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“Anyway, getting back to this whole caper you’ve cooked up—I want you to know that I’m all for it! I find the whole thing rather exciting, in fact. I feel like a character in an Ian Fleming novel. It’s really quite racy, this whole overseas-banking business. And when you get to my age, a little bit of raciness is what keeps you young, isn’t it?”

I smiled and let out a gentle laugh. “I guess, Patricia. But as far as the raciness goes, I’ll say it again: There’s always a slight chance that some trouble might arise, at which point the raciness might get a bit racier than old Ian Fleming might’ve liked. And this won’t be in a novel. This’ll be Scotland Yard knocking at your door with a search warrant.”

I looked her directly in the eye, and I said in a tone implying the utmost seriousness, “But if it ever comes to that, Patricia—and I swear this to you—I’ll come forward in two seconds flat and say that you had no idea what was going on with any of this. I’ll say that I told you to go to the bank and give them your passport and that I promised you there was nothing wrong with it.” As I said those words I was certain they were true. After all, there was no way that any regulator on the planet would believe this innocent old lady would take part in an international money-laundering scheme. It was inconceivable.

Patricia smiled and replied, “I know that, love. Besides, it would be nice to spoil my grandchildren a bit. Perhaps they would even feel indebted enough to come visit me while I’m doing time in prison—after the bobbies have carted me away for international bank fraud, right, love?” With that, Patricia leaned forward and started laughing raucously.

I laughed right along with her, but inside I was dying. There were certain things that you just didn’t joke about; it was simply bad luck. It was like pissing in the fate god’s eye. If you did it long enough, he was certain to piss right back at you. And his urine stream was like a fucking fire hose.

But how would Aunt Patricia know that? She had never broken the law in her entire life until she met the Wolf of Wall Street! Was I really so awful a person that I was willing to corrupt a sixty-five-year-old grandma in the name of plausible deniability?

Well, there were two sides to that coin. On one side was the obvious criminality of the whole thing—corrupting a grandma; exposing her to a lifestyle she’d never needed or wanted; placing her liberty at risk; placing her reputation at risk; perhaps even causing her a stroke or some other stress-related disorder if things ever went awry.

But on the flip side—just because she’d never needed or wanted a life of wealth and extravagance didn’t mean it wasn’t better for her! It wasbetter for her, for Chrissake! With the extra money, she’d be able to spend the twilight of her life in the lap of luxury. And (God forbid) if she ever got sick, she would have access to the finest medical care money could buy. I had no doubt that all that British nonsense about their egalitarian utopia of socialized medicine was nothing more than a bunch of happy horseshit. There had to be special medical treatment for those with a few million extra British pounds. That would be only fair, wouldn’t it? Besides, while the Brits might not be as greedy as the Americans, they weren’t fucking commies. And socialized medicine— realsocialized medicine—was nothing short of a commie plot!

There were other benefits too, which, when taken together, all tipped the scale heavily in favor of recruiting the lovely Aunt Patricia into the illicit lion’s den of international bank fraud. Patricia herself had said that the sheer excitement of being part of a sophisticated money-laundering ring would keep her young, perhaps for years to come! What a pleasant thought that was!And, in truth, what were the chances of her really getting in trouble? Almost zero, I thought. Probably less than that.

Just then Patricia said, “You have this wonderful gift, love, to be engaged in two separate conversations at once. There’s one conversation that you’re having with the outside world—which, in this case, is your beloved aunt Patricia—and then there’s another conversation that you’re having with yourself, which you alone can hear.”

I let out a gentle laugh. I leaned back and spread my arms on either side of the top wooden slat, as if I were trying to let the bench absorb some of my worries. “You see a lot, Patricia. Since the day we met, when I almost drowned in a toilet bowl, I’ve always felt that you understood me better than most. Perhaps you even understand me better than I understand myself, although probably not.

“Anyway, I’ve been lost inside my own head for as long as I can remember—from the time I was a kid, maybe even as far back as nursery school.

“I remember sitting in my classroom and looking around at all the other kids and wondering why they just didn’t get it. The teacher would ask a question and I already knew the answer before she was done asking it.” I paused and looked Patricia square in the eye and said, “Please don’t take that as being cocky, Patricia. I don’t wanna come off that way. I’m just trying to be honest with you so you can reallyunderstand me. But since I was small, I was always far ahead—intellectually, I mean—of all the other kids my age. The older I got, the further ahead I became.

“And from the time I was a kid, I’ve had this bizarre internal monologue roaring through my head, which doesn’t stop—unless I’m asleep. I’m sure every person has this; it’s just that my monologue is particularly loud. And particularly troublesome. I’m constantly asking myself questions. And the problem with that is that your brain is like a computer: If you ask it a question, it’s programmed to respond, whether there’s an answer or not. I’m constantly weighing everything in my mind and trying to predict how my actions will influence events. Or maybe manipulate eventsare the more appropriate words. It’s like playing a game of chess with your own life. And I hate fucking chess!”

I studied Patricia’s face for some sort of response, but all I saw was a warm smile. I kept waiting for her to respond, but she didn’t. Yet by her very silence her message was crystal clear: Keep talking!

“Anyway, when I was about seven or eight I started getting terrible panic attacks. I still get them today, although now I take Xanax to quell them. But even thinking about a panic attack is enough to give me one. It’s a terrible thing to suffer from, Patricia. They’re absolutely debilitating. It’s like your heart’s coming out of your chest; like every moment of your life is its own eternity; the literal polar opposite of being comfortable in your own skin. I think the first time we met I was actually in the middle of one—although that particular one was induced by a couple a grams of coke, so it doesn’t really count. Remember?”

Patricia nodded and smiled warmly. Her expression bore not an ounce of judgment.

I plowed on: “Well, that aside, I was never able to stop my mind from racing, even when I was small. I had terrible insomnia when I was young—and I still have it today. But it’s even worse now. I used to stay up all night long and listen to my brother’s breathing, watching him sleep like a baby. I grew up in a tiny apartment, and we shared a room. I loved him more than you can possibly imagine. I have a lot of good memories about that. And now we don’t even talk anymore. Another victim of my so-called success. But that’s another story.

“Anyway, I used to dread the nighttime…or actually fear the nighttime, because I knew I wouldn’t be able to fall asleep. I used to stay up all night long and stare at a digital alarm clock that was next to my bed and multiply the minutes times the hours, mostly out of boredom but also because my mind seemed to force me into repetitive tasks. By the time I was six years old, I could do four-digit multiplication in my head faster than you could do it on a calculator. No kidding, Patricia. I can still do it today. But back then my friends hadn’t even learned to read yet! That wasn’t much conciliation, though. I used to cry like a baby when it was time to go to bed. That’s how scared I was of my panic attacks. My father would come into my room and lie down with me and try to calm me down. My mother too. But both of them worked and couldn’t stay up with me all night. So eventually I was left alone with my own thoughts. Over the years, most of the bedtime panic went away. But it never really left me. It still haunts me every time my head hits the pillow in the form of intractable insomnia—terrible, terrible insomnia.