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He told me a bunch of gossip about people on the block who fell into two categories: amusing eccentrics who owned buildings and apartments, and gypsy peasants who rented.

He cackled that the house of a neighbor he was feuding with was haunted. “Really is. You could buy an apartment in his building for half what it’s worth.”

I had checked that out already. It was going cheap all right. I didn’t see any ghosts. But it was completely ordinary and the only view was of a housing project on 18th.

“Having the seminary across the street is like having a country house outside your window. Except you don’t have to drive there and mow the grass. You want to get outdoors, you walk two minutes to the river.”

Then he made my blood run cold by telling me that a couple had looked at the apartment this afternoon and seemed to like it a lot. Money was no problem. The guy’s parents were rich. And if they wouldn’t help, the Swiss bank that employed the woman would front the down payment. He watched me react and seemed to like what he saw.

“You really should live here,” Richard said. “You’ll never find another place like this. Chelsea Piers, best gym in New York, is right down the street. I’m selling paradise.”

I turned my face to the window. The Empire State Building had almost disappeared in the dark. Just then, they switched on a thousand floodlights, painting it white as an iceberg.

“Look at that,” Richard crowed. “I just have a feeling in my gut you belong here. I don’t know if I ever told you, but this apartment has a track record when it comes to romance. Everyone who ever rented it met somebody and had a love affair. Right here in these rooms.”

I should not have told Tommy King that I wanted the kind of home that a woman would like to share.

“You’re asking a killer price,” I said.

“It will only get more valuable,” he countered. “Nothing will bring it down. It didn’t go when the Towers went down. I was watching on CNN thinking, Oh, God, the Empire State Building’s next, I’ll never get my price without the view. Then I realized the terrorists don’t know from shit about the Empire State Building. You gotta be a New Yorker to love the Empire State Building-sure enough, they went for the Pentagon.”

He was right. It would not be the most beautiful apartment in New York without that spire changing colors by the hour.

Richard said, “Nothing but a haunting will ever bring it down, Joe. And don’t get any ideas, because this building is not haunted and never has been. No scary ghosts, no evil spirits. It’s a great investment. Turn around and sell it in a flash. For profit.”

“I’m looking for a home, not a stepping stone.”

“Everyone wants to move up.”

“Not me. This is up.” Another mistake I realized as soon as I said it. I had told him exactly how much I wanted it and he didn’t bother to conceal a smile.

Tommy King stepped in, too late to repair the damage, saying, “Listen, Richard, thanks. We gotta split. We’ll come back tomorrow. Seven o’clock?”

Richard touched my arm, exuding fatherly concern.

“You might want to think about if you really belong in New York.”

“Beg pardon?”

“A lot of people your age who can’t afford New York are buying in Brooklyn. Manhattan may not be your town.”

On the street Tommy said, “I thought you were going to slug him.”

I turned on him. “Next time you see a class of high school tourists from the boonies? Look for the straggler staring at the skyscrapers. That’s the kid who’s coming back. Manhattan’s been my ‘town’ since I came here on my senior trip. I don’t care who’s moving to fucking Brooklyn, I’m not.”

“Whoa. I believe you, man. You turned red as brake lights. First time I’ve seen fire in your eyes.”

“I’ve settled for second best too many times.” I couldn’t believe I had just admitted that out loud, but I was so upset I dropped every defense and proceeded to spill my guts to Tommy King. “I didn’t hold out for an Ivy League college. I didn’t fight to get into a first-rank law school. I didn’t hold out for the job that really would have gone someplace.”

“You’re general counsel of the biggest printing company in the city.”

“I sign off on contracts. If a problem gets interesting, I’m told to hire outside counsel. I married a woman mainly because I didn’t know how to say no when she asked. And I didn’t fight for a fair divorce. I’m through settling. I’m through letting things happen to me. I want that apartment.

“I believe you, man. You look like I feel about my ex.”

“I really blew it with Richard, didn’t I?”

Tommy said, “I bought it today.”

“What? Bought what?”

“Scalpel.”

“What?” I said again, though I knew what he meant.

“It’s just a skinny little handle with a bunch of blades. Like razors. Cops’ll figure some kid got her with a box cutter.”

I figured it was time to get a new real estate guy. Tommy King was nuts-creepy nuts-telling me all this because in his twisted heart he really believed that he was right and she was evil. It didn’t matter that he was the listing broker. Richard would sell to whatever fool paid his ridiculous price.

On the way home I got a call from another broker at Tommy’s agency, a partner named Marcy Stern, a woman with a shrill, demanding manner that matched her pointy face and darting eyes. “Listen, Joe, you’re out of there tomorrow morning.”

I was living rent free, baby-sitting an apartment for sale.

Tommy had gotten me the gig and I figured I was safe until I found a place of my own because the plain white box in an ugly white box building was listed for an insane price. Wrong about that. “How can you close in one day?”

“All cash deal. The client wants to dump his stuff before he hops his flight to Singapore. Get your junk out by 8.”

“Didn’t I sign something that said I’d get a couple of days notice?”

“Not if you want help getting another free place. Call Tommy King.” Tommy had a similar live-in security guard arrangement, sleeping in a succession of apartments on the market since he lost his home to the ex-wife he hated so much he wanted to cut her heart out.

I called Tommy.

“Don’t worry about it, I’ll get you another one soon as I can. Bunk with me till then.”

I thanked him for his generosity and he repeated what he had said when he first offered me the apartment-sitting deal.

“Why watch your down payment get smaller? Bad enough watching prices go higher.”

At a quarter to 8 the next morning, Marcy unlocked the door with the agency key and looked surprised that I was still stuffing clothes into bags. “What are you doing here?”

“I’ll be right out of your way.” I picked up a garment bag, a laptop backpack, and a suitcase-everything else was in storage. The suitcase, which had been damaged by an airline, broke open. My laundry fell on the floor.

Marcy and the new owner, a Chinese guy in a blue suit, along with a huge guy who appeared to be his bodyguard, watched me crawl around picking up my underwear, and shut the door firmly behind me as I shuffled down the long, dreary hall to the elevator.

Tommy was on the phone when I got uptown to his latest temporary place-a glass and mirrored palace in the sky with views of the park and both rivers. He pointed me toward one of the halls and mouthed, “Third bedroom on the left.” Then he continued loudly on the phone. “Hey, by the way, my ex is looking in Chelsea. She’s got a new boyfriend wants a pied-àterre. No, leave me out of it. If she hears I’m involved she’ll run the other way. I might have something you can show her. I’ll give you a heads-up.”

As soon as I bundled my stuff into the bedroom, which had hardwood floors, a marble bathroom, and no bed, Tommy wandered in saying, “You gotta raise some more cash for a bigger down payment so the bank’ll cut you a mortgage to meet Richard’s price. So the question is, where do you get the cash?”