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The hard beat of the rain stopped as suddenly as it had begun. Momentary lulclass="underline" the full brunt of the storm was minutes away yet.

“I’m not a single-hander,” he said, “not a sea tramp. That’s another thing I lied about. Ask me what it is I really am, Shea. Ask me how I make my living.”

“I don’t have to ask.”

“No? Think you know?”

“Smuggling. You’re a smuggler.”

“That’s right. Smart lady.”

“Drugs, I suppose.”

“Drugs, weapons, liquor, the wretched poor yearning to breathe free without benefit of a green card. You name it, I’ve handled it. Hell, smuggling’s a tradition in these waters. Men have been doing it for three hundred years, since the days of the Spanish Main.” He laughed. “A modern freebooter, that’s what I am. Tanner the Pirate. Yo ho ho and a bottle of rum.”

“Why are you telling me all this?”

“Why not? Don’t you find it interesting?”

“No.”

“Okay, I’ll give it to you straight. I’ve got a problem — a big problem. I jumped off that ketch tonight with one thing besides the clothes on my back, and it wasn’t money.” He pulled the waterproof belt to him, unsnapped the pouch that bulged, and showed her what was inside. “Just this.”

Her gaze registered the weapon — automatic, large-caliber, lightweight frame — and slid away. She was not surprised; she had known there was a gun in the pouch when it made the thunking sound.

Tanner set it on the table within easy reach. “My two partners got my share of a hundred thousand from the Jamaica run. I might be able to get it back from them and I might not; they’re a couple of hard cases and I’m not sure it’s worth the risk. But I can’t do anything until I quit this island. And I can’t leave the usual ways because my money and my passport are both on that damn ketch. You see my dilemma, Shea?”

“I see it.”

“Sure you do. You’re a smart lady, like I said. What else do you see? The solution?”

She shook her head.

“Well, I’ve got a dandy.” The predatory grin again. “You know, this really is turning into my lucky night. I couldn’t have washed up in a better spot if I’d planned it. John Clifford’s house, John Clifford’s smart and pretty wife. And not far away, John Clifford’s little sloop, the Carib Princess.”

The rain came again, wind-driven, with enough force to rattle the windows. Spray blew in through the screens behind the open jalousies. Shea made no move to get up and close the glass. Tanner didn’t even seem to notice the moisture.

“Here’s what we’re going to do,” he said. “At dawn we’ll drive in to the harbor. You do have a car here? Sure you do; he wouldn’t leave you isolated without wheels. Once we get there we go onboard the sloop and you take her out. If anybody you know sees us and says anything, you tell them I’m a friend or a relative and John said it was okay for us to go for a sail without him.”

She asked dully, “Then what?”

“Once we’re out to sea? I’m not going to kill you and dump your body overboard, if that’s worrying you. The only thing that’s going to happen is we sail the Carib Princess across the Stream to Florida. A little place I know on the west coast up near Pavilion Key where you can sneak a boat in at night and keep her hidden for as long as you need to.”

“And then?”

“Then I call your husband and we do some business. How much do you think he’ll pay to get his wife and his sloop back safe and sound? Five hundred thousand? As much as a million?”

“My God,” she said. “You’re crazy.”

“Like a fox.”

“You couldn’t get away with it. You can’t.”

“I figure I can. You think he won’t pay because the marriage is on the rocks? You’re wrong, Shea. He’ll pay, all right. He’s the kind that can’t stand losing anything that belongs to him, wife or boat, and sure as hell not both at once. Plus he’s had enough bad publicity; ignoring a ransom demand would hurt his image and his business and I’ll make damned sure he knows it.”

She shook her head again — a limp, rag-doll wobbling, as if it were coming loose from the stem of her neck.

“Don’t look so miserable,” Tanner said cheerfully. “I’m not such a bad guy when you get to know me, and there’ll be plenty of time for us to get acquainted. And when old John pays off, I’ll leave you with the sloop and you can sail her back to Miami. Okay? Give you my word on that.”

He was lying: his word was worthless. He’d told her his name, the name of his ketch and where it was berthed; he wouldn’t leave her alive to identify him. Not on the Florida coast. Not once they left the island.

Automatically Shea picked up the mug, tilted it to her mouth. Dregs. Empty. She pushed back her chair, crossed to the counter, and poured the mug full again. Tanner sat relaxed, smiling, pleased with himself. The rising steam from the coffee formed a screen between them, so that she saw him as blurred, distorted. Not quite human, the way he had seemed to her when he had come out of the sea earlier.

Jumbee, she thought. Smiling evil.

The gale outside flung sheets of water at the house. The loose shutter chattered like a jackhammer until the wind slackened again.

Tanner said, “Going to be a long, wet night.” He made a noisy yawning sound. “Where do you sleep, Shea?”

The question sent a spasm through her body.

“Your bedroom — where is it?”

Oh God. “Why?”

“I told you, it’s going to be a long night. And I’m tired and my foot hurts and I want to lie down. But I don’t want to lie down alone. We might as well start getting to know each other the best way there is.”

No, she thought. No, no, no.

“Well, Shea? Lead the way.”

No, she thought again. But her legs worked as if with a will of their own, carried her back to the table. Tanner sat forward as she drew abreast of him, started to lift himself out of the chair.

She threw the mug of hot coffee into his face.

She hadn’t planned to do it, acted without thinking; it was almost as much of a surprise to her as it was to him. He yelled and pawed at his eyes, his body jerking so violently that both he and the chair toppled over sideways. Shea swept the automatic off the table and backed away with it extended at arm’s length.

Tanner kicked the chair away and scrambled unsteadily to his feet. Bright red splotches stained his cheeks where the coffee had scalded him; his eyes were murderous. He took a step toward her, stopped when he realized she was pointing his own weapon at him. She watched him struggle to gain control of himself and the situation.

“You shouldn’t have done that, Shea.”

“Stay where you are.”

“That gun isn’t loaded.”

“It’s loaded. I know guns too.”

“You won’t shoot me.” He took another step.

“I will. Don’t come any closer.”

“No you won’t. You’re not the type. I can pull the trigger on a person real easy. Have, more than once.” Another step. “But not you. You don’t have what it takes.”

“Please don’t make me shoot you. Please, please don’t.”

“See? You won’t do it because you can’t.”

“Please.”

“You won’t shoot me, Shea.”

On another night, any other night, he would have been right. But on this night—

He lunged at her.

And she shot him.

The impact of the high-caliber bullet brought him up short, as if he had walked into an invisible wall. A look of astonishment spread over his face. He took one last convulsive step before his hands came up to clutch at his chest and his knees buckled.