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“Oh, that’s too bad.”

“Muh— maybe you could come in for a drink,” said Crystal. She had to keep him here at all costs, until she could flash a warning.

“Why not?” boomed Fred, the happy salesman. He marched into her apartment, dropped his bag, and made himself at home. All she could think was that she had to keep him here and call Sylvia—yet she couldn’t call Sylvia right in front of him.

“Tell me about your— project,” she said when they had settled on the sofa with drinks.

“Business can wait till tomorrow,” he said, and made a dive for her.

She was so astonished that he kissed her twice before she thought to resist. She’d been so concerned with Sylvia’s adultery that it had never occurred to her that Fred might also play games.

“Fred! Sylvia’s my friend!” she protested.

“Good. Keep her friendship. We won’t tell her,” he laughed. “You’ve got a body and a face that won’t stop. I really dig you.”

“Fred! How would you like it if— uh— Sylvia cheated on you?”

“She never would. I’d kill her. But it’s different for a man.”

One of those, she thought. Her heart sank. Sylvia was a few blocks away, on Fred’s bed, naked and plunging on another man’s cock. Fred was here trying to make her. How could she manage it— to save herself, and protect Sylvia, too. First things first. She pushed Fred away.

“Oh, Fred, I like you. You’re great-looking, a terrific man. But I just couldn’t.”

He patted her knee. “Sure, kid, I understand. Just don’t mention my little pass to Sylvia. She thinks I never cheat.”

“I won’t, Fred. I won’t.”

He jumped up. “Well, I’d better run along to the Shaftesbury. If I’m out of luck here, I can still make it there.”

That would give Sylvia enough time, ten minutes or so. She saw Fred out the door and then rushed to the phone. Sylvia’s line was busy!

Crystal almost died. Sylvia did only what she herself had done, what many lovers did when they faced an erotic evening. Took the phone off the hook so as not to be interrupted at a critical time. An insistent telephone ringing did nothing for orgasms.

Crystal rushed back to the door. By a miracle Fred was still waiting for the elevator.

“Fred. You’ve got to come back!”

He returned to her apartment, grinning. He tried to grab her. She backtracked.

“Fred. I want to know now what scheme you and Sylvia are up to. I’ve got to know now!”

He took her in his arms and boldly rubbed his belly against hers. “Baby, I promised Sylvia we’d only tackle it together. Let’s have a little fun first.”

He got his hands on her buttocks, forcing her belly to his, gyrating so his cock stood up in his pants. He was in a full blush of lust.

“Fred, dammit, business before pleasure.”

He hooked the back of her neck with his hand and brought her face up to his.

“Crystal, you take me into that bedroom of yours. We’ll get naked. You give me the start of a good suck and I’ll talk.”

All she could think of was that sex with him had one great advantage. It took her off the hook as far as her part of Sylvia’s adultery went. If she gave him sex, he couldn’t say one word about her part in Sylvia’s action…

Naked with him on the bed, she found her own lust rising. It had been two weeks since her last sex. Back then there’d been a flurry of lots of sex, with her happy little cunt filled again and again. Then nothing.

Fred Ritter had an okay body, softish but not too soft. He had a sturdy cock, not as big as some she’d had, rather short, but thick. It could groove lots of joy into her.

As he dug his palms into her breasts that always seemed to drive men crazy, she went down on his prick, and to her surprise she thrilled to ecstasy right away. Her hot little box HAD missed all that sex.

“Oh, Fred, this is wrong!” she cried happily. “I shouldn’t be doing this.”

“Me, n-neither,” he gasped. “Still— as future partners…”

She sucked his blade greedily, letting all the good feeling expand her belly, wet her cunt, thrill her nerves. It was a thick little beast and it would feel terrific in her. His hands on her sensitive nipples also heated her eager body. She gave him a dozen luscious sucks and then squeezed and jacked off his member in its casing of her silken saliva.

“T-Tell me, Fred. Tell me what we’re going to do.”

He kissed her throat. He kissed each breast, making loud sounds. He kissed her mouth. Then, panting, he hugged her and made good on his promise.

“It’s an old racket for an insurance company,” he told her. “What’s new is that your computer makes it easy in a big way…”

What he and Sylvia planned to do was stuff the computer with new fake policies made out to fictitious names. Then they’d fake the paper work for a loan, which would be okayed by the computer. The loan money would pay the premiums on the fake policies to keep them current. They’d pocket the commissions and part of the loans.

“But you’ve got a Ponzi scheme,” she protested. “They always fail, because you have to keep taking new loans to pay off old loans until you get caught.”

“Aha! You forget the insurance business has three aspects, policies, premiums— and claims. If we can fake the policies and the loans, we can also fake the claims to take us off the hook. Money paid out in claims is gone forever, so we can bail out any time.”

It excited her just as the hard prick in her hand did. “But we’d have to be deadly careful with the claims. Make them statistically logical so there’s no challenge.”

“Can your computer do all that?”

“Fred, the A-C 1100 can bend light from space— do anything. IF the programmer knows his or her onions. Fortunately, I’m rated as a mathematical genius.”

He hugged her. “Baby, we can even take loans on our fake policies. It’ll be like shaking the branches of a money tree!”

“But do you hate your company?”

“Listen, Crystal, it’s only average bad. They grant favored loans, against the law, they avoid lawful claims against the law. They charge too much, which is not ethical, and they invest in shaky projects, which is not wise. I just see them ripping off, so we’ll rip back and not worry about it.”

“I think it can be done!” she said happily.

She knew the size of Fisk International’s annual premium take. It was huge, which meant that her necessary hundred thousand might be acquired in about two months and then she could quit.

She turned back to Fred’s cock with a warm feeling. It would be fabulous to end her pirate foray quickly and get out of town before Gunnar caused a scandal. She was sure he’d make some little mistake and get caught. He was too angry since his prison term— lacked detachment…

She resumed her suck, reveling in the hardness of Fred’s cock, enjoying his rich moans of joy and her own rising sexuality. The Ritters were the best news she’d had since coming to New York.

“Baby, let’s get on to the real thing,” he cried.

She went back on the bed, opened her legs, and welcomed him into her saddle. She liked the way he touched her. Give credit to older men— they were often better lovers than the young guys, who were crazed by their inevitable youthful fervor.

His thick cock pronged into her while she felt a rush of deep pleasure. It was the front of her vagina that was the most sensitive anyway, so she’d lose nothing by his shorter length, and she would gain by the tight fit of his round rod.

“Dee— lish— us!” she cried happily.