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Crolius was speaking from a lectern beside an easel on which the title of his talk—“Surviving the Corrections”—was written in purple ink. His question brought murmurs of assent from the first few rows in front of him, the people who’d arrived early for good seats. Someone up there even said: “Yes, Jim!”

Enid felt ever so much better this morning, but a few atmospheric disturbances still lingered in her head, for example a squall now consisting of (a) resentment of the women who’d come to the Longstocking Ballroom absurdly early, as if the potential lucrativeness of Jim Crolius’s advice might somehow decline with one’s distance from him, and (b) particular resentment of the pushy New York kind of woman who elbowed in ahead of everyone to establish a first-name relationship with a lecturer (she was sure that Jim Crolius could see right through their presumption and hollow flattery, but he might be too polite to ignore them and focus on less pushy and more deserving midwestern women such as Enid), and (c) intense irritation with Alfred for having stopped in a bathroom twice on the way to breakfast, which had prevented her from leaving the Kierkegaard Room early and securing a good front-row seat herself.

Almost as soon as the squall had gathered it disappeared, however, and the sun shone strongly again.

“Well, I hate to break it to you folks in the back,” Jim Crolius was saying, “but from where I stand, up here by the windows, I can see some clouds on the horizon. Those could be friendly little white clouds. Or they could be dark rain clouds. Appearances can be deceiving! From where I stand I may think I see a safe course ahead, but I’m no expert. I may be piloting the ship straight into a reef. Now, you wouldn’t want to sail on a ship without a captain, would you? A captain who’s got all the maps and gadgets, all the bells and whistles, the whole nine yards. Right? You got your radar, you got your sonar, you got your Global Positioning System,” Jim Crolius was counting off each instrument on his fingers. “You got your satellites up in outer space! It’s all pretty technical. But somebody’s got to have that information, or we could all be in big trouble. Right? This is a deep ocean. This is your life. So what I’m saying is you may not want to master all that technical stuff personally, all the bells and whistles, the whole nine yards. But you better hope you’ve got a good captain when you go cruising the high seas of high finance.”

There was applause from the front rows.

“He must literally think we’re eight years old,” Sylvia Roth whispered to Enid.

“This is just his introduction,” Enid whispered back.

“Now, another way this is fitting,” Jim Crolius continued, “is that we’re here to see the changing leaves. The year has its rhythms — winter, spring, summer, fall. The whole thing is cyclical. You got your upswings in the spring, you got your downturns in the fall. It’s just like the market. Cyclical business, right? You can have a bull market for five, ten, even fifteen years. We’ve seen it in our lifetime. But we’ve also seen corrections. I may look like I’m just a kid, but I’ve even seen a genuine market break in my lifetime. Scary stuff. Cyclical business. People, we’ve got a lot of green out there right now. It’s been a long, glorious summer. In fact, let me see a show of hands here, how many of you are paying for this cruise, either entirely or in part, on the strength of your investments?”

Forest of raised hands.

Jim Crolius nodded with satisfaction. “Well, folks, I hate to break it to you, but those leaves are starting to turn. No matter how green things are for you right now, it’s not going to survive the winter. Of course, every year is different, every cycle’s different. You never know exactly when that green is going to turn. But we’re here, every one of us, because we’re foresighted people. Every person in this room has proved to me she’s a smart investor, just by virtue of being here. You know why? Because it was still summer when you left home. Every person in this room had the foresight to know that something was going to change on this cruise. And the question we all have — I’m speaking in metaphors here — the question is: Will all that glorious green out there turn to glorious gold? Or will it all just wither on the branch in the winter of our discontent?”

The Longstocking Ballroom was electric with excitement now. There were murmurs of “Marvelous! Marvelous!”

“More matter and less art,” Sylvia Roth said dryly.

Death, Enid thought. He was talking about death. And all the people clapping were so old.

But where was the sting of this realization? Asian had taken it away.

Jim Crolius turned now to the easel and flipped over the first of its big newsprint pages. The second page was headed WHEN THE CLIMATE CHANGES, and the categories — Funds, Bonds, Common Stock, etc. — drew a gasp from the front row out of all proportion to the informational content. For an instant it seemed to Enid as if Jim Crolius were doing a technical market analysis of the kind that her broker in St. Jude had told her never to pay attention to. Discounting the minimal effects of wind drag at low velocities, something “plummeting” (a thing of value “plunging” in a “free fall”) experienced an acceleration due to gravity of 32 feet per second squared, and, acceleration being the second-order derivative of distance, the analyst could integrate once over the distance the object had fallen (roughly 30 feet) to calculate its velocity (42 feet per second) as it passed the center of a window 8 feet tall, and assuming a 6-foot-long object, and also assuming for simplicity’s sake a constant velocity over the interval, derive a figure of approximately four-tenths of a second of full or partial visibility. Four-tenths of a second wasn’t much. If you were looking aside and mentally adding up the hours until the execution of a young killer, all that registered was something dark flashing by. But if you happened to be gazing directly at the window in question and you happened as well to be feeling unprece-dentedly calm, four-tenths of a second was more than enough time to identify the falling object as your husband of forty-seven years; to notice that he was wearing the awful black raincoat which had lost its shape and should never have been worn in public but which he’d willfully packed for the trip and willfully carried with him everywhere; to experience not only the certainty that something terrible had happened but also a peculiar sense of intrusion, as if you were witnessing an event that nature had never intended you to witness, like the impact of a meteorite or the copulation of whales; and even to observe the expression on your husband’s face, to register its almost youthful beauty, its peculiar serenity, for who could have anticipated the grace with which the raging man would fall?

He was remembering the nights he’d sat upstairs with one or both of his boys or with his girl in the crook of his arm, their damp bath-smelling heads hard against his ribs as he read aloud to them from Black Beauty or The Chronicles of Narnia. How his voice alone, its palpable resonance, had made them drowsy. These were evenings, and there were hundreds of them, maybe thousands, when nothing traumatic enough to leave a scar had befallen the nuclear unit. Evenings of plain vanilla closeness in his black leather chair; sweet evenings of doubt between the nights of bleak certainty. They came to him now, these forgotten counterexamples, because in the end, when you were falling into water, there was no solid thing to reach for but your children.