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Right before Christmas 2002, the Powerball prize climbed to record size. People in twenty-three states, the District of Columbia, and the U.S.Virgin Islands fattened the pot in anticipation of the televised drawing Christmas night. On the morning of December 23, Jack stopped by C &L Super Serve in the town of Hurricane, where Brenda Higginbotham cooked the food that sat under the heat lamp. Like most mornings, she fixed Jack a bacon-and-tomato biscuit to go, pulling out the biscuit guts to help him with his cholesterol. She called him her "cowboy man" and knew him about as well as you can know anyone who stays long enough to order breakfast and comment on the weather. That morning, along with the biscuit, Jack bought $100 worth of lottery tickets.

By Christmas Eve, the pot reached beyond $280 million, and by Christmas Day, $314.9 million.The odds of winning were 120 million to l.When the winning numbers were announced, Jack had all but one. He went to bed Christmas night thinking he'd won five grand. The next morning he learned that the TV had misre-ported it. He and Jewell checked and checked again-Jack had the sole winning combo: 5-14-16-29-53, Powerball 7.

Jack took the onetime payment of $170 million and walked away with $113 million post-tax. He accepted his easy money before a battery of cameras, dressed in a black outfit and hat, as Jewell, Ginger, and Brandi stood alongside him. The governor handed Jack the big poster-board check and said what a good ambassador Andrew Jackson Whittaker Jr. would make for the state of West Virginia. And for a while, that's what Jack was. Right away, he thanked God for giving him the right numbers. He immediately pledged $17 million to several franchises of the Church of God; then he started giving away millions to various charities. Jack bought people houses and cars and college educations, gave money to old people and poor people and Little Leaguers. He was feted and filmed and generally hailed as the pride of West Virginia but "real down-to-earth," which is just about the best thing one West Virginian can say about another.

You could hardly turn on the TV or open a newspaper without seeing Jack in his big black cowboy hat playing the role of Christian do-gooder with down-home brio. He went on Good Morning America and Today and let the perky morning-talk-show hosts slobber over him; then he went back to West Virginia and impressed his friends and neighbors by working the same long hours at the same old job.

He cut checks to the churches as promised. He bought Higginbotham, the biscuit-maker, a three-bedroom home and a used Jeep Grand Cherokee, and did about the same for the clerk who'd sold him the winning ticket. He promised Brandi he'd spend more time with her and do his best to help her fulfill her dream of meeting the rapper Nelly. He set up the Jack Whittaker Foundation and started handing out what his staff says was $60,000 a month in food, clothing, and household items to needy families across the state, which seems implausible until you remember Jack Whittaker won enough money to give away $1 million a year for the next 113 years. He started getting so many letters of need, he had to hire people just to open them. His neighbors had to deal with extra traffic because half the state wanted a look at the home of an honest-to-God dream come true. Jewell told CNN she literally got sick when Jack won the Powerball but has since decided the money is a good thing because of all the people they can help. She has said her greatest desire is to visit Israel so she can see "where Jesus walked," but other than that, all of this just made her want to run and hide. Jack, on the other hand, decided to come out and play.

From a frontage road west of C harleston, near a carpet outlet and the local Bob Evans, the club with the hot-pink awning calls out to the road-weary, marriage-weary, flesh-starved men of Interstate 64. One night Jack Whittaker heeds the call. He strides right into the Pink Pony and throws about $50,000 on the bar. It's New Year's Eve 2002, and he is six days a megamillionaire.

Mike Dunn, the Pony's general manager, runs a smooth establishment and is not the kind of fellow who needs trouble spelled out for him. He takes one look at that wad and decides to have a word with Jack. He goes over, introduces himself to Jack, says, Glad to have you here, sir, but please be a bit more discreet with the dough. He secures Jack a limo and a guard and gets him and his fifty grand home safe and sound. Jack stops throwing around fifty grand but at his subsequent Pony outings still flashes enough cash to make it clear he's a big shot.

It's a summer Monday evening, and Jack has a hankering for vodka and a briefcase full of scratch: $245,000 in $100 bills and three $100,000 cashier checks. He gets rolling at Billy Sunday's, a bar near his office that has a note on the door asking its patrons to please leave their knives and whatnot in the truck. It's a good place to catch a wet-T-shirt contest or a NASCAR race. The staff didn't know Jack before he won the lottery, but they know him plenty now. Sometimes he shoots pool. Sometimes he just sits and drinks his Absolut and orange (or tomato) juice-doubles, if they recall. If he's feeling generous, he might throw down a good tip or give a cute young bartender a gold Rolex pen right out of his pocket, just for the hell of it, because he can, because he's Big Jack. He tells people he's a martial-arts expert and sometimes gets up to do a few karate kicks to prove it.

By the time he gets to the Pink Pony, it's around 2:00 a.m. and he has had, by his own count, seven or eight drinks. He leaves to drive to the Motel 6 to meet a friend, but the friend doesn't show, so Jack drives back to the Pony. He parks his Navigator alongside the front door and locks it with the engine running. The half-million-dollar briefcase is on the front seat.

The kitchen manager, Jeffrey Caplinger, is in charge for the night. Jeff dates Misty Dawn Arnold, an ex-dancer who gave up the pole upon getting pregnant. The other strippers pay her to help them with their scheduling and outfits and hair. According to the club's bartender, the whole thing went down like this: At some point, Misty walks Jack out to the Navigator-maybe he needs more spending money or aims to dazzle Misty with the contents of the briefcase.Whatever it is, Misty comes back inside, says somebody needs to rob that dude.

Jack orders a vodka and tomato juice, but they're out of tomato juice so they make him a vodka and Hawaiian Punch.According to the bartender, Misty dumps a couple of blue capsules in Jack's drink. The bartender says: Misty, what gives? And Misty says: Don't worry about it; Jeff 's outside breaking into the Navigator. Pretty soon Jack can't hold his head up, so they let him lie down in a back room. Toward dawn he staggers outside and discovers one smashed window, zero briefcases. There's a lot of yelling. Jack and Jeff get into it, and pretty soon Jeff 's got a cut on his nose and the Pink Pony is crawling with cops. Jack summons his own security man, who finds the purloined briefcase stashed behind the Dumpster with the money still in it. The bartender later testifies to all of this at a West Virginia Alcohol Beverage Control hearing on whether to pull the Pony's liquor license, a hearing that culminates in an attorney asking Jack if it's common knowledge that he totes around so much cash, to which Jack responds: "You know, I did win the biggest lottery in history."

It doesn't take long for people to start talking about Jack's predilection for loose cash and naked strangers. Christians come out of the cracks to call him a hypocrite, but Jack keeps on being Jack. One November night, at Billy Sunday's, long past last call, they're shepherding stragglers to the door. Among them the management remembers Jack and a woman they know as his girlfriend. Jack seems to get the idea that people are disrespecting her, so on the way out he tells one of the owners, Billy Browning Jr., to knock it off. Browning tells Jack it's simply time to go home. According to Browning and a witness, Jack says something about having Browning killed. Browning tells him not to come back. But a few months later, Jack's back.