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"Yes," said Rollo, "I understand that for the fifty cents: and now for the other ten. You said sixty cents."

"Why, the chain will be gradually wearing out all the time, while you use it," said Mr. George, "and I estimated that it would lose about ten cents a year. That makes up the sixty."

"Yes," said Rollo, "I suppose it would."

"You see," continued Mr. George, "that the little links and rings, where the chief wear comes, will gradually become thinner and thinner, and at last the time would come when you could not use it for a chain any longer. You would then have to sell it for old gold; and for that purpose it would not be worth, probably, more than half what you now give for it.

"So you see," continued Mr. George, "you would lose the interest on the money you pay for the chain every year; and besides that, you would lose a portion of the chain itself. When you have money safely invested at interest, you have the interest every year, and at the end of the term you have your capital restored to you entire. But in such a purchase as this, you are sure, in the end, to sink a portion of it by wear, and tear, and depreciation; and this circumstance ought always to be taken into account."

"Yes," said Rollo; "that is very true."

"Making such a calculation as this," continued Mr. George, "will often help us determine whether it is wise or not to make a purchase. The question is, whether you would get as much pleasure from the possession and use of this chain as sixty cents a year would come to."

"Yes," said Rollo; "I think I should."

"That would be five cents a month," said Mr. George.

"Yes," repeated Rollo; "I think I should."

"And one cent and a quarter a week," added Mr. George. "Do you think you would get pleasure enough out of your chain to come to a cent and a quarter a week?"

"Yes," said Rollo, confidently; "I am sure I should."

"I think it very likely you would," said Mr. George; "and if so, it would be a wise purchase."

It was not necessary absolutely that Rollo should obtain his uncle George's approval of any plan which he might form for the expenditure of his surplus funds, since it was Mr. Holiday's plan that Rollo should spend his money as he chose, provided only that he did not buy any thing that would either be injurious or dangerous to himself, or a source of annoyance to others. Now, in respect to the chain, Rollo knew very well himself that it was not liable to either of these objections, and that he was consequently at liberty to purchase it if he thought best. In the conversation, therefore, described above, his object was not so much to obtain his uncle's consent that he should make the purchase as to avail himself of his uncle's opinion and judgment in the case, in order to enable him to judge wisely himself.

"I think," said he, at length, in announcing to his uncle his decision, "that it will be a good plan for me to buy the chain; but I will not be in haste about it. I will wait a day or two. I may possibly see something else that I shall like better."

CHAPTER IX. ST. PAUL'S.

Mr. George and Rollo, just before they reached St. Paul's, had a very unexpected addition made to their party. The person was no other than Rollo's mother.

Rollo's father and mother had come from Paris to London the day before, though Rollo had not expected them so soon as this. It might have been supposed that in making the tour they would keep in company with Mr. George and Rollo all the time; but this was not the plan which they adopted. Mr. Holiday's health was still quite feeble, and he wished to travel in a very quiet and easy manner. Mr. George and Rollo, on the other hand, were full of life and spirits. They wished to go every where, and to see every thing, and had very little fear of either fatigue or exposure.

"It will be better, therefore," said Mr. Holiday, "that we should act independently of each other. You may go your way, and we will go ours. We shall meet occasionally, and then you can relate us your adventures."

In accordance with this plan, Rollo's father and mother remained in Paris a few days after Mr. George and Rollo had left that city; and now they had just arrived in London. Jane came with them. And now it happened, by a very remarkable coincidence, that Mr. George and Rollo met them in St. Paul's Churchyard when they were going to visit the cathedral.

St. Paul's Churchyard is a street. It surrounds the yard in which St. Paul's stands, and is bordered on the outer side by ranges of magnificent shops and houses. Thus the street has buildings on one side, and the monstrous iron palisade which forms the enclosure of St. Paul's on the other, all around it.

The yard in which St. Paul's stands is in general of an oval form, though not regularly so. One side curves a great deal, while the other side is nearly straight. The street, of course, corresponds with the outline of the yard, being nearly straight on one side of the church, and quite of a crescent form on the other-being shaped thus somewhat like a bow. They call the curved side of the street the Bow, and the straight side the String. The Bow is on the south side of the church, and the String is on the north side.

Some of the most splendid shops in London are situated in this street, particularly in the part of it called the String. There are shops for the sale of books and engravings, of millinery of all kinds, of laces and embroideries of every sort, of caps and bonnets, and of silver plate and jewelry. It seems a little strange to the visitor to see so great a display of such vanities as these in a street called a Churchyard; but there are a great many such apparent inconsistencies between the names and uses of the streets in London.

It was in St. Paul's Churchyard that Rollo met his mother. The cab which he and his uncle were in had stopped opposite the great gate which led to the church. Rollo stepped out first; and while he was waiting for his uncle George, he saw his mother just coming out of one of the shops on the other side.

"Why, uncle George!" said he; "there's mother!"

So saying, he ran across the street to meet his mother.

Mrs. Holiday was overjoyed to see Rollo coming; so was Jennie, who was sitting all the time in the carriage with Mr. Holiday. After some conversation on other subjects, Rollo told his mother that he and Mr. George were going to see St. Paul's.

"I might go too," said his mother.

"Yes, mother!" said Rollo, eagerly. "Do, mother!"

"I would go," said Mr. Holiday. "It will be a very good opportunity for you-the best you will have, in fact; for I shall not be able to go up so many stairs myself. Jennie can go home with me."

Jennie did not like this part of the proposal, but seemed very desirous to go with her mother.

"Why, Jennie!" said her mother. "I do not think you could climb so high. I don't think you know how high it is."

"Ah, yes, mother," said Rollo, "she can climb very well; besides, I can help her if she gets tired."

It was finally agreed that Jennie should go too; and so the whole party, excepting Mr. Holiday, walked across the street and began to ascend the great flight of circular steps which led to the door in the north transept of the church, that being the door at which strangers and visitors are usually admitted.

On entering the church, they found themselves ushered into an interior so vast in extent, and so lofty in height, as to overwhelm them with wonder. They walked along over the smooth stone pavement towards the centre of the cross, and there stood and looked up into the dome, which swelled in a vast concave far up over their heads, like a sky of stone. The ceiling of the dome was divided into compartments, which were covered with paintings. These paintings had become a good deal faded and decayed; and on one side of the dome, nearly two hundred feet above where the party was standing, there was a platform hanging in the air, with workmen and artists upon it repainting the figures. From the place where he now stood, however, Rollo could only see the under side of this platform and some of the ropes by which it was suspended.