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Ah. Illusions or helmed horrors. My, but moneylenders were doing well in Waterdeep, these days.

"So," he asked, taking another step, "is there a password?"

The doors emitted a gentle feminine chuckle… or no: there was a sudden, ghostly shimmering in the air just in front of the doors, and the silvery shadow of a tall, gracefully slender lady-for Korvaun had measured folk at a glance for years, and this woman could be no less than a lady-suddenly stood before him. He could see the four impassive guards through her, and in fact she was protruding through them. Korvaun watched tiny blue motes of light, like sparks turned the hue of moonlight, dance along the line where ghost-shadow met gleaming blue armor, and noticed her flowing gown did not ripple in response to the harbor breeze but to some other, unfelt wind of its own. A ghost wind.

"Well met, Lady Ghost Wind," he said, in as friendly and respectful a voice as he could manage. Thanks to several maiden aunts, Korvaun Helmfast could sound very respectful when he needed to. "My name is Korvaun Helmfast, and I seek audience with Mirt, commonly called the Moneylender."

The ghostly lady smiled. "Ghost Wind is a better name than some have given me." She looked down the stair past Korvaun at his waiting bodyguard. "I trust you don't intend to bring all of your bullyblades inside our doors."

Korvaun bowed to her, turned, and made a certain signal. "You trust rightly, Lady. I'll proceed alone."

"Then be welcome. What you'll feel on the threshold within is no attack but a probing. Ascend the stair, and Mirt will doubtless find you."

She winked into nothingness even before her words ended. The helmed horrors stepped back to their former positions as the doors beyond them parted and drew inward, revealing a cavernous forehall beyond.

"Impressive, I'll grant," Korvaun murmured, as he crossed the threshold.

The lofty-domed forehall of Mirt's Mansion was smaller and far less ornate than most nobles' abodes, and far more welcoming. Free of clutter and ornate adornment, it didn't strive to impress the eye, yet everything was well-made. It was not a showplace but a home, of someone wealthy and pleasure-loving and yet no-nonsense.

Another eight helmed horrors awaited Korvaun, four on either side this time. As he stepped forward, he felt the probing the ghostly lady had warned him about, like a tingling haze in the air. He was suddenly surrounded by blue smoke so thin he could barely see it, and so acrawl with power that he was shuddering.

The youngest Lord Helmfast hesitated as radiances flickered and grew stronger all around him, and his hands and face went numb. He decided to walk on. What sort of probing was this? The surging tinglings coiled most strongly around the rings on his fingers and the slender sword he wore, but seemed to ignore his dagger. Most curious.

Then it was all gone, fallen away as if it had never been, and he was passing between the motionless helmed horrors and traversing empty flagstones toward the stair. Before him, massive turned wooden posts like the deck-bollards of a great ship held up stairs as finely made as the flights in any villa or mansion he'd ever seen, but far plainer.

Faint kitchen noises-and now a waft of cooking, too-came from behind some of the doors he was leaving behind as he ascended, but he still saw no sign of a living person.

Some folk of Waterdeep spoke of Mirt's Mansion as a sort of vast prison or series of bloodstained torture chambers, where folk who'd been unwise or desperate enough to fall into his clutches screamed out their pain as he cut what he was owed out of their flesh. Others held that it was as gray and drab and graspingly humorless as any moneylender must be, and still others…

Had obviously never been here, any of them. None had walked along a thick blue fine-weave rug as long as any Waterdhavian noble villa might boast, in a white-walled passage whose sides curved up and around overhead in a smooth, unbroken arch. Korvaun strode softly along it, past several closed doors: broad, plain-plank affairs rather than the gaudily carved entries of snarling lion faces and suchlike favored by most rising-coin merchants. He was heading for what must be a solar ahead, where the passage opened out, sunlight streamed down from above, and plants flowered in profusion.

Fine plants, some in hanging baskets. Dodging amongst them was a fat, puffing man in flopping boots and seaman's breeches held up by both braces and the broadest belt Korvaun had ever seen. But then, he'd seen very few bellies that bulged and strained above and over belts with quite the quivering enthusiasm Mirt's did.

Just now, the infamous moneylender was watering his plants with a shower of sweat as he stamped, parried, and scrambled. Mirt was grunting and wheezing like a tired cart-ox as he fenced with a petite lady in dark leathers, whose hair danced behind her like the mane of a proud horse.

My, what a beauty! Korvaun watched her in open admiration and found his gaze drawn to the quickening skirl and clash of blades as Mirt groaned, sputtered, and cursed his way right out of view, driving his lovely opponent back through the greenery.

There followed a sudden lionlike roar of dismay and a tinkling of merry feminine laughter. Korvaun followed the sounds into the warm, damp air of the solar.

Both combatants were regarding him with interest before he could even draw breath to speak. Rings on their fingers glowed in sudden readiness. Korvaun tried a smile.

"I… offer no menace to you or to any in this fair house. I'm Korvaun Helmfast of House Helmfast, here to crave audience on matters of business with the famous Mirt the Moneylender."

Mirt grunted, wiped one fat-fingered hand across his brow, and leaned on his sword as if it was a dung-spade. Korvaun managed not to wince.

"A flatterer, eh? Ye must be desperate."

Korvaun found himself at a loss for words. Well, that was quick.

"I've some need for coin, yes," he managed, uncomfortably aware of dancing mirth in the woman's eyes, "yet I've come here rather than just emptying the nearest family coffer because I find myself also in need of some advice."

The shaggy-mustached head lifted from its hard-breathing rest on the pommel of the sword, its owner frowning in sudden interest. "Well, now. Have ye, indeed?"

A hand like a gnarled, hairy-knuckled shovel waved Korvaun toward a door.

"Rest yerself in there, my young friend, an' we'll sport together awhile. Asper will find us something to drink-something unpoisoned, I hope."

Asper gave him a dazzling smile, tossed her blade onto a cushion, and dived head-first down a hitherto-hidden slide. The broad leaves of a sea-mist flower, large enough to conceal several such floor openings, danced in her wake.

Aware of Mirt's scrutiny, Korvaun repressed the urge to shake his head in bemusement as he went to the indicated door. Unlike a noble villa, indeed. The man most of Waterdeep called the Old Wolf fell into step behind him.

"So, young Helmfast, how's your mother these days?"

*****

Gods, but she was beautiful. Not in the overpainted, gilded, exquisitely coiffed manner of noble matrons, nor yet in the slyly wanton lushness of the best tavern dancers, but… like a graceful wisp of a temple dancer, yet with something of the imp about her, too, in her dark leathers.

Asper gave Korvaun a smile that made him blush as she handed him a decanter to match the one she'd given Mirt, stopper and all, and trotted out of the room, unstrapping and unbuckling as she went.

"She's gone down to the pool to bathe, an' there's no one else this end of the house," Mirt grunted, from where he was lounging in an old wreck of a chair with his feet up on a matching ruin of a footstool. He waved Korvaun to more catastrophes of furniture. "So speak freely. An' soon."