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All our sorts of magazines use picture libraries like Image Store, and the same images tend to go round and round. There's a picture of a roaring tiger that's been on at least three personal finance covers in the last year. Still, the readers don't mind, do they?

They're not exactly buying the magazines to look at Kate Moss.

The good thing is that Elly's editor doesn't like choosing front covers either – and they use Image Store, too. So we always try to work it that we'll go together and have a good matter over the pics. Even better, Image Store is all the way over in Notting Hill Gate, so you can legitimately take ages getting there and back. Usually I don't bother going back to the office.

Really, it's the perfect way to spend an afternoon. (A paid afternoon, that is. Obviously, I'd be thinking a bit differently if this was a Saturday.)

I get there before Elly and mutter 'Becky Bloomwood from Successful Saving', to the girl at reception, wishing I could say 'Becky Bloomwood from Vogue' or 'Becky Bloomwood from Wall Street Journal'. Then I sit on a squashy black leather chair, flicking through a catalogue of pictures of glossy happy families, until one of the trendy young men who works there comes and leads me to my own illuminated table.

'I'm Paul,' he says, 'and I'll be looking after you today. Do you know what you're looking for?'

'Well…' I say, and importantly pull out my notebook. We had a meeting about the cover yesterday, and eventually decided on Portfolio Management: getting the right balance. Before your head falls off with boredom, let me just point out that last month, the coverline was Deposit accounts: put to the test. Why can't we just once put self-tanning creams to the test instead? Oh well.

'I'm looking for pictures of scales,' I say, reading off my list. 'Or tightropes, unicycles…'

'Balancing images,' says Paul. 'No problem. Would you like a coffee?'

'Yes please,' I beam, and relax back in my chair. You see what I mean? It's so nice here. And I'm being paid to sit in this chair, doing nothing at all.

A few moments later, Elly appears with Paul, and I look at her in surprise. She's looking really smart, in an aubergine-coloured suit and high heels.

'So it's swimmers, boats, and European images,' says Paul to her.

'That's it,' says Elly, and sinks into the chair beside me.

'Let me guess' I say. 'Something about floating currencies.'

'Very good,' says Elly. 'Actually, it's "Europe – sink or swim?"' She says it in an incredibly dramatic voice, and Paul and I both start giggling. When he's walked away, I look her up and down.

'So how come you're so smart'

'I always look smart,' she parries. 'You know that.'

Paul's already wheeling trolley-loads of transparencies towards us and she looks over at them. 'Are these yours or mine?'

She's avoiding the subject. What's going on?

'Have you got an interview?' I say, in a sudden flash of genius. She looks at me, flushes, then pulls a sheet of transparencies out of the trolley.

'Circus acts,' she says. 'People juggling. Is that what you wanted?'

'Elly! Have you got an interview? Tell me!'

There's silence for a while. Elly stares down at the sheet, then looks up.

'Yes,' she says and bites her lip. 'But-'

'That's fantastic!' I exclaim, and a couple of smooth looking girls in the corner look up. 'Who for?' I say more quietly. 'It's not Cosmo, is it?'

We're interrupted by Paul who comes over with a coffee and puts it in front of Elly. 'Swimmers coming up,' he says, then grins and walks off.

'Who's it for?' I repeat. Elly applies for so many jobs, I lose track.

'It's Wetherby's,' she says, and a pink flush creeps over her face.

'Wetherby's Investments?' She gives a slight nod, and I frown in bemusement. Why is she applying to Wetherby's Investments? 'Have they got an in-house magazine or something?'

'I'm not applying to be a journalist,' she says in a low voice. 'I'm applying to be a fund manager.'

'What?' I say, appalled.

I know friends should be supportive of each other's life decisions and all that. But I'm sorry, a fund manager?

'I probably won't even get it,' she says, and looks away. 'It's no big deal.'

'But…'

I'm speechless. How can Elly even be thinking of becoming a fund manager? Fund managers aren't real people. They're the characters we laugh at on press trips.

'It's just an idea,' she says defensively. 'Maybe I just want to show Carol I can do something else. You know?'

'So it's like… a bargaining tool?' I hazard.

'Yes,' she says, and gives a little shrug. 'That's it. A bargaining tool.'

But she doesn't sound exactly convinced, and she's not nearly as chatty as usual during the rest of the afternoon. What's happened to her? I'm still puzzling over it as I make my way home from Image Store. I walk down to High Street Kensington, cross over the road and hesitate in front of Marks and Spencer.

The tube is to my right. The shops are to my left.

I must ignore the shops. I must practise frugality, go straight home and plot my expenditure graph. If I need entertainment, I can watch some nice free television and perhaps make some inexpensive, nutritious soup.

But there's nothing good on tonight, at least not until EastEnders. And I don't feel like soup. I really feel as if I need something to cheer me up. And besides – my mind's working fast – I'll be giving it all up tomorrow, won't I? It's like the beginning of Lent. This is my Shopping Pancake Day. I need to cram it all in before the fast begins.

With a surge of excitement I hurry towards the Barkers Centre. I won't go mad, I promise myself. Just one little treat to see me through. I've already got my cardigan – so not clothes… and I bought some new kitten heels the other day – so not that… although there are some nice Prada type shoes in Hobbs…

Hmmm. I'm no sure.

I arrive at the cosmetics department of Barkers and suddenly I know. Makeup! That's what I need. A new mascara, and maybe a new lipstick. Happily, I start to wander around the bright, heady room, dodging sprays of perfume and painting lipsticks onto the back of my hand. I want a really pale lipstick, I decide. Sort of nudey beige/pink, and a lip-liner to go with it…

At the Clarins counter, my attention is grabbed by a big promotional sign.

Buy two skincare products, and receive FREE beauty bag, containing trial-size cleanser, toner and moisturizer, Autumn Blaze lipstick, Extra Strength mascara and sample size Eau Dynamisante.

Stocks limited so hurry.

But this is fantastic! Do you know how much Clarins lipstick usually costs? And here they are, giving it away free! Excitedly, I start rooting through all the skincare products, trying to decide which two to buy.

How about some neck cream? I've never used that before. And some of this revitalizing moisturiser. And then I'll get a free lipstick! It's a complete bargain.

'Hi,' I say to the woman in the white uniform. 'I'd like the neck cream and the revitalizing moisturiser. And the beauty bag,' I add, suddenly petrified that I might be too late; that the limited stocks might have run out.

But they haven't! Thank God. As my VISA card's processing, the woman hands me my shiny red beauty bag (which I have to admit is a bit smaller than I was expecting) and I excitedly open it up. And there, sure enough, is my free lipstick!

It's a kind of browny-red colour. A bit weird, actually.

But if I mix it up a bit with some of my others and add a bit of lip gloss, it'll look really good.

By the time I get home, I'm exhausted. I open the door to the flat and Suze comes rushing up, like a puppy.

'What did you get?' she cries.

'Don't look!' I cry back. 'You're not allowed to look. It's your present."