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Sir Frederick’s creditors were kept at bay until the disposition of his father-in-law’s fortune was known, as his daughter’s bequest might be equal to what they were owed and spare them the embarrassment of having to go to the duns. The will was read, and as with almost every other will, it brought more disappointment than consolation. John Martin had been so confident in his daughter’s security that he never ceased to indulge his own extravagance, and what modest fortune he had managed to set aside (as his wife had not long survived him) was to be divided among his faithful servants, with the remainder settled upon Frederica. The latter portion allowed her parents a life interest, but this amount was too little to materially relieve their present distress, and Sir Frederick decided that they must settle their debts by finding a tenant for their house in town or a purchaser for Vernon Castle.

“Churchill Manor has long been ready for our tenancy,” declared Sir Frederick, “and it would not do to keep two country houses and have nothing in town, as Frederica will be out in a few years, and it would be greatly to her advantage if we retained Portland Place.”

“I confess, my love, I am more concerned that Freddie be left with no place at all,” his lady replied. “Vernon Castle was to be settled upon her.”

“You are quite right, my dear, but a good match will make Freddie her own mistress, and if we sell Vernon Castle and are frugal for the next few years, I may mend my affairs and add considerably to her portion. There is something else in its favor, as I have the advantage of an immediate offer. Charles has written that if we find ourselves compelled to give up Vernon Castle, he will take it off our hands. You know that Charles has always wanted a property of his own and he is particularly anxious to settle on something quickly.”

Lady Vernon could not conceal her surprise. Where had Charles Vernon, always in want of ready money, got the funds to purchase any property at all? Had he profited from his brother’s loss and having deprived Sir Frederick of money now meant to take his property as well?

“And why is he so eager to settle now, pray?”

“He is engaged to be married.”

“Charles? Engaged?”

“Yes, it all happened only in the last fortnight, it seems. Even our friend Mr. Lewis deCourcy has written to me of his surprise at how speedily it all took place. But Charles is nearly five and thirty, you know, and ought to have settled before now.”

“But how is Mr. deCourcy involved in the matter?”

“It is his niece, the daughter of Mr. deCourcy’s elder brother, Sir Reginald, whom Charles means to marry. Their sister is Lady Hamilton, so the connection is an excellent one for my brother. I have been told that Mr. deCourcy means to extend to Charles the same patronage he did to your father.”

“To place him in a banking house?” Lady Vernon inquired with some surprise. She did not add that she would not have put Charles Vernon where he might have a free hand over other people’s money. “I wonder, then, that Charles would purchase an estate so far from town. And what sort of offer has he made you for Vernon Castle?”

Sir Frederick named a price that seemed so shockingly low to Lady Vernon that it took all of her self-command to keep from expressing her indignation. “And what do you mean to do?” she asked Sir Frederick.

“My dear Susan!” he cried. “It was through your efforts that we found Vernon Castle and I would not let it go to anybody without your consent. Our affection for the place, and our intimacy with our good neighbors, the Clarkes, would make it very difficult to surrender entirely. I thought that it might be of some comfort for you to know that Vernon Castle has not gone to strangers.”

Lady Vernon wisely refrained from remarking that she would not be comforted to see a property that was to be settled on their daughter pass down to Charles Vernon and his children. After a moment’s consideration, Lady Vernon observed, “My dear Frederick, it is not always wise to enter into business with family. If matters go wrong, there is so much ill feeling, and you would not want to risk that, particularly when the occasion of Charles’s marriage may bring us all together more. Surely Miss deCourcy will bring something of a fortune into the marriage, which ought to allow them to purchase. Let us look elsewhere. My Aunt Martin has a very wide acquaintance, and I am certain that she can help us find a purchaser, and if she cannot, we may reconsider your brother’s offer.”

“Your advice is excellent!” agreed the amiable Sir Frederick. “I am quite of your opinion. When you next write to your aunt, lay our situation before her, and I will wait upon her reply before I give Charles my answer.”

Lady Vernon to Lady Martin

             My dear Aunt Martin,

             I know that some word of our circumstances will have preceded this letter, for it seems that anything in the way of misfortune can never be kept to one’s self. To be sure, it would have been more interesting if I had run off with the groom, or some natural son of Frederick’s had turned up at our door, but alas, it is only money that distresses us, or the lack of it at least.

             We must, it seems, give up Vernon Castle if we are to remain above water, and will be compelled to spend our country months at Churchill Manor. I can only hope that you and James will overlook the informality of the neighborhood and come to visit us there. You need not worry about its being too lively, or of falling into a crowd that demands that you always appear to advantage—those people will certainly drop us, and the only excitement that is likely to occur will be for someone to be mistook for a stag or a grouse and to be shot by another in his hunting party.

             In the meantime, if you or my cousin happen to know of a purchaser for Vernon Castle, one who would give us a price that would be fair enough to alleviate our present distress, I hope that you will be the means of an introduction. We have had one offer made to us, one that is so small as to be insulting, and I cannot allow Frederick to be taken advantage of, not even out of fraternal affection. But of that, I will say no more.

             I remain,

             Your affectionate niece,

             Etc. etc.

Lady Martin gave this letter to her son, who immediately responded with an offer to forward whatever money was necessary to ease Sir Frederick’s distress. A succession of letters followed in which the matter was argued back and forth with all of the lively antagonism that had marked the youthful quarrels of the cousins, for Lady Vernon had a strong aversion to accepting charity while Sir James was determined to bestow it. The genteel arrangements between her father and his creditors, and the more vulgar maneuvers by which Charles Vernon had remained solvent, had given Lady Vernon a thorough disgust of indebtedness.

Convinced that his cousin would not yield, Sir James wrote to Sir Frederick.

If you are determined upon the sale of Vernon Castle, allow me to be your surrogate. I promise that I will find you a purchaser who will not offer a penny less than what is fair. Devote your energies to my dear cousin, whose recent loss must make your obligation to her uppermost in your consideration. Give me the power to act for you in all the rest.

To this Sir Frederick consented and Sir James acted with discretion and speed. Before a month had passed, Sir Frederick was informed that a gentleman named Edwards, with a wife and two sons, had taken a fancy to Vernon Castle. Sir Frederick gave his wife’s cousin power to act in his stead and the business was concluded without the necessity of Sir Frederick even going to Staffordshire.

Charles Vernon was very angry when he heard that he had been cheated out of Vernon Castle, and he confided to Miss deCourcy that it had all been Lady Vernon’s doing, implying that she had come to regret her choice and as she could not bear to see Charles happily married to another, she meant to thwart him in everything. This left Miss deCourcy with no fond feelings toward her future sister-in-law, and with no desire to ever know her.