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Cook sighed, and said: 'I'm afraid, Dr Savage, your advice comes a little too late. You don't know the worst, and I can't tell it you.'

'But, John,' Dr Savage expostulated, 'why act like a beast? You were always a good-hearted, sensible lad until you inherited that accursed money. I felt ashamed for your family's sake a week ago when I saw you riding back from the Derby! I happened to be close behind your dray, and watched the disgraceful proceedings from the very edge of the racecourse onwards. You threw a pin-cushion at the head of a solemn-looking gentleman in his four-wheeler, and caused him severe pain. When he quite naturally resented the assault, your ruffians discharged a volley of musical pears, snuff-boxes, dolls, china ink-wells and coloured balls at him —the whole range of "knock-'em-down" prizes won at the Epsom sideshows. Next, you stormed a van of cheap crockery, and occasioned the wretched owner many shillings worth of loss. Then out came the pea-shooters, and every carriage, cab, or omnibus that you overtook was assailed with your chaff, obscene vituperation and peas. You bombarded the windows of Cheam and Sutton with further peas. Your post-horns, which had been turned into goblets that day by the insertion of a cork in each mouthpiece, were now post-horns again, and blew defiant, sentimental or drunken notes.

'You pulled up at The Cock in Sutton High Street, and so much brandy went down during your short stay that even the driver lost his head. I halted, too, in my gig, determined to keep an eye on you in case of accidents. Off you drove once more, and close by Kennington Gate my presentiments were justified. You ran into a fly containing an elderly tallow-chandler and his wife, and "upset the whole biling'', as I heard one of your elegant comrades exult. You drove away, half a minute later, as if nothing had happened; leaving me to take care of the tallow-chandler, whose scalp was cut open, and his badly bruised wife, who had fainted.'

Cook looked abashed. 'Yes, we were all intoxicated,' he confessed. ' It had been a good day for us. I hope you found nothing wrong with the old gentleman's head that vinegar and brown paper couldn't cure? Dr Palmer, at any rate, handed him his card and offered to pay the damage done to the fly.'

'Dr Palmer gave him a card, as you say’ continued Dr Savage, 'but not his own! It was the Marquess of Anglesey's card, and his lordship angrily rejected the imputation that he had been in any way responsible for the accident.'

'Palmer's always a fellow for larks,' said Cook sheepishly, 'but he's very good-hearted. I'm sure he proffered the wrong card by mistake.'

'Dr Palmer's a calculating rogue,' pronounced Dr Savage, 'to which I may add that it does you no credit to be known as the intimate of a reputed horse-poisoner; a man who defaulted in the payment of a bet five years ago, and was consequently refused admission to Tattersall's Ring; who defaulted again the following year, and was forbidden by the stewards of the Jockey Club to run Ins horse Goldfinder in any race they managed until he had paid up. None of the first-class betting-men, several of whom are my patients, will receive him.'

'All this I have heard, and more besides,' answered Cook, with a gloomy frown, 'but one judges of a man as one knows him, and he's been very kind to me.'

After this, Cook continued to visit Dr Savage every few weeks; the last occasion being a fortnight before his death. The tonics which the doctor prescribed had by that time improved his health and dispersed the sores in his mouth.

The Attorney-General's opening speech for the Prosecution was fairly temperate, later he developed a marked prejudice against Dr Palmer, as a result, we believe, of what he heard casually on the second day of the trial, from Frank Swindell, his Turf-agent.

Swindell is a man of humble origin; he began as a cleaner of engines in a Derby firearms factory, but by judicious betting gathered together enough money to buy himself a well-placed public house. Dissatisfied with a life of perpetually serving beer by day, and making books at night, he determined, since he could not be one of the 'nobs', that he would at least sun liimself in their society, and become necessary to them. He has now amassed a sizeable fortune by bookmaking, and moved into a pleasant small house on the east side of Berkeley Square, between Hay Hill and Bruton Street. There his shrewd wit, his independence of mind, combined with politeness, and his honesty—as honesty is understood on the Turf, where no strictly honest man can ever prosper —have won him many friends. I daresay, being born a Swindell, he finds more call to guard his reputation than some of his less invidiously named competitors: such as Bob Playfair, Jack Good-fellow, Harry Trueman, and Sam Shillingsworth. He has a wonderful fund of humorous stories, and we hear that no Diocesan Conference could remain unmoved by laughter were he to deliver his monologue about wedding customs at Oldham, or describe his accidental visit to the British Museum which, on first corning to London, he mistook for another sort of establishment altogether. Swindell used to back horses on Dr Palmer's behalf, but never forgave him for one day repudiating a gambling debt made verbally and not supported by a signed commission.

