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He says, 'We're not talking bank managers. It was a special sort of a loan. A private loan.'

I say, 'Not Vince?'

And he laughs. He tips back his head and cackles so it hurts him and I find myself reaching for a paper bowl, I find myself looking at his call-nurse button. 'Vince?' he says, half choking. 'Vincey wouldn'tVe lent me money if I was dying, would he?'

I say, 'So who?'

He says, 'Vincey wouldn'tVe forked out for the shop, would he? He wanted me to sign on at the supermarket.'

'So who?'

'One of his mates, from the early days. One of his -business pals. Rough stuff, you understand.'

He looks at me like he's in for a scolding.

I say, 'You'd've been better off taking a long shot on a two-year-old. You'dVe been better off coming to Uncle Lucky.'

Even as I say it I see which way the wind's blowing.

He says, 'Would've been a big 'un, Raysy. Where would I have got the ante? But it's funny you mention that.'

He looks at me, starting to smile, so I nip in quick. I say, 'You told Amy about all this?'

He shakes his head.

I say, 'You going to?'

He says, 'That's a tricky one, aint it? What I'm hoping is I won't ever have to, there won't be no need. It's funny you mention her.'

He pokes with his finger at the empty paper bowl I've been holding all the while. He says, 'You look like you're begging, holding that.'

I put the bowl back where I got it.

He says, 'I don't know what she's going to do. I mean, when I'm— She might want to stay put. She might want to go ahead with that bungalow anyway. It aint kiboshed yet, it could still go through. Either way, I don't want no debt-collector knocking on her door. I don't want her finding out she's got twenty grand less than she thought she had.'

It's like he wants me to tell him the solution.

He says, "That's a nest-egg, aint it? Twenty grand. That's what they call a nest-egg.'

I say, 'So, for all she knows, it was just you seeing the light too. It was just you going for a new life. Glory hallelujah.'

He looks at me as if I'd know the answer to that too.

He says, 'Some things are best not known.'

I say, 'Why Margate?'

He says, 'I don't want to leave her in the lurch. I want to see her right.' And his eyes shut suddenly, the lids drop in that heavy way, as if it's more than he can do to keep them open, like he's nipped out for a moment without saying and left me guessing.

Then he opens his eyes, as if he never knew he'd shut 'em.

I say, 'So what do you think she's going to do?'

He says, 'Depends. Maybe you'd know what she's going to do.'

I look at him.

He says, 'I need a winner, Raysy. I need a winner like I've never needed.' He lifts his right arm slowly off the bedcover. What with the tubes going in it, it looks like he's not lifting it but it's being lifted, like the arm of a puppet. 'And I've got the ante this time.'

He moves his hand towards the bedside cabinet and opens the little drawer, the drawer with his few odds and ends in it. His hand shakes. He struggles with the drawer and I half go to help him but I know it wouldn't do to help him because there aren't many things he can still do for himself.

He takes out his wallet. I've never seen Jack Dodds' wallet look so fat.

He says, 'Here, have a look inside. Back compartment.'

He hands it to me. I take it and flip it open while he watches me. I don't see no photograph. There's a great wodge of notes.

He says, "There's a thousand smackers. Eight hundred in fifties and a bunch of twenties.'

I look. I rub the top note with my thumb. I say, 'You've got a thousand, cash, in this place?'

He says, 'Who's going to take it, Raysy?' He looks around at the other beds. 'These poor bastards?'

I say, 'So where did you—?'

He says, 'Be telling, wouldn't it? Take it out. Count it.'

I shake my head. 'I believe you.'

He says, 'Never my strong point, was it?'

'What?'

He says, 'Sums. Rithmetic. Never had it up here like you.' He gives his head a little lift like he's trying to nod at his own skull. He says, 'Take it out anyway. I need a winner.' He looks at my hand on the wallet. He says, 'It's Doncaster coming up, aint it? First of the flat.'

I think, And all things being normal, I'd be there.

I say, 'It's a thick 'un, Jack, a thousand quid to make twenty. A thick 'un.'

He says, 'It's a thick 'un.'

I say, "And if I put it on the wrong nag?'

He says, 'But you won't, will you? You can't. Amy needs it.'

I think, Your money or your life.

He says, smiling, 'Anyway, just think of it as the price of a camper. A thousand quid, remember? But you didn't want to sell it, did you?'

Canterbury

I can't see them anywhere. It's like they might have gone and left me in Canterbury Cathedral. So I wander back down the aisle to where I was when Vince took himself off, in case they come looking for me, and I sit down again on the wooden seat, elbows on knees, thinking, I'm the odd one out now.

Thinking, It's like he's looking at me now, knowing. Better make your mind up, Raysy, better make it up quick. It's like it wasn't just the dosh, it was me an' all, the two together. There's the money, Ame, and there's Raysy. You'll be all right now, you'll be all right with Lucky. Nudge, wink. I reckon you'll see each other right.

It's like I should've been him.

I sit there, keeping an eye out, but I don't see them anywhere, so I get up and find the way out, and then I spot them, standing on the paved area, looking out for me. I think, Friends. The sky's dark and threatening and the wind's cold but they don't look like they're getting peeved. They look like they're glad to be here together, like all's forgiven.

I think, Maybe.

Vince says, 'We was beginning to wonder, Raysy, we was beginning to think you might've got lost.'

Vince is holding a guidebook. Vic's got the bag. I'm not holding anything but it's like everyone can see that Raysy's got a lot of something that aint his.

I can feel the cathedral behind me, looking at me.

Vince says, 'We was in the cloisters. Did you clock the cloisters?' Like I ought to have done.

I say, 'Yes, I saw the cloisters/ thinking, Small lies are easy.

Then we head back the way we came, out through the gateway and along the narrow streets, except we take a different narrow street from the one we came up. It's called Butchery Lane, which is why we take it. Vince says we ought to. Then as we turn into it the rain comes pelting down. But there's a little pub half-way along, the City Arms, and it's open, and Lenny says a quick one wouldn't hurt, would it?

Vie

Then he says, straight-faced, serious, sitting there in my office, hands pink and scrubbed from a day's butchering, like he's a special sort of client who's come washed and ready for his own laying out, 'As a matter of fact, Vie - I can say this to an old mallow - I wouldn't mind being buried at sea.'

Amy

Well they must be there by now, they must have done it. Tipped him in, chucked him. For all I know, they're halfway back again or they're making a day of it, they're out on a spree, donkey-rides all round, now the job's done, down there in Margate.

But I still think this is where I should be. My own journey to make. Their journey and mine. The living come first, even the living who were as good as dead to him, so it'd be all one now, all the same, in his book. And I've already said goodbye to him for the last time, if not the first. Goodbye Jack, Jack old love. They can say that June won't ever be the wiser if I missed this day with her for the sake of one last day with him, there have been missed days before, about a dozen of them once, long ago, and you don't ever get a second chance to scatter your husband's ashes. But how do they know she wouldn't know? And someone has to tell her.