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"Blackjack? I've never played blackjack."

"Sure you have. It's twenty-one. The guy who gets closest to a twenty-one value in the cards he's dealt, without going over, wins. Number cards are face value, picture cards are worth ten, and the ace can be worth one or eleven—your choice. You get dealt an ace and a picture card—say a queen—that's twenty-one. That's blackjack, and you win automatically."

"Win what?"

"Money. If you just plain beat the dealer, you double your money. So if you bet ten bucks, you get your ten back, plus another ten. A blackjack pays even more."

"Who pays you?"

"The house."

"Whose house?"

"The casino! Quinn, where've you been for the past 22 years?"

"I've been lots of places." Why was Tim getting so worked up? "I just haven't been in casinos."

"That's obvious. And that's probably a good thing. But..." He wrinkled his nose as a pungent odor seeped into the car. "Whew! What's that?"

Quinn recognized it immediately. "Cows," she said. "Somebody's got a herd along here. You don't grow up on a farm without knowing that smell."

"Yeah? Well, they do call this the Garden State. But let me lay the situation out for you. We're going to be customers of the casino, and since the casino's business is gambling, we're going to be called gamblers."

"I'd rather be a customer."

"Bear with me, Quinn. We're going to go into the casino and sit at the table with other gamblers. But we're not going to play each other. We're going to play the casino—the house. The house will be represented by the dealer. The dealer is nothing more than a guy—or lots of times a woman—who is paid to be a machine."

"I don't get it."

"Dealers have no decision-making powers. If the cards they've dealt themselves total sixteen or less, they deal themselves another card. When the cards total more than sixteen, they take no more. The casinos have calculated that this strategy gives them the best odds of staying ahead of their customers. And they're right."

The whole concept baffled Quinn. "Well, if you know the casino—excuse me, the house—is going to win, why bother gambling at all?"

"An excellent question, Quinn. A question many gamblers have asked themselves countless times."

"It sounds to me like you should simply walk into the casino, hand your money to the dealer, and walk out again. You'd save yourself all the sweat and apprehension and maybe you could do something useful with the extra time you had."

Tim stared at her, awe in his voice and a look of utter amazement on his face.

"You're not kidding, are you? You're really for real, aren't you?"

"The road, Tim," Quinn said, pointing through the windshield. "Please watch the road."

He faced front again. "How about excitement, Quinn?"

"What's exciting about losing money?"

"But that's just it. You don't always lose. Sometimes you win. And it's not so much the winning or losing but the process itself that matters. It's a chance to beat the system—or at least a system. And everybody likes to beat the system. Especially me."

"I think we've had this conversation before."

"Right. While we were waiting to hear if The Ingraham was going to accept you. That was when I told you that I can beat the casinos' system."

"Isn't it an old joke that if someone comes up with what he knows is a sure-fire, fool-proof, can't-lose gambling system, the casinos will have a car waiting for him at the airport to take him directly to their tables?"

"Right. Because the casinos have got their own system: the structure of the pay outs, the ceilings on the bets, the simple mathematics of the law of averages—everything is geared toward guaranteeing them the lion's share of the action that crosses their tables. But no casino's system is set up to handle a wild card like me."

Dustin Hoffman's face suddenly flashed before Quinn's eyes and she laughed. "You think you're Rain Man, don't you."

"I beg your pardon, Miss Cleary. I may be an idiot, but I am not an idiot savant. Rain Man and I work differently. His brain was number oriented, mine is picture oriented. But the end result is the same: after a few decks have been played, we both have a pretty good idea what's left in the shoe."

"Now I'm completely lost."

Tim sighed patiently. "Okay. Casinos don't deal Blackjack from a single deck anymore since a bunch of people worked out a counting system that gave them a decent edge over the house."

"But—?"

He held up a hand. "Let me finish. So the casinos started shuffling up to eight decks at a time and loading them all into this hopper called a shoe and dealing from that. Most folks can learn to keep track of a fifty- or hundred-card deck, but not four hundred cards. But I can."

"Your photographic memory," Quinn said.

"Yep. I remember every card that's been played."

"But what good is that?"

"Not much until you get down to the end of the shoe. But when we do get down to the last hundred cards or so, I usually know exactly what's left in the shoe."

"But if you don't know the order they're in, what good is it?"

"I don't need to know the order. All I need to know is if there's a predominance of high cards or low cards. If those last hundred or so cards are tilted heavily in either direction, that's when I make my move. That's when I make my killing and beat their system. And you're going to help."

"What do you mean?"

"Know what this is?" He held up his right hand; his thumb and forefinger were extended, the three middle fingers folded down. He wiggled it back and forth. "It's the Hawaiian hang-loose sign." He wiggled his hand again. "In hoc signo vinces."

She knew the translation, but..."I still don't get it."

Tim reached over and patted her knee. "You will, Quinn. By the time we get to AC, all will be clear. And then we'll both beat the system."

*

Atlantic City wasn't at all as Quinn had pictured it. The postcards and photos she'd seen over the years had shown sunny beaches, tall, new, clean buildings, and a wide boardwalk filled with smiling, happy people. The city she saw as they came in from the marshy salt flats was old, worn, battered, and beaten, with vacant store fronts, peeling paint, rotting shingles, and broken windows. Equally dilapidated people—most of them black—shuffled or slunk along the narrow, crumbling, littered sidewalks in the halogen glow of the streetlights.

"This looks like Beirut," Quinn said.

"Yeah, but it's a Beirut laid out by the Parker Brothers."

Despite the desolation, Quinn had to smile as they passed the avenues: Atlantic, Illinois, New York, Pennsylvania...

"Right. Monopoly. I've bought these streets plenty of times. But I'd be taking a lot better care of them if they were still mine."

"Consider this your reality check before stepping into the land of make believe."

They turned onto Virginia, and moments later they were entering an Arabian Nights Neverland. Smooth, well-lit pavement lined with stone elephants led down a long, walled entry to a maharajah's palace—or rather a Hollywoodized vision of a maharajah's palace, with candy-colored cupolas and faux-Arabic script spelling out "Donald J. Trump presents the TAJ MAHAL." Tim pulled to a stop under the canopy where turbanned attendants unloaded their baggage and whisked the car away to the hotel garage.

"Sort of like stepping out of Kansas into Oz, isn't it," Tim said as they followed their bags toward the registration desk.

Quinn thought of the desolation outside and the costumed attendants swirling around her now in the opulent lobby.

"More like entering the Masque of the Red Death."

Tim gave her a sidelong glance. "Nothing like an upbeat literary analogy to set the tone for the evening."

As the porter led them to the registration area, Quinn noted that the faux-Arabic script was everywhere—over the restrooms and over the VIP check-in desk where they stopped.