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“You in someone’s attic or what?”

“Rental car.”

“Okay. You prob’ly got a couple hours. But I was you, I’d start checking the rearview anyway.”

“Thanks for the heads-up.”

“Just protectin’ my-whatcha call-asset.”

“DeMeo called you personally? He doesn’t know we’re doing business?”

Sal paused, weighing his words. “He knows.”

I was stuck in a line of cars at the intersection of Bloomfield and Pine, waiting for the light to change. I had nothing else to think about beyond Sal’s comment or I might have missed the clue. I kicked it around in my head a few seconds before it hit me. “DeMeo offered you a contract on me.”

“Let’s just say your next two jobs are-whatcha call-gratis.”

Two jobs? That meant… “You turned down a hundred grand?”

Sal laughed. “It ain’t love, so don’t get all wet about it. I just don’t have anyone-whatcha call-resourceful enough to take you outta the picture. Plus, where am I gonna get a contract killer good as you? Unless maybe that blond fox you use. You tell her about me yet?”

The light turned green, and I eased along with the traffic until I got to the curb cut. “I’ve got to go,” I said.

Sal said, “Wait! We got a deal on the contracts?”

“I’ll give you one free contract,” I said. “You already made fifty Gs giving my name to that homicidal midget.”

“Which one?”

“You know more than one homicidal midget? Vic… tor,” I said, imitating my newest client.

Sal laughed. “I met the little fuck. He’s got dreadlocks.”

“You’re shitting me.”

“Long, nasty dreads, swear to Christ!”

We hung up, and I parked my Avis rental in one of the visitor’s parking slots and asked the guys out front where I could find Chief Blaunert. They directed me to the kitchen area of the station house. I walked in and asked the one guy sitting there if he happened to be the fire chief.

“Until October,” he said. “Then I’ll just be Bob, living on a houseboat in Seattle. You’re the insurance guy, right?”

I nodded. “Donovan Creed, State Farm.”

“Seattle’s cold this time of year,” he said, “but no worse than here. The wife has a brother, owns a marina up in Portage Bay near the university.”

From under the table, he positioned his foot against the seat of the chair across from him. His brown leather shoes were well-worn, but the soles were new. By way of invitation, he gestured toward the chair and used his foot to push it far enough away from the table for me to sit down. “Ever been there?” he asked. “Portage Bay?”

“Haven’t had the honor,” I said. I grabbed a Styrofoam cup from the stack near the sink and helped myself to some coffee from the machine.

“Well, some don’t like the rain, I guess. But to us, it’s as close to paradise as we’re likely to get.” The old Formica table in front of him had probably started out a bright shade of yellow before decades of food and coffee stains took their toll. I sat in the chair he’d slid out for me and tasted my coffee. It was bitter and burnt, which seemed fitting for fire house coffee.

“How’s the java?” he asked.

“Wouldn’t be polite to complain,” I said. “Of course, in seven months, you’ll have great coffee every day.”

He winked and gave me a thumbs-up. “You know it,” he said. “Seattle’s got a lot of nicknames, but Coffee Town’s the one I use.” He savored the thought a moment. “Course they’ve got Starbucks and Seattle’s Best. You probably don’t know Tully’s, but that’s a great coffee.”

We were both quiet a minute, two guys sipping bad coffee.

“You have much fire experience, Mr. Creed? Reason I ask, we weren’t expecting an insurance investigator.”

I raised my eyebrows. “Not ever?”

For the slightest moment, he seemed uneasy, but he adjusted quickly. “Not this soon, I meant.”

Chief Blaunert didn’t look much like a fi re marshal. He looked more like the love child of Sherlock Holmes and Santa Claus. He had white hair, a full white beard, and thick glasses with large, round frames. He also had an engaging smile and wore a wrinkled brown tweed suit over a white shirt and knit tie. All that was missing was a pipe and the comment, “Elementary, my dear Creed.”

Lou Kelly had set up the impromptu meeting while I picked up the rental car in West Manhattan. Lou had given Chief Blaunert my State Farm cover story, and Blaunert put Lou on hold a long time before agreeing to meet me. He said he was doing a field inspection at the Pine Road Station, but if I hurried, I could speak to him before the meeting. Finding him wearing a suit instead of his uniform, I doubted he was conducting an inspection. At the moment, I noticed he was eyeing me carefully.

“I’m more of a grunt than an arson investigator,” I said. “I interview the firemen, the neighbors, check the site. In the end, I tell the company if I think a fire’s accidental. Of course, even if I think it is, they’ll still want to send a forensic accountant to check the insured’s books, see if there’s any financial motive.”

Chief Blaunert nodded. “I wish I could save you the trouble,” he said, “but I know your company’s going to want a full report. Still, you can take my word for it-this fire was definitely an accident.”

“You checked it out yourself?”

“Had to, the media was all over it. Pitiful tragedy,” he said. “The whole family dead, all but one child, and she was burned beyond recognition.”

“No motive you’re aware of?”

Chief Blaunert’s face reddened. “Motive? You tell me the motive! What, they’re trying to screw your company out of a few hundred grand? They won the whole damned New York Lottery a few months back, ten million dollars!” He seemed genuinely upset by my question. “You think they’re going to torch their own home, kill their own kids?”

“No, sir, I don’t,” I said. “Truth be told, I’m just going through the motions. I’ll need to see the first firefighters on the scene, ask them a couple questions. I assume they’re here, this being the station that took the call.”

He stared at me until his anger subsided. When he finally spoke, his voice was clear and steady. “Yellow flame, gray smoke,” he said. “No suspicious people at the scene. No open windows. No sign of forced entry. No doors locked, no rooms blocked. Single point of origin, basement. No accelerants.”

“You definitely know the drill.”

“Ought to; I been doing it my whole life. You want, I can give you a couple names. You can say you interviewed ’em, take a quick peek at the scene, snap a few shots, and be back in Bloomington by dinner time.”

“Sounds like a plan,” I said. “I’ll have to interview one or two neighbors, though.” He nodded, and I handed him the pen and spiral notebook I’d bought for the occasion. I’d also bought the camera sitting on the front seat of the rental car in case one of the firemen wanted to accompany me to the scene. Chief Blaunert wrote some names in the notebook.

“Three enough?”

“That should do it.”

He tore out a clean sheet from the notebook and wrote down my name. “Got a cell number?”

I gave it to him and thought about Sal’s warning. I could see where this was going.

“Need an escort over there?”

“Naw, it’s only a few blocks,” I said. “I’ll get out of here and let you get on with your inspection.” I stood up, reached over to shake his hand. He hesitated, deciding whether to say something else.

“As to the neighbors,” he said, “my guys were on the scene in four minutes twenty after the call was logged. You can check it out: four twenty.” He stared at me through serious eyes.