have to vet the building, of course, but I don’t anticipate a problem with that; it’s the kind of building they like.”

“Thank you so much, Lance; I really appreciate this.”

“Take some time off and get all the paperwork together and make your financial arrangements. I’ll set up everything else and get your letters of recommendation before the day is out.”

TWO DAYS LATER, Holly, dressed in a black Armani suit, rang a doorbell on the top floor of the apartment building, and was escorted into the living room by a maid. There were a dozen men in the room, all in business suits. Holly shook their hands and allowed Daisy to say hello.

“Ms. Barker,” the president of the board said, “we’ve reviewed your application, and we thank you for completing it so quickly. Your financial qualifications are excellent and your recommendations are impressive.”

“Thank you.”

Many of our shareholders have dogs, but I’m sure you can understand that we insist on their being well-behaved.“ He glanced at Daisy, lying quietly at Holly’s feet. ”Your dog doesn’t seem to be a problem.“

“Daisy is very well trained.”

“Does she bark much?”

“Never, unless asked to.”

“Dobermans have a reputation as rather dangerous guard dogs. Is there any of that in Daisy?”

“If I were attacked, Daisy would take serious exception, but she would never harm any person or animal, except in those circumstances.” That was not entirely true. Daisy would be happy to rip the man’s throat out if commanded.

“Very good. What sort of work is it, exactly, that you do?”

“I’m a senior vice president of Morgan and Bailey, a private investment firm.”

“And what sort of clients do you work with?”

“We handle the investments for one extended family-a couple of dozen members-and we advise them both as a group and individually.”

“The family name?”

“I’m afraid that must remain confidential,” she said. “It’s a condition of my employment.”

“I understand.”

Twenty minutes later she was out of there, and an hour after that she received a phone call from Mrs. Bonner.

“I’m delighted to tell you the board has approved your application,” she said. “I must say, you got everything together breathtakingly fast. I’ve never seen anything like it.”

Neither had Holly. “I’m ready to close whenever you like,” she said.

“Tomorrow, ten a.m. at my lawyer’s office.” She gave Holly the address.

“Can you give me the firm’s trust account number? I’ll wire the funds today.”

“Yes, I have it right here.” Mrs. Bonner read out the number.

“I’ll see you tomorrow morning then,” she said. She hung up and hugged Daisy. “We have a home, baby!” Daisy approved, wagging all over. Holly called her broker, told him to sell five hundred and forty thousand dollars of her investments and wire the money to New York.

THIRTY-FIVE

TEDDY WALKED INTO HIS APARTMENT, took off his coat and leaned against the wall. He was sweating. He went into the kitchen and got himself a glass of ice water and sat down. He was seeing way too much of this Holly woman, and the string of coincidences was driving him crazy.

First, the opera, then the record shop, now coming out of an apartment building a block and a half away. He habitually maintained a high level of paranoia, as a means of survival, and alarm bells were ringing all over the place.

He waited until evening and called Irene Foster.

“Hello?”

“Are you inside?”

“I’m in New York, at the Waldorf again. We must meet.”

“Central Park, in an hour?”

“Where in the park?”.

“Outside the boathouse restaurant, find a bench; I’ll find you.”

“All right.” She hung up.

____________________

TEDDY ENTERED THE PARK only after walking around the block twice, checking for tails. He was going to have to relocate to another city immediately, that was clear. He walked up to the boathouse, past it, then back by another route, before he sat down on the bench where Irene was reading the Post.

“I don’t know how you read that trash,” he said, not looking at her.

“I never miss Page Six,” she said. “Can I pass you something?”

“Put it inside the paper and hand it to me,” he said. She did so, and he found two CDs.

“They’ve changed the codes again,” she said. “They suspect someone inside the Agency is helping you. In fact, I suggested that myself, in order to avoid suspicion, and Hugh English has put me in charge of the internal investigation.”

“How very convenient.”

“Yes, but it’s a pain in the ass. What I suggest you do is create a file for a fictional employee, give him all the proper clearances, then use his name when you log on. Can you do that?”

“Sounds like a good idea; I wish I’d thought of it earlier.”

“How’s it going, in general?”

“I’ve been living in New York, but I’m going to have to leave immediately,” he said.

“Why?”

“That agent I told you about, Holly something; I’ve run into her again. It can’t be an accident.”

“Holly Barker,” Irene said. “She did a teleconference yesterday, with Lance Cabot. Why are you worried about her?”

“I saw her at the opera, at a record store and coming out of an apartment building a block and a half from my apartment. That’s too many coincidences.”

“Take it easy,” Irene said. “I’ve read her report: the first time, at the opera, she was looking for you, but she didn’t figure out that she met you until you ran for a cab with your ‘new knee.” The second time, she went to the record shop looking for you, because they were covering everything they could think of to do with the opera. That’s it. If you saw her coming out of a building, then that was a coincidence. She doesn’t know where you are or what you look like.“