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'Tell me what's bothering you, darling, we're the best of chums aren't we?' I said warmly. 'You know that if there is something wrong and there is anything I can do to help…” My voice trailed off as I saw tears well up in her blue eyes. 'There's nothing you or anyone else can do to help me,' she quavered and to my great distress, poor Fanny burst into tears. Immediately, I scrambled across and wrapped my arms around her. 'Fanny, what on earth is the matter?

Whatever it is, you must not keep it to yourself. Remember how Miss Beublette always told us at school that a trouble shared is a trouble halved?' Fanny sighed and said: 'Not in this case, Cassie. Very well, I'll tell you what's on my mind, but you must promise not to breathe a word about it to your parents.' 'My lips are sealed,' I assured her. Then Fanny continued: 'Three years ago, my Papa was advised by one of his colleagues on the committee of his London club to invest all his money in certain shares in the New York Stock Market. At first, he made a lot of money, but last month we had some shocking news. The broker who was handling our business in America has absconded and taken all his clients' money with him.' My hand flew to my mouth. 'Oh my goodness, how dreadful! Has your Papa lost a lot of money?' I asked. Fanny whispered: 'Cassie, he's lost every penny he possessed, more than one hundred and thirty thousand pounds.

All we have left is the few hundred pounds which Mama keeps in the bank so she is going up to London next week to sell her jewellery.'

I enquired if anyone was hopeful of catching this wicked thief, but Fanny shook her head. 'It's most unlikely, and even if he were, he won't let on what he's done with all our money.' 'So there's no chance of recovering any money at all,' I mused. Fanny said: 'Thank the Lord that Papa's London stockbroker, who was against the plan from the beginning', took out insurance against malpractice, but we will only get back about a quarter of Papa's losses and it will take at least a year before that amount is paid out.' 'Well, that's something, at least. Surely your father could borrow some money until the insurance money arrives?' J cried. But Fanny informed me that her father had mortgaged their house and land to the hilt to buy the American shares and thus had no longer any security by which to obtain a loan: Although I have only a vague notion as to the exact size of our own family fortune, I was sure that if I told Papa about the Braithwaite's predicament, he would stump up at least fifteen thousand pounds as either a gift or as an interest-free loan.

'Do you really think so?' gasped Fanny when I said as much to her. 'Oh, that would be wonderful, but neither my father nor I would contemplate embarrassing our friends by making a request for financial assistance.' 'If we cannot fall back on a friend in bad times, then how strong can the bond between us be?' I said firmly as I took Fanny's hands into my own. 'Anyhow, the ball is now in my court and I will speak to Papa this evening about this matter. I cannot promise anything on his behalf, but I am certain that you no longer have to bother your pretty little head about this dreadful business. Now let's relax and enjoy what will probably be the last sunshiney day of the year.' I leaned over her deckchair and kissed her, Fanny returned my warm embrace, sliding her arms around my soft curves as we pulled our bodies closer together. Our lips brushed each other's cheeks and then met, pressing firmly against each other with undisguised passion.

Then we both slipped down on to the sand. 'Oh, Fanny darling, you are so beautiful,' I murmured as Fanny clasped me tightly against her, opening her mouth to allow my tongue to slide between her teeth. She responded with avid passion and moved my hands down towards her heaving breasts, Fanny whimpered with desire when I squeezed the soft globes and she herself slipped the arms of her swimsuit down from her shoulders. I helped her pull off her costume and she helped me take off mine so that we now lay completely naked together. I slid my hands over her delicious bare bosoms, feeling the rosy red nipples pouting against my palms and then she lay back and allowed my loving fingers to linger inside the damp triangle of golden, fluffy hair between her thighs. I kissed Fanny's stiffening titties, lingering over each erect nipple in turn whilst I slid my forefinger between her pussey lips, sensing the cuntal juices welling inside her love funnel.

'Oooh, Cassie, that feels so lovely… please finish me off,' she murmured and so I slipped my finger in and out of her cunney in an unhurried rhythm as her body rocked to and fro in time with my gentle probing. Next I parted her thighs and moved my body downwards so that I could nuzzle my lips around her blonde pubic muff and Fanny's pussey lips opened wide to allow my darting tongue to slip inside her juicy cunt. I placed my lips over her swollen clitty and sucked it into my mouth where the tip of my tongue explored it from all directions and I could feel her fleshy love button getting even larger as Fanny twitched up and down as electric charges of sensuous excitement crackled through her entire frame. She began to moan in ecstasy and I could taste the tangy juices flowing freely out of her sticky honeypot. She clutched wildly at my head as I continued to ream out her delicious cunney with my tongue, pushing my lips hard against her groin whilst I moved my head back and forth until the lovely girl was quivering all over and desperate for release.

'A-a-a-r-g-h!' squealed Fanny, and with every stroke of my tongue she arched her body to press her clitty against my teeth. Then she cried out as she exploded in my mouth and I felt her clitty jerking violently against my tongue as I swallowed her copious spend. We lay entwined in each other's arms and then Fanny rolled herself over and nibbled my ear as she said: 'Cassie, you have such lovely nipples.

See how much bigger they are than mine. Lie back and let me play with them. You don't mind if I suck these beautiful titties till they stand up like little red soldiers, do you?' 'I would like nothing better, darling,' I answered and Fanny twisted her fingers around my right nipple and started to roll it around her palm until it stiffened up like a miniature cock.

'M'mm,' I purred as she placed her hand upon the fine downy curls that cover my notch and her busy fingers made my heart quicken and my whole body began to tremble with desire. I soon became quite light-headed as Fanny kissed and sucked my titties and then her hand slipped down to frig my cunney, easing a finger into my moist crack. I sighed and raised my bottom to enjoy this delicious sensation to the utmost and soon her finger was joined by a second and then a third as she finger-fucked me at an ever-quickening pace. In no time at all, my love juices were spurting out of my pussey as Fanny continued to frig me until I shuddered as the first waves of my climax washed over me, setting each nerve on fire, and I cried out with joy as I discharged a final flood of feminine jism over Fanny's hand.