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Ted shrugged. “No one knows. They’re speculating he had some sort of flotation device that he lost for whatever reason. Maybe he encountered a shark or some rocks or fell asleep and slipped out of it. Or he might have given it up, thinking he could move faster without it. Maybe he underestimated the distance to shore or his ability to fight the currents.”

Noah finished his cappuccino. “I could see him doing that. He’s always been over-confident.”

“What he’s done, to everyone, is terrible.” Olivia wiped the condensation from her orange juice. “Especially little Alexa. How will Sophia ever explain that he died trying to skate out on them?”

Ted shifted to one side so he could cross his ankles without getting in anyone’s way. “I’m just glad I didn’t invest, and I hope none of you guys did, either.”

He’d said it flippantly. He hadn’t really believed any of his friends would be victims, but when Kyle and Noah exchanged a glance, Ted sat up straight. “Tell me you didn’t.”

“He talked a good talk,” Noah said, his face turning red. “I mean, look at his house. Look at the cars he drives and all the trips he takes—or used to take. I thought he knew what the hell he was doing.”

“He did!” Ted said with a laugh. “He got you to invest, didn’t he?”

Kyle’s expression was just as chagrined as Noah’s but he came out fighting. “Don’t be so damn smug, Ted. The only reason you kept your distance was because you didn’t want to give Skip the pleasure of thinking he had anything you appreciated or admired.”

That was true. Like almost everyone else, he’d been tempted by the promise of easy money, especially when so many people he respected seemed to be jumping at the opportunity. It was Skip’s connection to Sophia that had stopped him.

For once his history with her was actually in his favor. “Doesn’t matter what saved me, I didn’t invest.” He leaned his elbows on the table. “So how much did you two lose?”

“I don’t want to talk about it,” Noah said. Kyle didn’t answer.

“You didn’t give him a lot, did you?”

Obviously defensive of the man she loved, Adelaide put an arm around her husband. “You didn’t do anything wrong, honey. He did. I bet lots of people in Whiskey Creek lost more than you.”

“I hope not,” Noah said, aghast. “What hurts the most is that I turned him down the first couple of times he called. Addie and I have had a rough year, as you guys know. But once our personal problems cleared up, the oily bastard offered me ‘the opportunity’ again. And he made it sound so...safe and lucrative.” He pushed the table, which was crowding him, a few inches away. “I had every reason to believe him. He’s been the richest man in town for years. None of us drive a Ferrari or have our asses chauffeured to work.”

“You want a chauffeur to drive you ten feet from your door to your bike shop?” Levi teased.

“No, but I’ll take one of the Ferraris.”

“Too bad he’s not alive so I could punch him out,” Kyle grumbled.

“Come on, how much did you guys lose?” Ted eyed Noah, since he’d had him in his sights first.

Noah flipped him off, but then relented. “What the hell. I admit I was a stupid sucker. Fifty thousand. I lost fifty grand.”

The way he said it showed how humiliated he was.

Brandon whistled; Callie dropped her spoon. “That’s a lot!” she exclaimed. “Maybe Levi and I should be glad for my medical bills. We didn’t have enough money for him to bother with us.”

Ted turned to Kyle. “And you? How much did you lose?”

“Kiss my ass,” Kyle replied, his nose in his cup.

“Noah just gave us a figure,” Brandon said.

Kyle scowled at him. “So? I’m not telling.”

Ted couldn’t help smiling at his petulant response. That meant he’d lost even more than Noah. “I’m sure there’ll be a list of victims in the paper at some point.”

“Then you can just wait and read about what a damn fool I was,” he said flatly.

Riley leaned forward so he could catch Kyle’s eye. “Your business has been doing great. Why would you invest with DeBussi?”

“The demand for solar panels is going up. I wanted to expand the factory, but I guess I’ll be putting that off for a while.”

Ted tapped Brandon’s calf with one foot to get his attention. “I’m surprised he didn’t come to you, too, Mr. Extreme Skier. I’m sure he knows you made some money in your heyday.”

Brandon’s mouth curved in a self-satisfied grin.

“What?” Kyle said, cluing in.

“He did come to me,” Brandon told him. “Last time he was in town. I passed on the offer.”

“Shit!” Kyle smacked the table, rattling the silverware. “Are you kidding me?”

Brandon rocked back at this unhappy response, but he was chuckling when he did. “What? You wish I’d gotten ripped off, too?”

“Pretty much,” Kyle mumbled.

“Misery loves company, huh?”

Everybody laughed except Kyle. It was always interesting to watch him interact with his stepbrother, to see how they got along, particularly since Brandon married the woman Kyle had wanted. Every once in a while, Ted saw Kyle look at Olivia with a touch of longing. It made him sad because he knew he did the same thing with Sophia, even though he professed to hate her.

Brandon polished off his second doughnut, which he must’ve bought on the way in, because Black Gold didn’t sell doughnuts. “Yeah, well, thanks for that, big brother.”

Kyle didn’t have a chance to respond. Olivia spoke up. “Do you think...”

When she paused, everyone waited expectantly. “What?” Riley asked.

She winced as if she hated saying what she was about to suggest. “Do you think Sophia could’ve known what Skip was doing?”

“No.” Callie shook her head, adamant. “Sophia wouldn’t go along with him cheating anyone, especially the people here in town.”

“I don’t think so, either,” Riley said. “It was all Skip. The guy had no shame. I heard he scammed his own parents. Took them for their retirement, their savings, everything.”

Olivia shoved the tinfoil lid of her orange juice into the plastic cup. “That’s tragic, but I’ve never been a fan of the DeBussis.”

“Who could be a fan of his brother?” Brandon asked. “That dude’s a mess.”

“I wasn’t talking about Colby,” she told him. “At least Colby doesn’t act as if he’s better than everyone else. It’s Skip’s parents who swagger around this town like they own it. You’ve seen them—in the Fourth of July parade, showing off their fancy cars.” She took a bite of the coffee cake she’d been sharing with Brandon. “Still, I would never have wished anything like this on them.”

“What’s Sophia going to do?” Callie asked, her voice filled with concern. “From what I’ve heard, Skip took all the money they had left, and now that the feds have his cash, they won’t give her a cent of it. How will she get by?”

Ted got the impression she was asking him—maybe because she glanced in his direction. “How would I know?”

“She’ll have to go to work to support her daughter,” Kyle said.

Riley disagreed. “No, her in-laws will help.”

“I don’t think they can,” Eve said. “Not after this.”

Levi set his cup down. “He ripped them off that badly?”

Eve gave him a helpless look. “From what I’ve heard. I doubt Sophia has many options. That’s why I encouraged her to apply for Ted’s housekeeper position.”

Ted nearly fell off his chair. “You what?

“Well, I didn’t actually speak to her,” Eve said with a sheepish expression. “I just...left a message telling her that might be an option.”