“Are you telling me that there is no money? No investments, no nest egg somewhere, a few million in a Swiss bank account?” It seemed as impossible to him as it once had to her.
“I'm telling you we can't buy shoes. I'm telling you I won't have money for groceries by November. After I settle this mess, I have to get a job. Right now, just orchestrating what we sell and how we do it, and how we juggle the debts and the taxes and the rest of it, is full-time work. What I'm telling you, Detective Lee, is that we have nothing. All we have left is this house, and if we're lucky, whatever we sell it for may cover the last of my husband's personal debts, if I'm fortunate enough to get a big price for it and whatever is in it. His attorneys are going to declare bankruptcy on the corporate side, which will get us off the hook. But even at that, it may take me years, and a lot of clever attorneys I can no longer afford, to dig us out. If Mr. Addison thinks he's going to get thirty million dollars out of me, or even thirty thousand, he's going to be very disappointed. Maybe someone should tell him,” she said, looking small and dignified as she sat on the couch.
There was nothing pathetic, or even embarrassed about her. She was very real. And Rick Holmquist was impressed, as was Ted. Talk about a rags-to-riches story, and riches-to-rags just as quickly. She was a hell of a good sport about it, as far as they were concerned. Her husband had left her holding one hell of a bag, with nothing in it. And she didn't even say anything critical of him. As far as Ted was concerned, she was a saint. Particularly if what she was saying was true, and she hardly had enough to feed her kids. He and Shirley were in much better shape than she was, and they both had jobs and each other. But what upset him about what she had just told him was that her situation was even more dangerous than he had thought. The world perceived her as having hundreds of millions of dollars, which made her an automatic target, like a bull's-eye painted on a barn, when in fact she had nothing, which was going to make someone crazed and even more violent, if she got grabbed, or the kids did.
“If someone kidnaps me or the children, they're not going to get ten cents,” she said simply. “There's nothing to pay. And no one who would. Allan and I had no family to speak of, except each other, and there's just no money anywhere. Believe me, I've looked. They could have my house, but that's about it. No cash.” She had no pretensions about it, and made no apology for it. And what Ted found himself loving about her as he listened to her, as much as her dignity, was her quiet grace. “I guess we haven't done ourselves a favor by keeping it out of the press. But I thought I owed Allan that, for as long as I could. The letter he left was so distraught and full of shame. I wanted to preserve the legend for him as long as I could. But eventually, it'll get out. Very soon, I think. There's just no way to keep it quiet. He lost everything. He risked it all on bad deals, made some terrible assumptions and calculations. I don't know what happened. Maybe he lost his mind, or his insight, or it all went to his head, or he thought he was invincible. But he wasn't. No one is. He made some terrible mistakes.” It was a polite understatement, considering the fact that he had left his wife and children penniless, and hundreds of millions in debt. He'd had quite a fall. And she and the kids were the ones paying for it. It took a few minutes for Ted to absorb it, and the implications for her, particularly now.
“What about the children?” Ted asked, trying not to look as panicked as he felt. “Is there some kind of kidnap insurance policy on them, or you?” He knew they existed, and assumed they came out of Lloyd's of London. But he knew that people like Allan had them, in case they or some family member got kidnapped. There were even policies for extortion.
“There's nothing. All our policies have lapsed. We don't even have health insurance right now, although my lawyer is trying to get some for us. And our insurance company told us that they're not going to pay up on Allan's life insurance. The letter he left is too damning, and makes it look like a suicide, which we assume it was. The police found the letter. And I don't think we ever had kidnapping insurance. I don't think my husband thought we were at risk.” God knows he should have, Ted thought, and Rick silently echoed his thoughts. With the kind of money he had made, and so publicly, they were at risk for everything. Even Fernanda and the kids. Maybe especially them. His family was his Achilles' heel, as they were for anyone in his position. Apparently, he didn't notice, which made Ted feel suddenly angry, although he didn't show it. But he didn't like any of what he'd been hearing, for a number of reasons, and neither did Rick Holmquist.
“Mrs. Barnes,” Ted said quietly, “I think this puts you at even greater risk. As far as these men or anyone else knows, you look like you have a lot of money. Anyone would assume that. And in fact, you don't. I think the faster we can get that word out there, the better off you'll be. Although people may not believe it. Most people won't, I think. But right now, you've got the worst of all possible worlds. You look like a major target, and you've got nothing to back it up. And I think the danger here is very real. These men are up to something. I don't know what. I don't even know how many of them might be in it, but I think they're cooking up something. These are three very bad guys, and who knows who else they've been talking to. I don't want to panic you, but I think you and your children are in grave danger.” Fernanda sat very quietly for a long moment, looking at him, and trying to be brave, and for the first time, her facade of calm strength began to crack, and her eyes filled with tears.
“What am I going to do?” she whispered, as the music continued to blare from upstairs, and both men looked at her uncomfortably, not sure what to do for her. She was in a major mess. Thanks to her husband. “What can I do to protect my kids?”
Ted took a long breath. He knew he was speaking out of turn, he hadn't talked to his captain yet, but he felt desperately sorry for her, and he trusted his instincts. “That's our job. I haven't talked to my captain yet. Rick and I came straight here from the FBI office. But I'd like to put a couple of my men here for a week or two, till we check this out further, and see what they do. Maybe this is all fantasy on my part. But I think it's worth keeping an eye on you. I'll see how the captain feels about it, but I think we can commit a couple of men to this detail. I have a feeling someone may be watching you.” Rick nodded. He agreed. “What about you?” Ted turned to him, and Rick looked uncomfortable. “Addison is your guy.” The FBI was investigating him, which gave Rick the authority he needed, and he and Ted both knew that. “Can you give us an agent for a week or two, to watch the house and the kids?” Rick hesitated and then nodded. In his case, the decision was his. He could spare one man. Maybe two.
“I can't justify it for more than a week or two. Let's see what happens.” She was a major entity after all. And her husband had been an important man. More important, Addison was a big fish for them, if they could catch him up to no good, and tie him to some kind of conspiracy. Stranger things had happened in both their lives as detectives. And Ted was convinced he was right. So was Rick.
“I want to make sure no one is following you or the kids.” She nodded. Suddenly her life was turning into a worse nightmare than the one she'd been living since Allan's death. Allan was gone. Terrible people were after her. The children were in danger of being kidnapped. She had never felt so totally lost and vulnerable in her life, even when Allan died. She had a sense of impending doom suddenly, as though there was nothing she could humanly do to protect her family, and she was terrified that one or all of her children would get hurt, or worse. She tried valiantly to control herself, but in spite of her best efforts, tears rolled down her cheeks, and Ted looked sympathetic.