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“Official Concord Police Department asteroid pool,” he announces, deadpan. “Step right up.”

I like Detective Culverson. I like that he still dresses like a real detective. Today he’s in a three-piece suit, a tie with a metallic sheen, and a matching pocket square. A lot of people, at this point, have wholly given themselves over to comfort. Andreas, for example, is presently wearing a long-sleeve T-shirt and relaxed-fit jeans, McGully a Washington Redskins sweatsuit.

“If we must die,” Culverson concludes, “let us first collect a few bucks from our brothers and sisters in the patrol division.”

“Sure, but,” Andreas looks around uneasily, “how are we supposed to predict?”

“Predict?” McGully whacks Andreas with the folded-up Monitor. “How are we supposed to collect, goofus?”

“I’ll go first,” says Culverson. “I’m taking the Atlantic Ocean for an even hundred.”

“Forty bucks on France,” says McGully, rifling through his wallet. “Serve ’em right, the pricks.”

Culverson walks his chart to my corner of the room, slides it on the desk. “What about you, Ichabod Crane? What do you think?”

“Gee,” I say absently, thinking about those angry lesions beneath the dead man’s eye. Someone punched Peter Zell in the face, hard, in the recent-but-not-too-recent past. Two weeks ago, maybe? Three weeks? Dr. Fenton will tell me for sure.

Culverson is waiting, eyebrows raised expectantly. “Detective Palace?”

“Hard to say, you know? Hey, where do you guys buy your belts?”

“Our belts?” Andreas looks down at his waist, then up, as if it’s a trick question. “I wear suspenders.”

“Place called Humphrey’s,” says Culverson. “In Manchester.”

“Angela buys my belts,” says McGully, who’s moved on to the sports section, leaned way back, feet propped up. “The hell are you talking about, Palace?”

“I’m working on this case,” I explain, all of them looking back at me now. “This body we found this morning, at the McDonald’s.”

“That was a hanger, I thought,” says McGully.

“We’re calling it a suspicious death, for now.”

“We?” says Culverson, smiles at me appraisingly. Andreas is still at McGully’s desk, still staring at the front section of the paper, one hand clapped to his forehead.

“The ligature in this case was a black belt. Fancy. Buckle said ‘B&R.’”

“Belknap and Rose,” says Culverson. “Wait now, you’re working this as a murder? Awfully public place for a murder.”

“Belknap and Rose, exactly,” I say. “See, because everything else the victim was wearing was nothing to write home about: plain tan suit, off the rack, an old dress shirt with stains at the pits, mismatched socks. And he was wearing a belt, too, a cheap brown belt. But the ligature: real leather, hand stitching.”

“Okay,” says Culverson. “So he went to B&R and bought himself a fancy belt for the purposes of killing himself.”

“There you go,” puts in McGully, turns the page.

“Really?” I stand up. “It just seems like, I’m going to hang myself, and I’m a regular guy, I wear suits to work, I probably own a number of belts. Why do I drive the twenty minutes to Manch, to an upscale men’s clothing store, to buy a special suicide belt?”

I’m pacing a little bit now, hunched forward, back and forth in front of the desk, stroking my mustache. “Why not, you know, just use one of my many existing belts?”

“Who knows?” says Culverson.

“And more important,” adds McGully, yawning, “who cares?”

“Right,” I say, and settle back into my seat, pick up the blue book again. “Of course.”

“You’re like an alien, Palace. You know that?” says McGully. In one swift motion, he balls up his sports section and bounces it off my head. “You’re like from another planet or something.”

2.

There is a very old man behind the security desk at the Water West Building, and he blinks at me slowly, like he just woke up from a nap, or the grave.

“You got an appointment with someone here in the building?”

“No, sir. I’m a policeman.”

The guard is in a severely rumpled dress shirt, and his security-guard cap is misshapen, dented at the peak. It’s late morning, but the gray lobby has a gloaming quality, motes drifting listlessly in the half light.

“My name is Detective Henry Palace.” I display my badge—he doesn’t look, doesn’t care—I tuck it carefully away again. “I’m with the Criminal Investigations Division of the Concord Police Department, and I’m looking into a suspicious death. I need to visit the offices of Merrimack Life and Fire.”

He coughs. “What are you, anyway, son? Like, six foot four?”

“Something like that.”

Waiting for the elevator I absorb the dark lobby: a giant potted plant, squat and heavy, guarding one corner; a lifeless White Mountains landscape above a row of brass mailboxes; the centenarian security man examining me from his perch. This, then, was my insurance man’s morning vista, where he started his professional existence, day in and day out. As the elevator door creaks open, I take a sniff of the musty air. Nothing arguing against the case for suicide, down here in the lobby.

* * *

Peter Zell’s boss is named Theodore Gompers, a jowly, pallid character in a blue wool suit, who evinces no surprise whatsoever when I tell him the news.

“Zell, huh? Well, that’s too bad. Can I pour you a drink?”

“No, thank you.”

“How about this weather, huh?”

“Yep.”

We’re in his office, and he’s drinking gin from a short square tumbler, absently rubbing his palm along his chin, staring out a big window at the snow tumbling down onto Eagle Square. “A lot of people are blaming it on the asteroid, all the snow. You’ve heard that, right?” Gompers talks quietly, ruminatively, his eyes fixed on the street outside. “It’s not true, though. The thing is still 280 million miles from here at this point. Not close enough to affect our weather patterns, and it won’t be.”

“Yep.”

“Not until afterward, obviously.” He sighs, turns his head to me slowly, like a cow. “People don’t really understand, you know?”

“I’m sure that’s true,” I say, waiting patiently with my blue book and a pen. “Can you tell me about Peter Zell?”

Gompers takes a sip of his gin. “Not that much to tell, really. Guy was a born actuary, that’s for sure.”

“A born actuary?”

“Yeah. Me, I started out on the actuarial side, degree in statistics and everything. But I switched to sales, and at some point I sort of drifted up to management, and here I have remained.” He opens his hands to take in the office and smiles wanly. “But Peter wasn’t going anywhere. I don’t mean that in a bad way necessarily, but he wasn’t going anywhere.”

I nod, scratching notes in my book, while Gompers continues in his glassy murmur. Zell, it seems, was a kind of wizard at actuarial math, had a nearly supernatural ability to sort through long columns of demographic data and draw precise conclusions about risk and reward. He was also almost pathologically shy, is what it sounds like: walked around with his eyes on the floor, muttered “hello” and “I’m fine” when pressed, sat in the back of the room at staff meetings, looking at his hands.

“And, boy, when those meetings ended he would always be the first guy out the door,” Gompers says. “You got the feeling he was a lot happier at his desk, doing his thing with his calculator and his statistics binders, than he was with the rest of us humans.”