On the second day of the trial, then, the Attorney-General called on Swindell to discuss chances for the approaching Derby over a bottle of claret. George Hodgman was there—a young bookmaker in good repute—and we have this account from him.

Swindell opened by telling the Attorney-General that, so far as he knew, a certain horse was safe enough: the owner, running him to win, had engaged detectives as watchers by day and night, lest any attempt were made to nobble him—as with Wild Dayrell in 1854. This reference was made in compliment to Hodgman who, that year, had received a letter from a 'dangerous party' suggesting an appointment 'to our mutual advantage'. When he kept this appointment, the leg said: 'Lay against Wild Dayrell; get all you can out of him, and think of me when you rake in the jimmy o'goblins.' Hodgman cried: 'Hey, whoa! I don't understand. Can Wild Dayrell really be dead meat?' 'That's it,' the leg agreed, 'he's due to be settled.' Said Hodgman: 'I'm much obliged, but I'm afraid you've come to the wrong shop. I don't wish to be mixed up in this business.' The leg whined: 'Well, as you say you won't act, I suppose you can at least be trusted not to interfere?' Hodgman nodded; yet as soon as the leg had slipped away, he jumped into a cab and whipped off to Frank Robinson's house in Bishopsgate Street. Frank Robinson, who had been charged with the London backing by the stable, immediately took train to Hungerford where Wild Dayrell was in training, and warned old Rickaby that the nobblers were after his horse. Rickaby pounced on a stableboy whom he suspected and, without a word of explanation, pitched him neck and crop out of the stable. Wild Dayrell was then even more carefully guarded than before; and when the day came, he won from Kingstown by two clear lengths—much to the satisfaction of Hodgman, who had backed him heavily.

Thus invited by Fred Swindell, Hodgman told the Attorney-Generaclass="underline" 'And now, Sir, I'll reveal the name of the "dangerous party". He was that little dwarf of a Dyke, who's always to be seen at Billy Palmer's side on the course. It's my guess that the nobbling had been arranged by Billy, who's a cool hand and can buy poisons without suspicion, being a qualified surgeon.'

The Attorney-General asked Swindelclass="underline" 'Do you know anything about the business, Fred?'

'No, Sir,' Swindell replied, 'nothing definite; but seeing that you're engaged in prosecuting Palmer, I'll tell you what happened to me three years ago. Hodgy, here, has a couple of bedrooms and a sitting-room reserved for him every year at The Swan Hotel, Wolverhampton, for the August Meeting. As you know, the Handicap is a rare betting race, both before and on the day. In fact, there's more money won and lost over it than over almost any other handicap in the country. So we don't like to be away from Wolverhampton when the fun's on, Hodgy and I don't. . . Well, Hodgy couldn't go down that year, because of a death in his family, so I asked him for permission to use his lodgings. "Certainly, Fred," says Hodgy. "But tell me, whom are you going with?" "Billy Palmer or Rugeley," says I. Hodgy answers —now, didn't you, Hodgy?—"All right, Fred, but take my advice and be wary of your pal. He who sups with the Devil must use a long spoon!" "Well," I said, "I've heard tales about him and I think they're all flam. By the bye, Billy Palmer says he has a good thing in Doubt for the Handicap. Though I've put him five hundred pounds at seven to one against, you'd better risk a 'pony' on the mare, lad. Don't be misled by her form in the Liverpool Spring Cup; she's come on a deal since then. I'm taking a chance on her myself." '