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Mr. Garth had a small office in the town, and to this Fred went with his request. He obtained it without much difficulty, for a large amount of painful experience had not sufficed to make Caleb Garth cautious about his own affairs, or distrustful of his fellow-men when they had not proved themselves untrustworthy; and he had the highest opinion of Fred, was “sure the lad would turn out well—an open affectionate fellow, with a good bottom to his character—you might trust him for anything.” Such was Caleb’s psychological argument. He was one of those rare men who are rigid to themselves and indulgent to others. He had a certain shame about his neighbors’ errors, and never spoke of them willingly; hence he was not likely to divert his mind from the best mode of hardening timber and other ingenious devices in order to preconceive those errors. If he had to blame any one, it was necessary for him to move all the papers within his reach, or describe various diagrams with his stick, or make calculations with the odd money in his pocket, before he could begin; and he would rather do other men’s work than find fault with their doing. I fear he was a bad disciplinarian.

When Fred stated the circumstances of his debt, his wish to meet it without troubling his father, and the certainty that the money would be forthcoming so as to cause no one any inconvenience, Caleb pushed his spectacles upward, listened, looked into his favorite’s clear young eyes, and believed him, not distinguishing confidence about the future from veracity about the past; but he felt that it was an occasion for a friendly hint as to conduct, and that before giving his signature he must give a rather strong admonition. Accordingly, he took the paper and lowered his spectacles, measured the space at his command, reached his pen and examined it, dipped it in the ink and examined it again, then pushed the paper a little way from him, lifted up his spectacles again, showed a deepened depression in the outer angle of his bushy eyebrows, which gave his face a peculiar mildness (pardon these details for once—you would have learned to love them if you had known Caleb Garth), and said in a comfortable tone—

“It was a misfortune, eh, that breaking the horse’s knees? And then, these exchanges, they don’t answer when you have ‘cute jockeys to deal with. You’ll be wiser another time, my boy.”

Whereupon Caleb drew down his spectacles, and proceeded to write his signature with the care which he always gave to that performance; for whatever he did in the way of business he did well. He contemplated the large well-proportioned letters and final flourish, with his head a trifle on one side for an instant, then handed it to Fred, said “Good-by,” and returned forthwith to his absorption in a plan for Sir James Chettam’s new farm-buildings.

Either because his interest in this work thrust the incident of the signature from his memory, or for some reason of which Caleb was more conscious, Mrs. Garth remained ignorant of the affair.

Since it occurred, a change had come over Fred’s sky, which altered his view of the distance, and was the reason why his uncle Featherstone’s present of money was of importance enough to make his color come and go, first with a too definite expectation, and afterwards with a proportionate disappointment. His failure in passing his examination, had made his accumulation of college debts the more unpardonable by his father, and there had been an unprecedented storm at home. Mr. Vincy had sworn that if he had anything more of that sort to put up with, Fred should turn out and get his living how he could; and he had never yet quite recovered his good-humored tone to his son, who had especially enraged him by saying at this stage of things that he did not want to be a clergyman, and would rather not “go on with that.” Fred was conscious that he would have been yet more severely dealt with if his family as well as himself had not secretly regarded him as Mr. Featherstone’s heir; that old gentleman’s pride in him, and apparent fondness for him, serving in the stead of more exemplary conduct—just as when a youthful nobleman steals jewellery we call the act kleptomania, speak of it with a philosophical smile, and never think of his being sent to the house of correction as if he were a ragged boy who had stolen turnips. In fact, tacit expectations of what would be done for him by uncle Featherstone determined the angle at which most people viewed Fred Vincy in Middlemarch; and in his own consciousness, what uncle Featherstone would do for him in an emergency, or what he would do simply as an incorporated luck, formed always an immeasurable depth of aerial perspective. But that present of bank-notes, once made, was measurable, and being applied to the amount of the debt, showed a deficit which had still to be filled up either by Fred’s “judgment” or by luck in some other shape. For that little episode of the alleged borrowing, in which he had made his father the agent in getting the Bulstrode certificate, was a new reason against going to his father for money towards meeting his actual debt. Fred was keen enough to foresee that anger would confuse distinctions, and that his denial of having borrowed expressly on the strength of his uncle’s will would be taken as a falsehood. He had gone to his father and told him one vexatious affair, and he had left another untold: in such cases the complete revelation always produces the impression of a previous duplicity. Now Fred piqued himself on keeping clear of lies, and even fibs; he often shrugged his shoulders and made a significant grimace at what he called Rosamond’s fibs (it is only brothers who can associate such ideas with a lovely girl); and rather than incur the accusation of falsehood he would even incur some trouble and self-restraint. It was under strong inward pressure of this kind that Fred had taken the wise step of depositing the eighty pounds with his mother. It was a pity that he had not at once given them to Mr. Garth; but he meant to make the sum complete with another sixty, and with a view to this, he had kept twenty pounds in his own pocket as a sort of seed-corn, which, planted by judgment, and watered by luck, might yield more than threefold—a very poor rate of multiplication when the field is a young gentleman’s infinite soul, with all the numerals at command.

Fred was not a gambler: he had not that specific disease in which the suspension of the whole nervous energy on a chance or risk becomes as necessary as the dram to the drunkard; he had only the tendency to that diffusive form of gambling which has no alcoholic intensity, but is carried on with the healthiest chyle-fed blood, keeping up a joyous imaginative activity which fashions events according to desire, and having no fears about its own weather, only sees the advantage there must be to others in going aboard with it. Hopefulness has a pleasure in making a throw of any kind, because the prospect of success is certain; and only a more generous pleasure in offering as many as possible a share in the stake. Fred liked play, especially billiards, as he liked hunting or riding a steeple-chase; and he only liked it the better because he wanted money and hoped to win. But the twenty pounds’ worth of seed-corn had been planted in vain in the seductive green plot—all of it at least which had not been dispersed by the roadside—and Fred found himself close upon the term of payment with no money at command beyond the eighty pounds which he had deposited with his mother. The broken-winded horse which he rode represented a present which had been made to him a long while ago by his uncle Featherstone: his father always allowed him to keep a horse, Mr. Vincy’s own habits making him regard this as a reasonable demand even for a son who was rather exasperating. This horse, then, was Fred’s property, and in his anxiety to meet the imminent bill he determined to sacrifice a possession without which life would certainly be worth little. He made the resolution with a sense of heroism—heroism forced on him by the dread of breaking his word to Mr. Garth, by his love for Mary and awe of her opinion. He would start for Houndsley horse-fair which was to be held the next morning, and—simply sell his horse, bringing back the money by coach?—Well, the horse would hardly fetch more than thirty pounds, and there was no knowing what might happen; it would be folly to balk himself of luck beforehand. It was a hundred to one that some good chance would fall in his way; the longer he thought of it, the less possible it seemed that he should not have a good chance, and the less reasonable that he should not equip himself with the powder and shot for bringing it down. He would ride to Houndsley with Bambridge and with Horrock “the vet,” and without asking them anything expressly, he should virtually get the benefit of their opinion. Before he set out, Fred got the eighty pounds from his mother.