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I still don't believe in ghosts and I tell him so.

"Look at the stars," he says.

This is happening in the middle of a party at Wendy's house. Christy and I are having a smoke in the backyard, thrown together because we're the only ones with the habit in Wendy's circle of friends.

"What about them?" I ask, my gaze roving from star to star in the darkness overhead.

"Did you ever think about how many of them are ghosts?"

"I don't get it."

"We're not seeing the stars as they are right now," he says. "We're seeing them as they were thousands of years ago, maybe millions of years ago— however long it took their light to reach us. Some of them don't exist anymore. What we see when we look at them right now aren't the stars themselves, but the light that they gave off— images of themselves, of what they once were."

"So...?"

"So maybe that's what ghosts are."

I hate to admit it, but I can almost buy this.

"Then how come ghosts are so scary?" I ask.

"They're not always," he says. "But memories can be like wounds. They're not easily forgotten because they leave a scar as a constant reminder. It's the moments of strongest emotions that we remember the most: a love lost or won; anger, betrayal, vengeance. I think it's the same for ghosts, the strength of their emotions at the time of their death is what allows them to linger, or go on."

If strong emotions can linger on, I think, then so might desperate wishes.

8

"So I met this woman at the Carlisle," Scotty said as he and Jim were having lunch on Monday, "and she's stunning. She's so hot I can't believe she's interested in me."

"Really?" Jim asked, looking up from his soup with curiosity.

"Oh, yeah. Tight red leather miniskirt, legs like you wouldn't believe, and she snuggles right up next to me at the bar, rubbing her calf against my leg. And let me tell you, the place is not crowded. I'm thinking, if we don't get out of this place soon, she's going to jump me right here on the bar stool."

"So what happened?"

A sheepish look came over Scotty's features. "Turns out she's a hooker."

Jim laughed.

"Hey, it's not funny. I could've caught a disease or something, you know?"

"So you didn't take her up on her... offer."

"Get real. What about you?"

"No hookers for me, thanks all the same."

"No, I mean with what's-her-name, Brenda. Did you see her?"

Jim nodded. "She was different this time," he said. "A little cooler, I guess."

"What? Now she's playing hard to get?"

"I don't think that's it. She just wasn't all that up. I asked her if something was bothering her, but she just changed the subject. After the movie she perked up, though. We stopped for a drink at the Rusty Lion and she had me in stitches, talking about some of the weird people she met back when she was a reporter, but then when I took her home she was all withdrawn again." Jim toyed with his spoon for a moment, slowly stirring his soup. "I'm not really sure what makes her tick. But I want to find out."

"Well, good luck," Scotty said. "But just before you get in too deep, I want you to think of two words: manic depressive."

"Thanks a lot, pal."

"Don't tell me the thought hasn't crossed your mind."

Jim shrugged. "The only down side I see is that she smokes," he said, and then returned to his soup.

9

Jim calls me on Tuesday night and he's really sweet. Tells me he's been thinking about me a lot and he wants to see me again. We talk for a while and I feel good— mostly because he can't see me, I guess. After I get off the phone, I take a bath and then I look at myself in the mirror and wonder how he could possibly be interested in me.

I know what l see: a cow.

What's he going to think when he sees me naked? What's going to happen when he realizes what a fuck-up I am? He hasn't said anything yet, but I don't think he much cares for me smoking, and while he's not stingy or anything, I get the feeling he's careful with his money. What's he going to think about my finances?

I'm such a mess. I can't quit smoking, I can't stick to a diet, I can't stop spending money I don't have. Where does it stop? I keep thinking, if I just lose some weight, everything'll be okay. Except I never do, so I keep buying new clothes that I hope will make me look thinner, and makeup and whatever else I can spend money I haven't got on to trick myself into thinking things'll be different. I decide if I get out of debt, everything'll be okay, but first I have to lose some weight. I think if I get a man in my life... it goes on and on in an endless downward spiral.

I'd give anything to be like Wendy or Jilly. Maybe if I had a wish...

But while I might be starting to believe in ghosts, I side with Wendy on the wish question. Hocus-pocus just doesn't work. If I want to solve my problems, I'm going to have to do it by myself. And I can't keep putting it off. I have to make some real changes—now, not when I feel like it, because if I wait until then, I'll never do it.

First thing tomorrow I'm going to make an appointment with my bank manager. And I'll start a serious diet.

10

"Frankly, Ms. Perry," the manager of the Unity Trust said, "your finances are a mess."

Brenda nodded. The nameplate on his desk read "Brent Cameron." He'd given her That Look when she came into his office, the one that roved carelessly up her body before his gaze finally reached her face. Now he didn't seem to be interested in her looks at all.

She'd been upset when he gave her the once-over; now she was upset because, he'd obviously dismissed her. She knew just what he was thinking. Too fat.

"But I think we can help you," he went on. "The first thing I want you to do is to destroy your credit cards— all of them."

He gave her an expectant look.

"Um, did you want me to do that now?" Brenda asked.

"That might be best."

He handed her a pair of scissors and one by one she clipped her credit cards in two— Visa, Mastercard, gas and department store cards. The only one she didn't touch was her second Visa card.

"You can't keep any of them, Ms. Perry."

"This isn't mine," she explained. "It's from work. I'll hand it in to them when I get back."

He nodded, "Fine. Now I know this isn't going to be easy, but if we start with making a list of all your monthly requirements, then I think we can come up with a plan that will..."

The rest of the meeting went by in a blur. She got the loan. She also came out with a sheaf of paper which held her financial plan for the next three years. Every bit of her income was accounted for, down to the last penny. God, it was depressing. She was going to have to do all her shopping in thrift shops— if she could even afford to do that. To make things worse, she hadn't even mentioned the six-hundred-dollar repair bill she owed her garage for work they'd done on her car last month.

What she could really use right now was a cigarette, she thought, but she hadn't had one since last night and this time she was determined to quit, once and for all. She was starving, too. She'd skipped breakfast and all she'd had for lunch was a bag of popcorn that she'd eaten on the way to her interview with Mr. Cameron.

It hadn't done much to quell the constant gnaw of hunger inside. All she could do was think of food— food and cigarettes and not necessarily in that order. She'd been feeling grumpy all morning. The interview hadn't done much to improve her mood. Her nerves were all jangled, her stomach was rumbling, her body craved a nicotine fix, she was broke for at least the next three years...

How come doing the right thing felt so bad?

Her route back to the office took her by her favorite clothing store, Morning Glory, and naturally they were having a huge sale— UP TO 40% OFF EVERYTHING! the banner read. She hesitated for a long moment before finally going in, just to have a look at what she could no longer afford. Then of course there were three dresses that she just had to have and the next thing she knew she was standing at the counter with them.