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Just under the surface of the water, two magnificent orbs tugged at the tiny halter that held them, trying to free themselves so they could float to the surface of the water. They looked like two beige balloons captured underwater.

The laughing girl motioned to Hank to join her.

"What's your name?" Hank called to her.

"Do you really have to know?" she called back in a mocking tone of voice. "Is it so important?"

"No," Hank answered honestly, and then he smirked. "It's just that I like to know the names of my playmates."

"Well," she called back over her shoulder as she began swimming away from him, "if you must know, it's Julia!"

Beautiful girl, beautiful name, Hank thought. Then he said out loud, "Look out, Julia, baby, here I come!"

"Not yet, I hope!" she called back with glee, and disappeared under the water.

Hank slipped off the air mattress and splashed around a bit. Julia had disappeared from sight. He frowned, wondering if she had been an illusion, and he turned back to the air mattress and grabbed its side. He was surprised to find the air mattress pulling back.

He heard laughter, that deep throaty laughter that could get him worked up in no time at all. He hunched out of the water a bit and saw Julia doing the same on the other side of the mattress.

Hank shook his head. She really was a playful bitch! Full of surprises. Julia was playful. She was a real sex kitten, and she had still another surprise in store for Hank.

As he hung in the water, watching her on the other side of the float, he saw her hand snake up and deposit a G-string of a bikini bottom on the raft.

"What the…?" Hank exclaimed.

By way of an answer, Julia dropped the wisp of a bikini top on the mattress.

"Is that yours?" Hank asked incredulously.

"Of course, darling," Julia pouted at him. "Who's else bikini do you think I'd be wearing?"

"You… you mean you've taken it off?" Hank asked, still hardly able to believe it.

"Of course," came Julia's frank reply. "Suits are such a nuisance when you want to… play?"

Hank read her this time. Without any further encouragement he snaked out of his tight, white swim trunks and deposited them on the air mattress, right on top of hers.

"That's more like it," she cooed throatily. "Now we can really have some fun!"

Hank had no idea of what type of fun she had in mind for sure, but in general he was all for it. So he just hung loose and waited for her to make the next move.

He didn't have long to wait.

Hank was holding on to the air mattress. Only his shoulders, neck and head were above water; the rest of his lean, muscular body hung straight down in the clear water.

Suddenly he felt a tickle of fingers on his toes and a pair of hands gently move his feet apart. Hank looked down and saw Julia's outstretched arms work their way between his legs. He watched with breathless pleasure as she drove her magnificent, naked form between his legs, face down, her brown hair trailing like a mermaid's over her shoulders.

Hank held his legs just close enough together, so that as she passed through them, his calves were in constant touch with her lovely naked form. The inside of his right calf traced along the curves of the left side of her desirable body; the inside of his left calf traced the length of the right side of her body. It was a voluptuous combination of sight and touch.

He watched her smooth shoulders disappear between his legs, followed by a delicately curved back. Just as the beautifully rounded mounds of her well formed, tight ass passed through, she made a waving motion of her body, to give extra thrust.

When she did, her ass undulated under him in such a sexy way, that Hank's prick, which had been hanging out of sight between his legs, took form. Like a compass, it marked off the dividing line between Julia's ass hamps. Then it marked the thin space between her two legs and her rounded thighs, knees, lovely calves, ankles and feet as they moved sensuously through his leg-bridge.

Hank closed his eyes, shook his head and said, "Wow!" Just when he thought the initiation was over, he felt Julia's hands reaching up for his waist, giving herself a little tug upwards. Then she let go and there was a tempting, tickling sensation on Hank's bare ass. He sucked air, as he had a mental vision of Julia's having arched her body backwards, thrusting her hips forward, and slowly moving her thick curly mass of cunt hair straight up his rear crack.

From somewhere behind him, Hank heard a little splat as Julia surfaced. Her sexy laughter played in his ears.

"Well?" she called out to him expectantly.

"Well, what?" he called back, turning to face her.

"Well, what?" she echoed mockingly. "Well, is this a one-sided game, is what. Do I have to do all the playing?" she asked teasingly, with added emphasis on the "all."

Hank smiled and looked at her. She was a few feet away from him. The water was swirling gently about her as she treaded water. Her hair hung wet and attractive around her beautiful face.

The sun hit the droplets of water that had beaded on the long curly lashes fringing her dark, laughing eyes, making it look as though her eyes were set round with tiny sparkling diamonds. Her soft generous mouth was formed into a charming smile, lips apart, revealing a set of white even teeth that would make toothpaste ad beauties green with envy.

He watched with admiration the smooth way her shoulders rippled as she described figure eights underwater with her hands, her elbows moving in toward and away from her body with a slow, steady movement. Through the clear water, Hank could see her magnificent breasts bobbing tantalizingly like two great pink-white melons just under the surface of the water. His gaze moved back to her face and noted that she was now looking at him quizzically.

Hank smiled, winked, let go of the air mattress, gulped air and dove underwater toward her.

He was really digging this game. Never before in his life had he ever done anything like it. The lovely brown-haired water nymph was really showing him something new, and he was all for it.

Opening his eyes underwater, he could see her body hanging loose and gracefully in the water. Julia had already spread her legs, and Hank looked to the lust spot where their joining was crowned by her curly-haired pussy.

Just before he reached her, he turned over in the water so he could pass through her legs face up.

He gave one mighty thrust with his legs and arms. With arms outstretched, straight above his head, his body forming a smooth straight line, he glided slowly through the pussy passage.

Looking up, he first saw the underside of her big boobs ballooned out above him. Next came the beautiful panorama of her cunt slit. He could see everything. The curly hair, the sweet little clit, the slit with its tiny opening formed of pink muscled lips, her soft labial buns, all passed before his greedy eyes. Then came the narrow pink line that led backwards through her legs to the puckered, hairless hole of her lovely ass that bloomed out behind.

It was some sight! Hank had never seen it from that angle, in that way before. He really grooved on it! Then his eyes trailed up the curved spine of her back, as he eased himself all the way through her legs.

In truth, he was ready to make the entire trip again, it was such a neat sight. But he could feel his lungs beginning to ache under the stress of breath-holding. This was no doubt increased by the rush of warm blood throbbing through his veins, instigated by the sight-seeing excursion between Julia's legs.

He surfaced, swept his hair out of his eyes and laughed in glee. Julia had turned around and was facing him, still treading water.

"That's a beautiful set of equipment you've got. But of course I knew it would be," she said to him.