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‘I was expecting your son to be present.’

‘John?’

‘You appear to spend a lot of time together.’

‘No father could ask for a more dutiful son,’ he said.

‘Isn’t son-to-father loyalty a Chinese tradition?’

Lu paused.

‘Filial attachments are important in Asia,’ he agreed. ‘But unfortunately the ties appear to be becoming less important to the young of today.’

‘I’ve learned quite a lot of Chinese tradition since I’ve been here,’ said Charlie.

‘You’ve been here some days?’

‘Yes.’

‘Then I’m surprised.’

‘Surprised?’

‘That you haven’t called upon me sooner.’

‘I don’t understand,’ said Charlie.

Lu made an expansive gesture.

‘Surely this meeting means that there is to be no unpleasantness between your company and myself.’

‘Unpleasantness?’

‘Over this business of the writs.’

‘I don’t think I can promise that,’ said Charlie, guardedly. The mechanical efficiency to which he’d so far been exposed probably meant that somewhere a tape recording was being made of the encounter. It was the sort of precaution he would have taken.

Momentarily Lu’s smile dimmed.

‘That’s disappointing,’ he said.

‘But inevitable, I’m afraid.’

‘You haven’t come to agree settlement?’

‘No.’

Lu was forcing the discussion, realised Charlie. To get the response he wanted from the man, he needed time to seed some uncertainty.

‘What then?’ demanded the millionaire.

Shock him, decided Charlie.

‘To warn you that under no circumstances will my company consider paying out one cent of the claims you have filed against us,’ he declared.

Lu settled back in the chair, shaking his head in apparent sadness. Not the reaction he had tried for, thought Charlie.

‘Do you know,’ said Lu, reflectively, ‘I really can’t remember when anyone had the temerity to warn me about anything.’

‘I gather you lead a fairly protected life,’ said Charlie, gesturing to the outer doors.

Lu sighed, too obviously, at the intended sarcasm.

‘So very unfortunate,’ he said, still maintaining the smile.

The sibilance was more noticeable, realised Charlie. So there was at least some slight annoyance. It wouldn’t be enough.

‘As unfortunate as the death of Robert Nelson?’

Lu nodded.

‘I heard of the death of your man here,’ he said. ‘Such an able person… obtained more of my business than anyone else.’

‘Why, Mr Lu?’ said Charlie.

The smile was finally extinguished.

‘Because I respected him and chose to give him the business.’

‘At 12 per cent, when the rest of the sealed bids quoted 10?’

For a moment the millionaire faltered.

‘I can afford to give my business to whom I choose,’ he said.

‘That’s not business, Mr Lu. That’s charity. Or stupidity. Or an indication that you didn’t expect the money to be out of your hands for very long. Just long enough for it to be the bait for which it was intended?’

‘I’m really not accustomed to rudeness,’ said Lu threateningly.

‘I’m not being rude,’ said Charlie. ‘I’m asking a very pertinent question.’

‘After the sealed bid tenders had been taken up,’ said Lu, ‘we discovered that we were still uncovered to the extent of?6,000,000. Mr Nelson’s offer had not at that stage been accepted. Rather than reopen the other policies, which might have left us with even less cover dangerously near the sailing date from New York, I decided to give it to him. It was an oversight, really. It was all done at the very last moment.’

‘He told me about the rush,’ said Charlie. ‘And I think you are talking bullshit.’

Lu winced at the crudeness. That hadn’t worked either, thought Charlie.

‘I’m not really concerned with what you will accept or not,’ said Lu. ‘I’m rich enough to do as I wish with my money.’

‘No one’s that rich.’

‘I am. And I’ll remind you that I’m used to being treated with proper respect, because of it.’

‘And I’ll remind you that I’m not being disrespectful,’ said Charlie. He was, he knew. Intentionally so. There had to be some way to penetrate the man’s control.

‘That’s for me to decide,’ said Lu.

‘There will be several things for you to decide today,’ agreed Charlie.

‘Don’t strain my patience,’ said Lu.

‘Now you’re issuing warnings,’ said Charlie.

‘With far more ability to enforce them,’ said Lu.

‘As you did with Robert Nelson?’

Lu sat impassively, hands cupped in his lap. It wasn’t working, realised Charlie. Lu had sensed the manoeuvre and was refusing to react.

‘I know that Nelson was murdered,’ announced Charlie. ‘And I know why.’

Do something, for Christ’s sake, he thought.

‘All of which,’ said Lu, ‘would I’m sure be of great interest to the police. My only concern is in the settlement of my claim for the destruction of my ship, sorry as I am about Mr Nelson’s death.’

‘You destroyed your own ship,’ declared Charlie. ‘And had Robert Nelson killed when he tried to establish the reasons being spread by your people among the Chinese community.’

The patronising smile came back.

‘I’ve made a mistake,’ Lu said. ‘I’ve admitted a madman to my office. And I’m usually so careful.’

‘As careful as you were in having the shipyard workers killed, knowing they could never withstand any cross-examination in court.’

‘More than one murder!’ mocked Lu.

There had always been a desperation about the bluff, accepted Charlie. But he’d expected to unsettle the man far more than he had done. He should have resisted Lu’s pace and prolonged the verbal fencing, he realised. It was his own fault that he’d hurried the confrontation. More than hurried. Panicked, in fact. Because of his nervousness of Harvey Jones. There had been a time when he wouldn’t have made such a mistake, no matter what the pressure.

‘You and perhaps more importantly your son have lost face once,’ persisted Charlie. ‘Try to press this claim in court and I’ll ensure you’ll be ridiculed not just in Asia but throughout the world. Are you prepared to risk that?’

‘I haven’t the remotest conception what you’re talking about,’ said Lu, shaking his head.

‘I will guarantee that in the English High Court my company will oppose your claim,’ said Charlie. ‘I’ll see to it that every suspicion comes out. We’ll label Robert Nelson’s death for what it was. We’ll demand to know in open court why you were prepared to pay 12 per cent on a?6,000,000 cover and get a better answer than the one you’ve given me. We’ll show the real reason… that your anti-communist campaign was always to be paid for by British insurance companies…’

‘Such nonsense,’ intruded Lu. ‘You’re talking absolute nonsense.’

‘But we won’t just stop there,’ carried on Charlie. ‘We’ll ask questions about the gambling. And the brothel-keeping. And the heroin factories that supply America and Europe.’

‘Is there no crime for which I’m not to be held responsible?’ sneered Lu. He infused boredom into his voice.

‘I don’t know of a man who uses publicity more effectively than you,’ said Charlie, ignoring Lu’s jibe. ‘Are you prepared to risk the loss of face that such a court hearing would cause?’

Lu stood and for a moment Charlie thought he intended summoning the guards from the outer offices. Instead the man went to the desk, selected a cigar and returned to the chair, fumbling for the gold cutter on his watch chain.

‘I congratulate you,’ announced Lu unexpectedly.

Charlie waited.

‘It really was a most effective attempt,’ continued the millionaire. ‘Almost deserved to succeed.’

‘ Will succeed,’ Charlie corrected him, imagining a change of attitude at last.

‘Oh no,’ said Lu. ‘I’m no longer treating you as a fool and neither must you regard me as one.’

The attitude had changed, realised Charlie. But not as he had hoped.