"By this sad mistake, being left with no friend to argue the other side of the question, China Aster was so worked upon at last, by musing over his dream, that nothing would do but he must get the check cashed, and lay out the money the very same day in buying a good lot of spermaceti to make into candles, by which operation he counted upon turning a better penny than he ever had before in his life; in fact, this he believed would prove the foundation of that famous fortune which the angel had promised him.
"Now, in using the money, China Aster was resolved punctually to pay the interest every six months till the principal should be returned, howbeit not a word about such a thing had been breathed by Orchis; though, indeed, according to custom, as well as law, in such matters, interest would legitimately accrue on the loan, nothing to the contrary having been put in the bond. Whether Orchis at the time had this in mind or not, there is no sure telling; but, to all appearance, he never so much as cared to think about the matter, one way or other.
"Though the spermaceti venture rather disappointed China Aster's sanguine expectations, yet he made out to pay the first six months' interest, and though his next venture turned out still less prosperously, yet by pinching his family in the matter of fresh meat, and, what pained him still more, his boys' schooling, he contrived to pay the second six months' interest, sincerely grieved that integrity, as well as its opposite, though not in an equal degree, costs something, sometimes.
"Meanwhile, Orchis had gone on a trip to Europe by advice of a physician; it so happening that, since the lottery-prize came to him, it had been discovered to Orchis that his health was not very firm, though he had never complained of anything before but a slight ailing of the spleen, scarce worth talking about at the time. So Orchis, being abroad, could not help China Aster's paying his interest as he did, however much he might have been opposed to it; for China Aster paid it to Orchis's agent, who was of too business-like a turn to decline interest regularly paid in on a loan.
"But overmuch to trouble the agent on that score was not again to be the fate of China Aster; for, not being of that skeptical spirit which refuses to trust customers, his third venture resulted, through bad debts, in almost a total loss — a bad blow for the candle-maker. Neither did Old Plain Talk, and Old Prudence neglect the opportunity to read him an uncheerful enough lesson upon the consequences of his disregarding their advice in the matter of having nothing to do with borrowed money. 'It's all just as I predicted,' said Old Plain Talk, blowing his old nose with his old bandana. 'Yea, indeed is it,' chimed in Old Prudence, rapping his staff on the floor, and then leaning upon it, looking with solemn forebodings upon China Aster. Low-spirited enough felt the poor candle-maker; till all at once who should come with a bright face to him but his bright friend, the angel, in another dream. Again the cornucopia poured out its treasure, and promised still more. Revived by the vision, he resolved not to be down-hearted, but up and at it once more — contrary to the advice of Old Plain Talk, backed as usual by his crony, which was to the effect, that, under present circumstances, the best thing China Aster could do, would be to wind up his business, settle, if he could, all his liabilities, and then go to work as a journeyman, by which he could earn good wages, and give up, from that time henceforth, all thoughts of rising above being a paid subordinate to men more able than himself, for China Aster's career thus far plainly proved him the legitimate son of Old Honesty, who, as every one knew, had never shown much business-talent, so little, in fact, that many said of him that he had no business to be in business. And just this plain saying Plain Talk now plainly applied to China Aster, and Old Prudence never disagreed with him. But the angel in the dream did, and, maugre Plain Talk, put quite other notions into the candle-maker.
"He considered what he should do towards reestablishing himself. Doubtless, had Orchis been in the country, he would have aided him in this strait. As it was, he applied to others; and as in the world, much as some may hint to the contrary, an honest man in misfortune still can find friends to stay by him and help him, even so it proved with China Aster, who at last succeeded in borrowing from a rich old farmer the sum of six hundred dollars, at the usual interest of money-lenders, upon the security of a secret bond signed by China Aster's wife and himself, to the effect that all such right and title to any property that should be left her by a well-to-do childless uncle, an invalid tanner, such property should, in the event of China Aster's failing to return the borrowed sum on the given day, be the lawful possession of the money-lender. True, it was just as much as China Aster could possibly do to induce his wife, a careful woman, to sign this bond; because she had always regarded her promised share in her uncle's estate as an anchor well to windward of the hard times in which China Aster had always been more or less involved, and from which, in her bosom, she never had seen much chance of his freeing himself. Some notion may be had of China Aster's standing in the heart and head of his wife, by a short sentence commonly used in reply to such persons as happened to sound her on the point. 'China Aster,' she would say, 'is a good husband, but a bad business man!' Indeed, she was a connection on the maternal side of Old Plain Talk's. But had not China Aster taken good care not to let Old Plain Talk and Old Prudence hear of his dealings with the old farmer, ten to one they would, in some way, have interfered with his success in that quarter.
"It has been hinted that the honesty of China Aster was what mainly induced the money-lender to befriend him in his misfortune, and this must be apparent; for, had China Aster been a different man, the money-lender might have dreaded lest, in the event of his failing to meet his note, he might some way prove slippery — more especially as, in the hour of distress, worked upon by remorse for so jeopardizing his wife's money, his heart might prove a traitor to his bond, not to hint that it was more than doubtful how such a secret security and claim, as in the last resort would be the old farmer's, would stand in a court of law. But though one inference from all this may be, that had China Aster been something else than what he was, he would not have been trusted, and, therefore, he would have been effectually shut out from running his own and wife's head into the usurer's noose; yet those who, when everything at last came out, maintained that, in this view and to this extent, the honesty of the candle-maker was no advantage to him, in so saying, such persons said what every good heart must deplore, and no prudent tongue will admit.
"It may be mentioned, that the old farmer made China Aster take part of his loan in three old dried-up cows and one lame horse, not improved by the glanders. These were thrown in at a pretty high figure, the old money-lender having a singular prejudice in regard to the high value of any sort of stock raised on his farm. With a great deal of difficulty, and at more loss, China Aster disposed of his cattle at public auction, no private purchaser being found who could be prevailed upon to invest. And now, raking and scraping in every way, and working early and late, China Aster at last started afresh, nor without again largely and confidently extending himself. However, he did not try his hand at the spermaceti again, but, admonished by experience, returned to tallow. But, having bought a good lot of it, by the time he got it into candles, tallow fell so low, and candles with it, that his candles per pound barely sold for what he had paid for the tallow. Meantime, a year's unpaid interest had accrued on Orchis' loan, but China Aster gave himself not so much concern about that as about the interest now due to the old farmer. But he was glad that the principal there had yet some time to run. However, the skinny old fellow gave him some trouble by coming after him every day or two on a scraggy old white horse, furnished with a musty old saddle, and goaded into his shambling old paces with a withered old raw hide. All the neighbors said that surely Death himself on the pale horse was after poor China Aster now. Note: [40.5] And something so it proved; for, ere long, China Aster found himself involved in troubles mortal enough.