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That frightened her a bit. “When I go, if I go, I will have to have some good protection.”

Father Dobbs sighed and got up to leave. “You can certainly afford it, my dear.”

Harold McGraw was all smiles and warmth, but it was an act and she knew it. The presence of his briefcase indicated that he was there for business reasons only, and he got the pleasantries out of the way quickly.

“I must tell you that perhaps a million dollars in attorney and research fees to experts all over the world went into your father’s will, and it’s the best document of its kind ever constructed, I wager. That won’t stop it from being contested by every sixteenth cousin thirty times removed who discovers your family somewhere in its genealogy, but I wouldn’t worry about it. There is a separate trust fund already established in your name and containing massive amounts of stock and convertible paper. It is beyond the scope of the will and is administered by us directly. I hope we can continue to do so in the future.”

“I am content with it for now. May I ask how much it represents?”

“Um, at current values, give or take ten percent for the usual fluctuations, it amounts to about twenty-two million dollars. That’s American dollars, by the way. Their laws on such trusts are more liberal than ours, although it’s directly held as an international account in the Royal Bank of Canada.”

The amount staggered her, even though everyone had been talking in huge terms. “And this is—mine?”

“Regardless of the rest. It’s free of taxes and fees, of course, and is entirely yours. Considering the unsteadiness of certain markets, however, I would suggest that, to leave principal untouched, you not spend more than one million a year without first consulting us.”

She was reeling from the idea. “A million … a year?”

“Yes. The easiest way to do this is, well, whenever you wish to buy something, simply have the bill sent to us. For major purchases—say a hundred thousand or more, such as houses, yachts, planes, and the like—have the seller contact us directly so we can work out payment terms to keep it within the range of self-generating income.”

“Uh—-excuse me. Monsieur McGraw, but I am not yet recovered from this. The very concept of such wealth is beyond my grasp right now, I fear. But still I must go on. If this is my trust fund, as you call it, what is the whole estate worth?”

McGraw shrugged. “Miss Montagne, Magellan is one of the four largest privately held corporations in the world. By ‘privately held,’ I mean that its stock is not publicly traded, although many subsidiary corporations that it owns are. The whole of the corporation may be worth fourteen to twenty billion dollars American. I can’t be more specific than that. The estate consists of approximately two hundred and twenty million dollars in liquid assets—those things and properties owned by your late father and his bank accounts and personally held stocks and bonds—and fifty and one-half percent of the stock of Magellan. Taxes and death duties are likely to whittle his personal assets to about a hundred million, I’m afraid, but the stock remains. It’s rather complicated, but while they will try and get it, it is not directly convertible to value and is protected by stratagems even I can’t fully understand from death duties.”

“And he left me—all of it?”

McGraw sighed. “All of it. I’ve yet to do the formal reading of the will, but this talk will suffice as there are no other pertinent parties. Oh, he left some considerable sums to various charitable and religious groups and established trusts and annuities for many old friends and business associates, but I’ve already deducted them from the totals I’ve given you.”

“And this will take years to clear up?”

“I doubt it. Oh, the court cases could drag on into the twenty-second century but I wouldn’t worry about them. Actual title should be a matter of months, certainly no more than a year if the unforseen comes up. For all intents and purposes, you own it all as of now. You see—well, let me read pertinent parts of the will. They’re already causing bombshells in Magellan’s corporate offices now, I can assure you, and probably in many world capitals as well.”

He reached into his briefcase, fiddled a bit, then came up with a small sheaf of papers stapled together. They were clearly copies, and had been marked up with a red pen.

The early parts of the document were long and formal declarations of thus and so, and he began skipping early. When he got to a particular section, though, McGraw couldn’t suppress a slight smile.

“Should anyone named in this last will and testament contest or question any part of it, that person shall receive nothing. Should anyone in the employ of or connected with Magellan or anyone in any way employed in one of my holdings have any part in said contest, whether as plaintiff or as party or witness, said individual shall have his or her employment immediately terminated and shall not receive any further income or employ from any of said companies and holdings for at least twenty years from the date of contest,” McGraw read her. “Likewise any corporation, contractor, or government contesting or being a party to said contest shall have immediately and at the date of contest all dealings with any holdings covered herein suspended and shall not be allowed any further dealings with any said holdings. These conditions remain even if a plaintiff later drops a contest or withdraws its complaint or reverses his or her testimony.”

The attorney noted, “Magellan’s holdings are incredible and extensive and are at the heart of some nations’ defense and economic establishments. Possibly one in twenty jobs in the west would be directly or indirectly connected to it. Many folks are going to think twice about any contests.”

She gulped and nodded.

“But the real kicker comes further on,” he told her. “It says—ah, here. ‘If any contest should succeed against my daughter and heir named above, said contestor should be warned that they will win nothing. Should such a contest be upheld through every available court and means, at that very moment Magellan will become worthless. Also, should my daughter die, by any means, natural or unnatural, within five years of assuming her inheritance free and clear, this will also be true. It will be automatic, absolute, and irrevocable. The means of this I keep to myself and take with me to whatever place I go, but I ask one question of anyone who does not believe this, and provide no answer: what would happen if every single data bank in the entire Magellan network suddenly erased itself?’ ”

She shook her head in wonder. “But—what does it mean?”

“I think it means that he arranged, totally outside Magellan, for something to be built in, something that automatically would trigger such an erasure. The computers, all of them, even the big one here, would suddenly be blank again, all information lost.”

“And this would do what?”

“World panic, I should imagine. The banking and financial records alone would be nearly impossible to track down and claim, let alone use. The value of stock in all publicly held corporations either owned by, controlled by, or doing a lot of business with Magellan, would sink. Years of brilliant research would go down the drain. Some nations’ economies would collapse, while others would find things from routine imports and exports to defense simply falling apart.”

“Then they will duplicate and move this quickly, yes?”

“Well, because of the sheer volume and the computer’s dominance of international telecommunications it’d be damned near impossible. They will save some of the important stuff, the vital stuff, but hardly all. So, you see what he’s done? The international financial community and the governments of many nations will scramble, but also hedge their bets by devoting all their time and resources to getting you clear title to it all as quickly as possible. That’s why I say it will be months, not years, and why everyone is treating you so carefully.”