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"Come here," she whispered.

He supposed his feet must have moved, because the next thing he knew, he was standing next to the tub.

"We're having a party," she said, reaching out her wet hands to unknot his loosened tie, "and you're waaaaay overdressed."

Chris stood perfectly still, his eyes fastened on hers, while she pulled his tie from around his collar and dropped it on the floor. Then she set to work unbuttoning his dress shirt.

Slipping the top button free, she said, "It occurred to me that we never went skinny-dipping." The second and third buttons opened. "While I realize this isn't a pool, it was the best I could do. We have all the skinny-dipping essentials-you, me, naked, water. And it does keep with our getting-wet tradition."

She raised her gaze, and Chris immediately drowned in her warm, chocolaty depths.

"If you have any objections," she said in a breathy voice that oozed sensuality, "I suggest you speak now or forever hold your peace."

He recalled saying those exact words to her before he'd made love to her the first time. "The tub works for me."

"Good." She slipped the last button free. Placing her bath-warmed hands on his abdomen, she ran her palms up his chest.

With a groan, Chris tried to pull her to him, but she held him off, shaking her head.

"Not yet. There are a few things I need to say first." She eased his suit jacket from his shoulders. It landed on the floor next to his tie with a soft thud.

Chris swallowed and fisted his hands to keep them off her. "I'm listening."

Cupping his face between her hands, she kissed him gently. "I'm sorry," she whispered against his mouth.

"No. I'm sorry. I should have told you right away. I tried-"

"I know," she said, forestalling his words by placing her fingers against his lips. "And I want you to know I was sorry before I found out that you'd booked twenty-seven parties for the Pampered Palate. I had a long talk with Nana and she made me realize how wrong I was… and how foolish."

He brushed back a stray tendril of her hair. "I never meant to hurt you, Melanie."

"Of course you didn't. I was angry and hurt when I should have been proud of you for not compromising your principles and integrity, and grateful for your concern regarding my feelings." She brought his hand to her lips and kissed his palm. "I said some really hurtful things to you and I'm sorry."

The hell with not holding her. Wrapping his arms around her, he dragged her up against him. Her breasts, warm and slippery from the bath, slid against his chest, forcing a groan from him.

He was about to kiss her when he noticed a tear glide down her cheek. "Hey, don't cry."

Another tear rolled down. "I'm not crying."

"Are, too."

"Am not."

He brushed away the tears. "Okay. Why are you not crying?

"I'm… overcome. What you did for me. All those parties. It's what changed the loan officer's mind."

"Glad to help." He ran his hands down her bare back and cupped her buttocks. "I'm not trying to rush you, sweetheart, but are you finished talking?"

"Just one more thing."

"What's that?"

"I love you."

Chris stilled. His heart seemed to stall, then jump back to life with an electric spark.

"I want you to know," she whispered, her big brown eyes swimming with more tears, "I'm not saying that because of what you did for me. I fell in love the instant I saw you. But I was so afraid."

"Of what?"

"Everything. That you'd turn out to be another Todd. Afraid I was falling too fast. But Nana straightened me out on that, too." She smiled. "She told me how long it takes to fall in love."

"Yeah? How long?"

"A moment. It only takes a moment."

"Well, I have to agree with her. That's about how long it took me to fall in love with you." He touched her cheek. "You're not afraid anymore?"

"Not unless you've changed your mind."

"About what?"

She dropped her chin. "Loving me," she said in a small voice.

He waited for her to look at him. When she raised her head, he cupped her face, her beautiful, tear-stained face in his hands.

"Not a chance," he said, his heart pounding with relief. "I love you. Completely. Totally."

"I love you, too. So much."

He huffed out a breath and smiled. "Thank God. Now, are you going to finish what you started here, or am I going to have to jump in the tub with my shoes and pants on?" He nuzzled her neck. "Something about you and water bodes poorly for my clothes."

She reached for his belt. "I'll finish."

He toed off his tassel loafers, peeled off his socks, and kicked them aside. Then he stood in an agony of anticipation while she slowly divested him of his trousers and boxers. The instant he was naked, he stepped into the steaming bath and lowered himself into the mountain of bubbles. Melanie joined him, settling her slippery body on top of his.

He held her tight against him, emotions swamping him from every direction. She loved him. He loved her. She was his. He was hers. And he wanted it to always be that way. Forever.

Tunneling his fingers through her hair, he gently pushed her head back until their eyes met. He saw all the love in the world shining at him from her big brown eyes.

"You're everything I never knew I always wanted," he said, unable to keep the husky note from his voice. He shook his head. "Does that make sense?"

A tender smile lit her face. "Perfect sense. You're everything I always wanted but was afraid to ask for."

"Seems like we're a good team."

"A perfect match," she agreed.

"So let's get married."

He watched her eyes widen to saucers. "Excuse me?"

"Marry me."

She stared at him, and he couldn't decide which word better described her expression-amazed or horrified.

He decided to hope for amazed.

When she continued to stare at him, bug-eyed and silent, he observed, "It seems I've left you speechless."

"You're serious," she finally said.

"Dead serious," he assured her. "Marriage isn't something I'd joke about."

"But you can't ask me to marry you in the bathtub!" she wailed.

Female logic. Go figure. "Why not?"

"Because someday our kids will ask us to tell them about how Daddy proposed to Mommy. How can we tell them we were skinny-dipping in the bathtub? Good grief. And how could we tell your mother and sisters? And Nana?"

"Oh, all right," he grumbled. He slid her off him, stood up, then scooped her up into his arms. Unmindful of the trail of water and soapsuds dripping behind them, he padded across the floor into his bedroom.

He was just about to lay her on the bed when she exclaimed, "Not here! You can't propose to me in bed."

"Why the hell not?"

"The same reason. What sort of example will we be setting for our children if we tell them we were in bed together when you popped the question?"

"Jeez. We don't even have these kids yet, and already they're giving me a pain in the ass." He looked around for somewhere she might deem appropriate and came up blank. "What do you suggest? I'm not about to lug you outside. We'll get arrested."

"We have to get dressed, Chris."

"Dressed?"

"Yes. We can't be naked."

He set her on her feet. "Who makes up these crazy rules? And the reason we can't be naked is…"

"Your mother, your sisters, Nana-they'll all ask me what I was wearing when you proposed. I cannot tell them I was buck naked."

Chris wasn't sure if he was annoyed or amused. "Can't you tell them you were so overcome with happiness, you forgot what you were wearing?"

"No can do. I'm not a good liar." She patted his cheek. "Besides, it's a girl thing."

Somehow he hadn't imagined his proposal going quite this way. Feeling very put-upon, he stomped to his closet and pulled out his robe.

Tossing it to her he said, "Here. You can say you were wearing Ralph Lauren."