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He had finished early.

Taking a seat in a hard-backed chair near the door, Monsieur d'Ailerons waited. Legs crossed sharply, back straight, eyes forward, d'Ailerons was one of those rare people who appeared to be standing at attention even when sitting down.

He was panting lightly, though not from his exertions. Nerves made his heart and lungs thunder in his chest.

It didn't take long before he started to wish he had gone through his routine more slowly. He had nothing more to do now but sit. And wait.

As he studied the front door, Monsieur d'Ailerons drew a precisely folded silk handkerchief from the interior pocket of his impeccably tailored suit bought in a small medium-priced shop on the Rue de la Verriere. Dabbing with slender fingers, he mopped away the sheen of nervous sweat that had formed on his pale, broad forehead.

The cloth came back drenched. He hadn't realized he was perspiring so much. With a crisp snap of his wrist he replaced the handkerchief in his suit pocket. He checked his Swiss watch.

It was time-6:00 p.m. sharp.

Unusual. They were always on time. Perhaps something had happened to them.

Pushing his small bifocals back up his long nose, Monsieur d'Ailerons allowed himself the hope that they wouldn't arrive after all.

His hopes were dashed two seconds later when there came a sharp rap of knuckles on the glass at the front door. It was not yet 6:01 p.m. They were still on time.

A fresh stream of sweat began trickling from beneath his arms. Moving swiftly on short legs, he went to answer the door.

In the hallway between the two sets of double doors, the banker drew a key from the pocket of his trousers. Reaching up, he quickly unlocked the dead bolt at the top of the door frame. Squatting, he flicked open the hand lock at the door's base.

He opened the door, stepping back obsequiously. Nils Schatz and his ragged entourage bustled into the ornate entryway of the Banque de Richelieu. The IV renegade didn't even look at the Frenchman as his group moved into the depths of the bank.

Rapidly d'Ailerons relocked the doors. He hurried back inside the bank. As expected, the men were waiting for him in his office.

It was the same procedure they had gone through every time during the past several months of secret meetings. Tonight it would be different, however. Monsieur d'Ailerons need only work up the courage to make it so.

"Hurry up, d'Ailerons," Nils Schatz demanded impatiently.

The German was standing in front of d'Ailerons's spotless desk. He held his walking stick in one hand and was tapping it relentlessly on the faded carpeting.

Schatz's men stood behind him. There were six of them altogether. Four were of Schatz's generation-though like their leader they were in remarkable physical condition. The other pair was much younger. Though concealed mostly by black winter hats, the heads of these two were shaved and spotted with tattoos.

It had been d'Ailerons who had suggested to Schatz that the young men wear some sort of hats when accompanying the old German on these trips to the bank. After all, they hardly looked like ordinary Banque de Richelieu patrons. Surprisingly Schatz had agreed.

Ordinarily d'Ailerons would peer disapprovingly down his long nose at such a lowly twosome. But under the circumstances he wouldn't dare. Not considering the company they kept.

The banker crossed behind his desk and carefully unlocked the long top drawer. He removed a few slips of paper tucked deep in the back and passed them across the desk to Schatz.

Schatz examined the slips of paper. Bank notes. As good as cash. Withdrawn from several special accounts. This was the way the transactions had been conducted all along. Schatz was holding several hundred thousand dollars in his hands. It was the most he had ever gotten at one time.

Monsieur d'Ailerons was blinking and swallowing like mad. He wanted to speak-knew he should speak-but no words would come. He twitched and perspired, struggling with how he should broach the subject.

He finally gave up the thought that he would mention the irregularities to Schatz. Let the others find them. It would be their problem, not his.

No, it would be his. That was what had been troubling him since he found out. He must find the courage to speak. Must tell what ha-

"You are more fidgety than usual," Schatz said abruptly.

The banker jumped in his seat, shaken from his trance.

When he looked over, he saw that Schatz was peering up at him. The German didn't lift his head from the handful of checks, but had merely rolled his eyes up to the tops of their sockets. His eyes, hooded beneath his brow, lent his face a demonic cast. The banker glanced at the others. They were all staring at him, expecting him to speak, but he wasn't sure he wanted to any longer.

He swallowed again, hard.

"It is just-" D'Ailerons hesitated, fearful of what he was about to say. He closed his eyes. Perhaps it would be easier if he didn't have to look at Nils Schatz. "Does Mr. Kluge know of all this?" he blurted.

His question was met with silence. After what seemed like an eternity of utter quiet, Monsieur d'Ailerons opened his eyes. Nils Schatz was staring at him with those icy, washed-out blue eyes.

"What do you mean?" the German asked flatly. D'Ailerons swallowed again. His throat had turned to dust.

"With respect, Herr Schatz, you informed me when we began these transactions many months ago that this operation had the blessing of Herr Kluge," the banker said.

"And?"

"I have learned of some irregularities in the accounting methods of my subordinates. These were per your specific instructions, I am told."

"And?" Schatz repeated coldly.

"The way it has been done lends one the impression of someone attempting to cover his tracks," d'Ailerons suggested. "There has been much money taken from IV accounts but in a most secretive manner. It is almost as if you are...embezzling the funds, Herr Schatz."

Schatz finally lifted his head completely. Frigid eyes stared fully at Monsieur d'Ailerons.

"That is a very interesting conjecture," Schatz said thoughtfully. "Do you realize, d'Ailerons, that in my younger days I might have killed you with my own hands for even suggesting that I was a thief?" Some might have treated the words as a joke. Not Nils Schatz. Schatz never joked. He stared, unsmiling, at the banker.

D' Ailerons shrugged helplessly. "I did not mean to insult, surely. If you give your word that Herr Kluge knows of this, then I consider the matter settled." He nodded emphatically. He suddenly noticed that his desk drawer was still open. He made a great show of closing and locking it once more.

"I have already told you Herr Kluge approved of the appropriation of funds," Schatz said slowly.

"Indeed," d'Ailerons said with a carefree motion of one shaking hand. "Absolutely. That is that." He clapped his hands together to brush off the last remnants of some imaginary dust.

"Who have you mentioned this to?" Schatz pressed.

"Pardon me?"

"This-" Schatz waved his cane in the air "-this notion of yours?"

D'Ailerons was suddenly deeply offended.

"No one, sir, certainly. It was only a thought. I am certain Herr Kluge has his reasons for conducting business in this manner. Remember, the Banque de Richelieu has had a history with IV going back to the war."

"I am aware of your fine history, Frenchman," Schatz offered contemptuously.

"Yes." The banker fussed with his desktop, not making eye contact with any of the men in the room. D'Ailerons was uncomfortable now for an altogether other reason. He knew of the bank's shaky history prior to World War II and of its sudden revival immediately after the war. Back then, through circuitous means, IV had bailed the bank out of its immediate financial difficulties. In the time since, the Banque de Richelieu had been more indebted than its owners would have liked to the secret organization.