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Oh God, what difference does it make? Trina thought abruptly. She closed the memorial book. What difference does any of it make now—Jim’s dead, Jim’s dead, and everything else is meaningless.

She stood and went upstairs and put the book on the small reading stand by the bed. Then she descended again and entered the library—a small room with three walls of glassed-in bookshelves—just down the hall from the sitting room. She had to find something to do, something to keep her hands and her mind occupied . . .

Trina crossed to the roll-top desk and sat down in the stiff-backed armchair before it. Jim had handled all the financial responsibilities, by mutual consent, and she knew nothing about such things, really, having been given a budgeted allowance each week for food and incidentals. But she would have to learn; she would have to learn a lot of things now. She rolled the top up. Chaos—Jim had not been the most organized of men. Trina began to wade through the assortment of pigeon-holed, spindled, and stacked papers.

Twenty minutes later, she found the safe deposit key.

It was in a small locked steel strongbox in a locked bottom drawer of the desk. She had opened the drawer with a key on Jim’s ring, which the Sheriff’s Department had returned to her on Monday with the remainder of his personal effects, and which she had subsequently put in a small tray on the desk. There was nothing else in the drawer save for a new supply of checks from their joint account, and two boxes of canceled checks. The strongbox—for which she located a little silver key on the ring—contained, among other papers, their insurance policy, the deed to the house, ownership certificates on Jim’s boat, The Kingfisher, and their marriage license; and it contained as well the safe deposit key, in an envelope with a series of yearly payment receipts from the West Valley Savings and Loan in Santa Rosa. The newest receipt was dated June, 1970, and she noticed that it was made out in both their names.

Trina held the key, Number 2761, in the palm of her hand. She remembered, a long while past, signing a paper from the bank on a safe deposit rental; Jim had said something vague at the time about keeping important documents there. She frowned. All the documents of any import were right there in the strongbox. Why had Jim then kept the safe deposit all these years, paying the rental promptly when it fell due? What did he have inside?

Unaccountably, Steve Kilduff found himself thinking about the day he and Andrea met.

February, 1963; he had been back in California almost a year, then, with the money in seven different San Francisco banks and a deal in the works with an operator named Thalinger, who was forming a combine to purchase virgin timberland for development near the Salton Sea in Southern California. It was practically an unprecedented coup, according to Thalinger, guaranteed to turn all the shareholders into rich men inside of five years—hell, it simply couldn’t miss. Except that it did, by a sour mile, and he had lost two thousand in faith money. But that wasn’t until later, after he and Andrea had met.

At the time, he was spending a couple of weeks at a ski lodge in Sugar Pine Valley in the Sierras, just taking it easy while the thing with Thalinger simmered, looking for willing pussy and not having any trouble finding it, living the good life, getting his. This one day, a Saturday, he’d been up on one of the intermediate slopes, trying halfseriously to get a big lemon-haired chick named Judy to ball him in a snowbank—“What the hell do you mean it’s too cold? Eskimos do it in an igloo, don’t they?”—and not having any luck at all, but enjoying himself immensely. He had come down to the lodge finally and put his skis up and crossed the ice-slick parking lot under the thin powder that had fallen all morning. There was a café in a big log building opposite, at the base of a slope where fifteen or twenty cabins nestled, smoke curling up through the brick chimneys on a couple of them, freezing white when it touched the chill air, and the whole thing had reminded him of a tranquil Christmas-card scene. He had got up onto the lograiled porch, whistling, when he looked through the rimed plate-glass window on the left and saw her sitting in one of the booths with a tall, blond guy in a fur-lined parka. She had her ebon hair down, falling across her shoulders and around onto her chest like silk, and her cheeks were a cherubic pinkish-red from the warmth inside, and she was smiling with her head cocked a little to one side, and the Scandinavian ski sweater in white and black that she wore was pulled tight across her small, round breasts as she leaned forward to listen to what the blond guy was saying.

He stopped and stood there on the porch for a long moment, with the snow falling around him and his breath making little puffs of vapor on the cold air, staring at her frankly and openly, and finally she seemed to become aware of his eyes through the glass and lifted her head and looked at him briefly, the smooth skin of her forehead wrinkling into two thin horizontal lines and the smile turning quizzical, lingering; but then she looked back to the blond guy again, and in his mind it was as if she had forgotten him, negated his existence with that simple averting of her eyes, and he went to the door and opened it and walked in and went straight to the booth and stood there looking down at her.

“My name is Steve,” he said. “Steve Kilduff.”

Her forehead wrinkled again, and the same quizzical, curious smile came onto her pink lips. “Hello,” she said uncertainly.

The blond guy looked up at him with open hostility. His cheeks were pinkish-red, too, but on the table were two empty hot-buttered-rum mugs from the café’s connecting bar, which had more to do with his color than the interior warmth. His eyes had a faint opaqueness, the whites interwoven with crimson lines. He said, “Flake off, McDuff.”

Kilduff.”

“Whatever the hell,” the blond guy said. “Flake off.”

He kept looking at her, at her great luminous black eyes. “What do you say? Do you want me to leave?”

“I . . . don’t know,” she answered. “I don’t know you.”

“I’m Steve,” he said. “Steve Kilduff, from San Francisco.”

“Listen,” the blond guy said, “nobody invited you. This is a private discussion.”

“Oh, Kjel,” she said. “Don’t be like that.” And to him, “I’m Andrea Fraser; and this is Kjel Andersson,” smiling.

“Oh, a Swede,” he said.

“What the hell do you mean by that?” Andersson asked hotly.

“I didn’t mean anything by it.”

“No?”

“No.”

“Please, Kjel,” she said. “Don’t make a scene.”

“For Christ’s sake!” Andersson said, looking at her. “Whose side are you on?”

“I’m not on anyone’s side.”

“Tell him not to make a scene, then.”

“He isn’t raising his voice,” she said, and there was the barest hint of anger in her tone now.

“Well, maybe you’d like me to flake off.”

“Yes, maybe I would.”

“All right, then, goddamn it!” Andersson said petulantly and slid out of the booth and glared angrily at Kilduff. He stalked to the door and went out.